topic Re: Credit One MasterCard Offer? in Credit Cards

Credit One MasterCard Offer?

nax — Mon, 18 Aug 2014 01:25:06 GMT

I saw the post about Credit One asking members to change their passwords so I logged into my account to check it out.

in the notifications part it says "You've been pre selected to recieve a Platinum MasterCard" I clicked on it (like the courious cat) "accept you account with a $500 credit line today" $45 anual fee @19.99%

You know if they would jump my visa $500 I might keep it another year but as is they are already on the chopping block! I wonder if they back date.. Lol doubt it

Anyone else with evil Credit One seen this?

Re: Credit One MasterCard Offer?

Anonymous — Mon, 18 Aug 2014 01:29:51 GMT

Never seen a MasterCard from them... I got the visa with $35 annual at 15% , not bad for a crappy bank.

Re: Credit One MasterCard Offer?

keithbward — Mon, 18 Aug 2014 03:30:16 GMT

Just recently axed Credit One from my wallet. They weren't going to grow with me and even the CSR told me during the closing phone call that it was a great way to build or rebuild my credit. My journey has been quicker than expected so no need to keep them around.

Re: Credit One MasterCard Offer?

SunriseEarth — Mon, 18 Aug 2014 17:21:09 GMT

@nax wrote:
I saw the post about Credit One asking members to change their passwords so I logged into my account to check it out.

@Anonymous the notifications part it says "You've been pre selected to recieve a Platinum MasterCard" I clicked on it (like the courious cat) "accept you account with a $500 credit line today" $45 anual fee @Anonymous.99%

You know if they would jump my visa $500 I might keep it another year but as is they are already on the chopping block! I wonder if they back date.. Lol doubt it

Anyone else with evil Credit One seen this?

Right after I closed my CreditOne account, I got a mailer to add an additional CC. While I'm grateful that they gave me credit when no one else would, I would only recommend them in cases where no one else will give you credit.

Re: Credit One MasterCard Offer?

Shaunita09 — Tue, 19 Aug 2014 16:11:10 GMT

I just that same offer today . Mine also said $500, but I didn't take it.

Re: Credit One MasterCard Offer?

JustinS — Tue, 19 Aug 2014 17:52:53 GMT

@SunriseEarth wrote:
@nax wrote:
I saw the post about Credit One asking members to change their passwords so I logged into my account to check it out.

@Anonymous the notifications part it says "You've been pre selected to recieve a Platinum MasterCard" I clicked on it (like the courious cat) "accept you account with a $500 credit line today" $45 anual fee @Anonymous.99%

You know if they would jump my visa $500 I might keep it another year but as is they are already on the chopping block! I wonder if they back date.. Lol doubt it

Anyone else with evil Credit One seen this?
Right after I closed my CreditOne account, I got a mailer to add an additional CC. While I'm grateful that they gave me credit when no one else would, I would only recommend them in cases where no one else will give you credit.

Never had Credit One myself (they kept sending me pre-approvals in fact they still do to this day) however first premier did the same thing to me and still sends me mailers (right after I PIF and closed them they started sending me their next level up offers for that orange card with the higher AF). It's nice there are a few companies around for rebuilder cards - just as long as when they've served their purpose they get axed with all the miscellaneous fees imposed

Re: Credit One MasterCard Offer?

Anonymous — Sun, 07 Sep 2014 10:00:12 GMT

Anyone have any updates on the Credit One MASTERCARD?

Re: Credit One MasterCard Offer?

sek_74 — Mon, 08 Sep 2014 03:33:30 GMT

How were you able to raise your scores so quickly? That's at huge improvement for such a small time period. Congrats!

Re: Credit One MasterCard Offer?

Anonymous — Thu, 12 Nov 2015 17:30:35 GMT

Hate to bump an old thread, if I did wrong let me know but I thought better than creating a new one. I have had a Credit One visa for almost two years, a few months ago I got an offer for their MasterCard. The past month they have been pummeling me with MC offers, email, on my online account and through the mail. Problem is its only a line of $500, though the interest rate is much better than the Visa. Probably will not take them up on it, I have been getting new cards the past few months with 3-5.5K so I have little use for it now. Their Visa is fairly well known but the MC seems to be a bit in the dark. If anyone has had positive experience with ther MC let me know and I might reconsider.

Re: Credit One MasterCard Offer?

Anonymous — Thu, 12 Nov 2015 17:41:13 GMT

@Anonymous wrote:
Hate to bump an old thread, if I did wrong let me know but I thought better than creating a new one. I have had a Credit One visa for almost two years, a few months ago I got an offer for their MasterCard. The past month they have been pummeling me with MC offers, email, on my online account and through the mail. Problem is its only a line of $500, though the interest rate is much better than the Visa. Probably will not take them up on it, I have been getting new cards the past few months with 3-5.5K so I have little use for it now. Their Visa is fairly well known but the MC seems to be a bit in the dark. If anyone has had positive experience with ther MC let me know and I might reconsider.

Got this same offer twice over the weekend. Definitely don't need it, and I don't want a new account. I'm trying to get them to just give me a SP CLI of at least $500. I've put in a call and they are manually reviewing it, so we'll see.

Re: Credit One MasterCard Offer?

Anonymous — Thu, 12 Nov 2015 17:55:15 GMT

@Anonymous wrote:
Got this same offer twice over the weekend. Definitely don't need it, and I don't want a new account. I'm trying to get them to just give me a SP CLI of at least $500. I've put in a call and they are manually reviewing it, so we'll see.

Thats another thing with them, their CLIs are steady but low. I got my basic Cap1 card the exact same month I got my Cr1 Visa, the Cap1 is 4.5 K, the Cap1 is 1.2 K. Both give CLIs at the same time, but Cap1 is much more generous.