topic Re: Wescom Credit Union Info? in Credit Cards

Wescom Credit Union Info?

Creditaddict — Wed, 27 Aug 2014 00:05:32 GMT

Anyone have any information on Wescom Credit Union?

Who they pull?

How they are with baddies? Inq's, etc.

Re: Wescom Credit Union Info?

SunriseEarth — Wed, 27 Aug 2014 00:11:08 GMT

Wescom is my home CU. They pull EX.

In my auto loan shopping, they approved me for a 3.75% loan for $18K. I didn't take it since Mazda offered me 0% (and DCU offered 1.9%). I used the same HP to get a Visa. Approved for $2500 at 12.9% APR. Baddies on EX include settled CO (falls off in May) and BK (falls off next October) and a 120 day late on SL from 2008. My EX is probably ~700. I think I had 6 INQ when they pulled (2 over 1 year old). Wescom wouldn't offer me anything when scores were ~630.

Re: Wescom Credit Union Info?

Creditaddict — Wed, 27 Aug 2014 00:12:57 GMT

@SunriseEarth wrote:
Wescom is my home CU. They pull EX.

In my auto loan shopping, they approved me for a 3.75% loan for $18K. I didn't take it since Mazda offered me 0% (and DCU offered 1.9%). I used the same HP to get a Visa. Approved for $2500 at 12.9% APR. Baddies on EX include settled CO (falls off in May) and BK (falls off next October) and a 120 day late on SL from 2008. My EX is probably ~700. I think I had 6 INQ when they pulled (2 over 1 year old). Wescom wouldn't offer me anything when scores were ~630.

thanks, ill skip them... I don't need anymore conservative banks in my wallet!

Re: Wescom Credit Union Info?

SunriseEarth — Wed, 27 Aug 2014 00:16:48 GMT

The only reason I took the VISA was just so the HP could go to some use. It'll probably just collect dust in my SD.