topic scores in Credit Cards

scores

Goodness — Thu, 04 Sep 2014 21:37:13 GMT

does any credit card companies use fico 08 scores

Re: scores

Anonymous — Thu, 04 Sep 2014 21:46:28 GMT

I think most CCC use FICO 08 for approvals, if that was your question.

Re: scores

pizzadude — Thu, 04 Sep 2014 21:51:26 GMT

@Goodness wrote:
does any credit card companies use fico 08 scores

Short answer: Yes.

Long answer: When you receive a score after applying for credit its generally assumed that the score they provide is the same they used in their approval process, but it may not necessarily be. Lenders don't typically share details about their underwriting process, so it's just speculation on our part. Also as with any credit application, the information on your reports is scrutinized moreso than just your scores. Someone just posted today that the score provided by Lending Club matched their TU FICO08 score from MyFICO: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Lending-club-using-FICO-8/m-p/3406561

Re: scores

Goodness — Thu, 04 Sep 2014 21:57:12 GMT

IAM STILL IN THE REBUILDING STAGE. HAVE TRIED THE SHOPPING CART TRICK, WITH NO POPUPS. WITH FICO 8 SCORES WITH EX 635 EQ 595 TU 529 WAS HOPING FOR SOMETHING