topic Target VISA increase but then... in Credit Cards

What Have you been DENIED for recently?

Anonymous — Mon, 04 Feb 2008 21:42:17 GMT

Citi Plat Amex Twice I really want this becuase of the Mexicana Travel Companion Voucher and the Priority Pass

Re: What Have you been DENIED for recently?

Anonymous — Mon, 04 Feb 2008 22:00:26 GMT

ddd wrote:
Citi Plat Amex Twice I really want this becuase of the Mexicana Travel Companion Voucher and the Priority Pass

Same thing I've been approved for recently. Nothing.

Re: What Have you been DENIED for recently?

Anonymous — Mon, 04 Feb 2008 22:01:41 GMT

cheddar wrote:

ddd wrote:
Citi Plat Amex Twice I really want this becuase of the Mexicana Travel Companion Voucher and the Priority Pass

Same thing I've been approved for recently. Nothing.

Clever LOL

Re: What Have you been DENIED for recently?

Anonymous — Mon, 04 Feb 2008 23:10:36 GMT

UMMMMMMM... a new card thru Capital One (was suckered into the app should have never applied) long story.....

CCCU (sufficiently obligated credit report) what ever that means---

but not mad--I got all I need for now--with CCCU was just thinking of establishing a new CC relationship---must have been my sign not to bother

I am not apping for anything else just letting things age for over the next year or so and only requesting CLIs that do not require a hard inquiry (if I dont get the increase without asking)

And plans to close Household Bank card by May since I get no love at ALL .....

Re: What Have you been DENIED for recently?

Anonymous — Mon, 04 Feb 2008 23:25:52 GMT

CLI with Household Bank Platinum MC, my oldest card. You'd think they would be willing to raise their puny 300 cl since they solicit me for more cards at least twice a month.

I got an offer from them that said, "Thanks for your great management of your MasterCard. We'd like to reward you by offering you our Platinum Elite (? I think?) Visa card with cash back (oh, and another annual fee, ty but no thx)".

I called and complained that they keep offering me cards incuding the BB MasterCard, but won't give me more credit on this one.

They said they would see and then pulled (a hard, of course) and gave me $0.

Bah.

Does anyone know if they will combine the Visa and MC if I accept that crappy card? I don't need another $300 cl.

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 00:13:19 GMT

Nothing. I've received all I've requested. But then again, I don't ask for very much, or very often.

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 01:24:22 GMT

wamu "pre-appoved" offer. really only wanted the pfico anyway.

Re: What Have you been DENIED for recently?

haulingthescoreup — Tue, 05 Feb 2008 02:05:28 GMT

Nothing since a year ago today. I'm too chicken to apply! Not yet, anyway.

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 02:55:05 GMT

usaa--stupid move-should have known from the post i read but no i just had to go and do it, and well i did and i REGRET IT ! anyway i guess life goes on..

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 03:00:33 GMT

Citi card and Im done trying.....

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 05:34:36 GMT

WaMu. I haven't gotten the rejection letter yet so I'm not sure why.

Got 1500 from Hooters today. These are the only 2 cards I've applied tfor so I feel just fine.

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 06:44:17 GMT

Citi AAA Bronze

Amex Starwood

Discover

Delta Skymiles

Carnival Seamiles

Kay(due to FA on CR's)

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 11:46:11 GMT

Chase Freedom signature Visa Discover Band of America Visa signature Fidelity Investment Visa signature all due to one old charge off that still reports. As you can see I really wanted a visa signature card with no AF. Anyway i got one now through juniper so that's enough apping for awhile.

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 12:45:23 GMT

I accually have never been deined.

I have been denied CLI's (not recently though)

and to Plainsneech I apped and was approved for Kay with the FA on my CR's. I just called them when thier credit dept opened.

Re: What Have you been DENIED for recently?

brendogg27 — Tue, 05 Feb 2008 13:30:19 GMT

I was denied an AMEX GREEN.

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 16:35:02 GMT

Chase/circuit city card, last November....

Re: What Have you been DENIED for recently?

MidnightVoice — Tue, 05 Feb 2008 16:38:24 GMT

I was denied a Chase Airmiles card nearly two years ago. That was when I came to realize that 5 years of perfect payments had not done anything for my score, and I needed to start playing the game.

A year ago I got the card at the second time of asking - current CL$8.5K

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 20:39:35 GMT

A CLI for my Victoria's Secret card. I've had the card for 10 years, never been late. The reason listed was something like unsatisfactory performance on my other cards... My EQ score was 703 at the time. I haven't checked yet if I got a hard from this. If I did I'll be really ticked!!

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 20:41:25 GMT

Just applied for Citi Premier Pass and did NOT receive instant approval. I don't know how long response will take. Pulled EQ with a 656 score.

Re: What Have you been DENIED for recently?

Anonymous — Tue, 05 Feb 2008 21:34:26 GMT

A CLI for DW's BoA card. Reason given, current limit adequate for income level.