topic Re: Need help with reading the prequalified in Credit Cards

Need help with reading the prequalified

Dalanar — Thu, 11 Sep 2014 06:34:13 GMT

I did the prequalified offers check with Chase and I see on the next page

"Your Pre-Qualified Credit Card Offers"

then..

Large picture of Chase Freedom card on top with large font text of benefits

Small picture of Chase Slate on the bottom left and small picture of Chase Sapphire Preferred on the bottom right.

This might be obvious to many here, but I would like to double check.

Does that mean that the prequalified is only on the Freedom (due to it being front an center) or are both the Slate and CSP also part of the offers.

Also what are the chances of me being automatically approved for both the CSP and the Chase Marriot Rewards on the same day? I've heard mixed experiences with people applying for two chase cards in one day. Note, that I already have one of their cards (Chase Southwest) back in November 2013.

THanks!

Re: Need help with reading the prequalified

Skye12329 — Thu, 11 Sep 2014 07:38:20 GMT

Sounds like your pre-qual for all 3 of which chase pre-qual is pretty solid. The freedom is largest probably because its mainly an offer. Slate is only good for BT basically. As for 2 chase cards, i applied for both of mine within 1 month. Both approved.

Re: Need help with reading the prequalified

Dalanar — Thu, 11 Sep 2014 17:01:11 GMT

Great. Thanks. I looked closer and I saw that they were all offers. It was just interesting that the Freedom got the most real estate.

I wonder if it's safe to try to apply 2 in one day.

Re: Need help with reading the prequalified

Skye12329 — Thu, 11 Sep 2014 18:00:59 GMT

Its worth a try but personally i would do CSP and then the freedom if thats what your interested in. Mainly because CSP is harder to get than the freedom.

Re: Need help with reading the prequalified

Anonymous — Thu, 11 Sep 2014 20:48:29 GMT

@Skye12329 wrote:
Its worth a try but personally i would do CSP and then the freedom if thats what your interested in. Mainly because CSP is harder to get than the freedom.

Somewhere it should show the APR you are prequalified for (maybe once you begin the app, can't remember). You might want to do this for the Freedom. If the APR is low (13-14%) then you are getting the best rate and probably a good APR. Otherwise, you might want to wait a bit (or not). Do this on the Freedom rather than CSP, as the CSP rate is the same for everyone.

ETA: I mean check the rate on the Freedom, not apply for it! If the rate is good, probably app for the CSP first.