topic Re: Will I be approved for Sams CC" in Credit Cards

Will I be approved for Sams CC"

someguy32 — Mon, 15 Sep 2014 07:35:56 GMT

Hi guys and gals, I have been thinking about applying for a sams club credit card but was wondering how hard is it to get approved.. I am like 5 years in my chapter 7 bk no baddies anymore and 2 good open accounts capone says my TU is 667

OP,

I started a new thread for better exposure.

Lexie

Re: Will I be approved for Sams CC"

taxi818 — Mon, 15 Sep 2014 08:05:27 GMT

You already know they pull tu. I would venture to say over 90%. Chance of gettin with tu that high. Maybe even MasterCard version. For sure store card.

Re: Will I be approved for Sams CC"

taxi818 — Mon, 15 Sep 2014 08:08:35 GMT

Wait. Where did you get that score. Cap 1. .credit tracker? First find your real fico. Cap 1 is fako. Just saw that. .your real score could be higher or lower. Cap 1 says my score is 768. My real fico is 728. Unless you got that score from a declined app From cap 1. Good luck.

Re: Will I be approved for Sams CC"

someguy32 — Mon, 15 Sep 2014 09:27:29 GMT

That is my Barclay's score, but i did get shot down by discover when i applied think around march and in july baddies fell off my report so guessing either way lost some aged accounts.. Anyone else think i got a good chance? I want to apply once i get my 12th statement from barclay's which is tomorrow

btw thanks lexie

Re: Will I be approved for Sams CC"

Anonymous — Mon, 15 Sep 2014 09:46:10 GMT

Do you already have a membership? When applying for membership I was told that the sp is initially for the mc and if not will preapprove for the store automatically. It may be best to do it in the store.

When I called to find out if they did preapprovals for the mc the woman told me I was recently declined which I never knew. The declined me with a soft pull it shows up in their system. Two days after the approval I also reconed the limit and got additional $500.

Re: Will I be approved for Sams CC"

someguy32 — Mon, 15 Sep 2014 10:30:22 GMT

yes been a member since 08 , I really don't care which card because i have rewards on both my cards, Main goal is another trade line and a card that grows faster

Re: Will I be approved for Sams CC"

taxi818 — Mon, 15 Sep 2014 11:49:24 GMT

If that is case and you got that score from Barclays. I will say you have great chance. If not mc. Store card for sure.

Re: Will I be approved for Sams CC"

someguy32 — Mon, 15 Sep 2014 12:46:53 GMT

LOL i see now the OG post i made a typo capone was on my mind, So any more input on which one does better CLI?