topic Re: NFCU in Credit Cards

NFCU

Little_Lulu — Sun, 24 Aug 2014 19:53:44 GMT

Is there a time frame a person should wait in between credit card apps?

I applied back to back a few weeks ago and they told me they couldn't give me any more credit. My grandparents want to apply for a second card. It's been a few weeks since their last app.

Re: NFCU

Scupra — Mon, 25 Aug 2014 17:51:08 GMT

@Little_Lulu wrote:
Is there a time frame a person should wait in between credit card apps?

I applied back to back a few weeks ago and they told me they couldn't give me any more credit. My grandparents want to apply for a second card. It's been a few weeks since their last app.

Without much info it sounds like you may be at your internal limit with NFCU. Navy doesn't seem to care about time between apps.

Re: NFCU

1GaDawg85 — Mon, 25 Aug 2014 17:53:41 GMT

@Little_Lulu wrote:
Is there a time frame a person should wait in between credit card apps?

I applied back to back a few weeks ago and they told me they couldn't give me any more credit. My grandparents want to apply for a second card. It's been a few weeks since their last app.

i would give it a year

Re: NFCU

leegreen — Mon, 25 Aug 2014 20:33:25 GMT

If you do it right away chances for a denial are high. However, if you are willing to move some of your CL from the existing to open the new they will normally do it on request via SM.

Re: NFCU

Creditaddict — Mon, 25 Aug 2014 20:34:13 GMT

@Little_Lulu wrote:
Is there a time frame a person should wait in between credit card apps?

I applied back to back a few weeks ago and they told me they couldn't give me any more credit. My grandparents want to apply for a second card. It's been a few weeks since their last app.

Navy got super tight on the 2nd card approvals because it's a backdoor into possible future SP CLI.

Your grandparents can apply and upon decline they can send a secure message online and ask that $1k (minimum) from their 1st card be taken to open the 2nd card.