topic Re: NFCU GoRewards App in Credit Cards

NFCU GoRewards App

MrCredit — Thu, 04 Sep 2014 17:23:05 GMT

Got an alert from myFICO saying they pulled EQ yesterday. Still says review in process... Any ideas on what the hold up might be?

Re: NFCU GoRewards App

pizza1 — Thu, 04 Sep 2014 17:26:43 GMT

I'm no expert on navy by any means, CA probably is, but I know they are weird about 2nd cards with them. I've been denied 3 times for a second, and offered to take some of my current limit and open a 2nd card up though, which I didn't . I will once my current cli gets above $10k. They do seem to be taking longer now a days for cc approvals I've noticed. It took them 3 days to decline me last time.

Re: NFCU GoRewards App

MrCredit — Thu, 04 Sep 2014 17:28:56 GMT

Not sure if having $8k on deposit helps?

Re: NFCU GoRewards App

baller4life — Thu, 04 Sep 2014 17:29:14 GMT

My guess is slammed with current promotion. Did you send a message checking status?

Re: NFCU GoRewards App

MrCredit — Thu, 04 Sep 2014 17:29:57 GMT

No I am afraid it will turn into a decline if I do that.

Re: NFCU GoRewards App

1GaDawg85 — Thu, 04 Sep 2014 17:30:48 GMT

I'm calling them to check status

Re: NFCU GoRewards App

pizza1 — Thu, 04 Sep 2014 17:31:27 GMT

Baller is probably right! With the promo could be swamped!

Re: NFCU GoRewards App

MrCredit — Thu, 04 Sep 2014 17:34:17 GMT

I called yesterday to check the status and the guy was a snot... Had no info. Said they did not need anything and to wait.

Re: NFCU GoRewards App

baller4life — Thu, 04 Sep 2014 17:38:10 GMT

Yeah when I called they wouldn't even call uw to check. Just said it was still processing. Like duh I know that idiot. So I sent a message thru app messages to check myself. They responded next morning approved. Then I got official approved message.

Re: NFCU GoRewards App

MrCredit — Thu, 04 Sep 2014 17:58:09 GMT

I sent them this message and attached three pay stubs:

"I applied for the GoRewards MasterCard to take advantage of the member special promo NFCU is running currently. I would like a MasterCard to compliment my Visa so I have one of each, in addition to having my current card for pay in full purchases (Cash Rewards) and having this new MasterCard for carrying a balance if I wish.

I have slowly started to move my deposit accounts to NFCU, I also plan to do all my lending there as well, thus closing out my credit cards elsewhere. I enjoy having one location where I can see my whole financial picture. I enjoy the customer service most of all and the great products NFCU provides.

Would you by any chance have any kind of status to my application? I have attached my three most recent paystubs for your convenience.

Thank you for your time and consideration. Have a wonderful day."

Re: NFCU GoRewards App

1GaDawg85 — Thu, 04 Sep 2014 18:06:07 GMT

so whos been approved?

Re: NFCU GoRewards App

baller4life — Thu, 04 Sep 2014 18:06:27 GMT

You sent thru app messages right and not secure messages?? Looks awesome!

Re: NFCU GoRewards App

MrCredit — Thu, 04 Sep 2014 18:07:13 GMT

I clicked messages at the top of the screen. I believe that is the only place it will let you attach something.

Re: NFCU GoRewards App

baller4life — Thu, 04 Sep 2014 18:07:58 GMT

Oh ok. Hopefully you hear back soon.

Re: NFCU GoRewards App

1GaDawg85 — Thu, 04 Sep 2014 18:08:21 GMT

@MrCredit wrote:
I clicked messages at the top of the screen. I believe that is the only place it will let you attach something.

that it is

Re: NFCU GoRewards App

1GaDawg85 — Thu, 04 Sep 2014 18:21:42 GMT

called and the lady on the phone didn't sound like she wanted any part of dealing with me

Re: NFCU GoRewards App

baller4life — Thu, 04 Sep 2014 18:42:04 GMT

Yeah I don't know what's going on and why csrs are being so rude now

Re: NFCU GoRewards App

1GaDawg85 — Thu, 04 Sep 2014 19:10:51 GMT

@baller4life wrote:
Yeah I don't know what's going on and why csrs are being so rude now

Have you been calling them a lot lately? Lol

Re: NFCU GoRewards App

baller4life — Thu, 04 Sep 2014 19:38:04 GMT

No I just called once to check status of my Platinum app. And the lady was rude. I've also read others comments about them recently.

Re: NFCU GoRewards App

Anonymous — Thu, 04 Sep 2014 20:13:37 GMT

Does anyone know the round about credit score they look at for this promo they're offering?