topic Re: adding DH to Nordstrom card=Question in Credit Cards

adding DH to Nordstrom card=Question

Anonymous — Sat, 06 Sep 2014 00:09:38 GMT

Hi guys,

So my husband had only one credit card Cap one for $400

So we opened a NFCU CC and he opened a Macy's card

He also mentioned that he wanted a Nordstrom card, but with his scores I don't think he'll get approved,

So I thought it would be a good idea to add him as a joint account holder.

Okay so here's my question....

Does he have to have a good credit score in order to be approved as a joint account holder?

I called and asked Nordstrom and the guy said "yeeeessss"

He didn't sound very sure, so I wanted to ask you guys.

After or if he gets added this will be it, I just thought it would be a good idea for him to have a good mixture of CC's.

TIA

Re: adding DH to Nordstrom card=Question

09Lexie — Sat, 06 Sep 2014 00:16:09 GMT

Are you certain they allow joint additions after the card has been approved? I know they allow AUs to be added but uncertain about joint

Re: adding DH to Nordstrom card=Question

Anonymous — Sat, 06 Sep 2014 00:20:04 GMT

Yes, the guy said they were sending out the paper work and I should be recieving it in 7-10 days.

I didn't know that they even did this, but when I called and asked if I could add him as a AU they offered to add him as a joint account holder, if I wanted.

Re: adding DH to Nordstrom card=Question

09Lexie — Sat, 06 Sep 2014 01:30:13 GMT

@Anonymous wrote:
Yes, the guy said they were sending out the paper work and I should be recieving it in 7-10 days.
I didn't know that they even did this, but when I called and asked if I could add him as a AU they offered to add him as a joint account holder, if I wanted.

Thanks for the information. As to whether it will benefit DH, it really depends on the age of the account, pyt history, util etc. Nordstrom will grow and eventually you can ask for the Visa - also the CLI's are SP's.

Re: adding DH to Nordstrom card=Question

Anonymous — Sat, 06 Sep 2014 01:33:00 GMT

Good to know!

Thanks for the reply!

Re: adding DH to Nordstrom card=Question

09Lexie — Sat, 06 Sep 2014 01:40:49 GMT

And to answer your question about credit score, generally his credit should be acceptable. Since I'm not familiar with their procedures but in most cases a cr may be pulled and can inhibit approval. However, there are some lenders that do not pull CR's for joint applicants.