topic Re: BOA Cash back in Credit Cards

BOA Cash back

Anonymous — Fri, 12 Sep 2014 13:23:58 GMT

I applied for a cash back card from BOA, but was denied for short credit history. I called to recon but same answer, They offered me the secured card with 500 dollar limit. My question is, if I accept the secured card will it be another hard pull?

Re: BOA Cash back

Anonymous — Fri, 12 Sep 2014 16:12:28 GMT

bump.

Re: BOA Cash back

shychi24 — Fri, 12 Sep 2014 16:45:25 GMT

My experience with BoA is that they use the same HP for 30 days so long as it is being used by the same department (i.e. one cc 9/1 and a second cc 9/29 vs one credit card and then later one auto loan). However, to be sure, it is best to go in and talk to a banker if you can. Hope that helps!

Re: BOA Cash back

Anonymous — Fri, 12 Sep 2014 17:19:29 GMT

@shychi24 wrote:
My experience with BoA is that they use the same HP for 30 days so long as it is being used by the same department (i.e. one cc 9/1 and a second cc 9/29 vs one credit card and then later one auto loan). However, to be sure, it is best to go in and talk to a banker if you can. Hope that helps!

ok cool, the guy said he would mail me the stuff if i wanted it, do you know how much of a limit you can get if you put down 200 instead of 100?