topic Re: Best Credit Cards for growing in Credit Cards

Best Credit Cards for growing

Anonymous — Sun, 24 Aug 2014 14:20:53 GMT

What are the best growing credit cards for ok credit? meaning easy to get CLI and give good record

Re: Best Credit Cards for growing

baller4life — Sun, 24 Aug 2014 14:24:14 GMT

How does your EX report look? BOA grows with you for sure.

Re: Best Credit Cards for growing

Anonymous — Sun, 24 Aug 2014 14:32:19 GMT

@baller4life wrote:
How does your EX report look? BOA grows with you for sure.

According to Fico 3-score monitoring

EQ - 615

EX - 631

Only baddie i have is 12 late payments from back on 2012...

only one inq and is only on EQ

Re: Best Credit Cards for growing

AvadaKedavra — Sun, 24 Aug 2014 14:36:53 GMT

@Anonymous wrote:
@baller4life wrote:
How does your EX report look? BOA grows with you for sure.
According to Fico 3-score monitoring

EQ - 615
EX - 631
Only baddie i have is 12 late payments from back on 2012...
only one inq and is only on EQ

Those scores are on the lower side...how about your TU score?

12 late payments only 2 years ago might be an issue...have you looked into secured options? What current open TLs do you have now and how old are they?

Re: Best Credit Cards for growing

Anonymous — Sun, 24 Aug 2014 14:42:52 GMT

@AvadaKedavra wrote:
@Anonymous wrote:
@baller4life wrote:
How does your EX report look? BOA grows with you for sure.
According to Fico 3-score monitoring

EQ - 615
EX - 631
Only baddie i have is 12 late payments from back on 2012...
only one inq and is only on EQ
Those scores are on the lower side...how about your TU score?

12 late payments only 2 years ago might be an issue...have you looked into secured options? What current open TLs do you have now and how old are they?

I knowww i have Lexington Law taking care of those... i have 2 Premier cards ($200, $300) Discover chrome (500) Barclays apple (1700) Care credit (\$4,000)

Re: Best Credit Cards for growing

AvadaKedavra — Sun, 24 Aug 2014 14:59:43 GMT

@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
@baller4life wrote:
How does your EX report look? BOA grows with you for sure.
According to Fico 3-score monitoring

EQ - 615
EX - 631
Only baddie i have is 12 late payments from back on 2012...
only one inq and is only on EQ
Those scores are on the lower side...how about your TU score?

12 late payments only 2 years ago might be an issue...have you looked into secured options? What current open TLs do you have now and how old are they?
I knowww i have Lexington Law taking care of those... i have 2 Premier cards ($200, $300) Discover chrome (500) Barclays apple (1700) Care credit ($4,000)

I think right now you should focus on building with the cards that you currently have. You have a decent limit with the Barclays Apple, they'll typically treat you will if you put a lot through their cards and pay it off. If/when those lates come off, your scores will go up and you can re-evaluate new cards.

Re: Best Credit Cards for growing

baller4life — Sun, 24 Aug 2014 15:01:07 GMT

You can do what Lexington Law is doing for free and BETTER. Your EX score is low for a unsecured BOA but I'm pretty sure that you could get their secured which I suggest you do. I started with one with $300 limit in December and now have a $10k unsecured from them.

Re: Best Credit Cards for growing

baller4life — Sun, 24 Aug 2014 15:04:16 GMT

@AvadaKedavra wrote:
@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
@baller4life wrote:
How does your EX report look? BOA grows with you for sure.
According to Fico 3-score monitoring

EQ - 615
EX - 631
Only baddie i have is 12 late payments from back on 2012...
only one inq and is only on EQ
Those scores are on the lower side...how about your TU score?

12 late payments only 2 years ago might be an issue...have you looked into secured options? What current open TLs do you have now and how old are they?
I knowww i have Lexington Law taking care of those... i have 2 Premier cards ($200, $300) Discover chrome (500) Barclays apple (1700) Care credit ($4,000)
I think right now you should focus on building with the cards that you currently have. You have a decent limit with the Barclays Apple, they'll typically treat you will if you put a lot through their cards and pay it off. If/when those lates come off, your scores will go up and you can re-evaluate new cards.

Good plan. Send goodwill letter for those lates. Your scores will skyrocket with those removed. You have enough cards to rebuild. Adding BOA would just be icing on the cake.

Re: Best Credit Cards for growing

Anonymous — Sun, 24 Aug 2014 15:51:40 GMT

@baller4life wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
@baller4life wrote:
How does your EX report look? BOA grows with you for sure.
According to Fico 3-score monitoring

EQ - 615
EX - 631
Only baddie i have is 12 late payments from back on 2012...
only one inq and is only on EQ
Those scores are on the lower side...how about your TU score?

12 late payments only 2 years ago might be an issue...have you looked into secured options? What current open TLs do you have now and how old are they?
I knowww i have Lexington Law taking care of those... i have 2 Premier cards ($200, $300) Discover chrome (500) Barclays apple (1700) Care credit ($4,000)
I think right now you should focus on building with the cards that you currently have. You have a decent limit with the Barclays Apple, they'll typically treat you will if you put a lot through their cards and pay it off. If/when those lates come off, your scores will go up and you can re-evaluate new cards.
Good plan. Send goodwill letter for those lates. Your scores will skyrocket with those removed. You have enough cards to rebuild. Adding BOA would just be icing on the cake.

Really? Would it be easy to get them removed? how do i do that? its from 2 years ago...

Re: Best Credit Cards for growing

baller4life — Sun, 24 Aug 2014 16:11:34 GMT

Look up goodwill letters in the Rebuilding Forum in the stickies up top and you will find a template. And just tailor to fit your situation. You have a better chance getting the lates removed than Lexington Law.

Re: Best Credit Cards for growing

1GaDawg85 — Sun, 24 Aug 2014 16:16:07 GMT

Dump Lexington "Law" immediately.....nothing but a rip off