topic Did your second AMEX CC have a higher limit? in Credit Cards

Did your second AMEX CC have a higher limit?

Anonymous — Sat, 20 Sep 2014 07:21:22 GMT

I was recently approved for the Delta Gold at 2K. A foot in the door, but unusable at this limit (even with the 3X 61-day CLI). Anyway, I was wondering if anyone applied for a second card after a few weeks or months, and got a substantially higher limit? I gor approved with a 740 EX score and expect a bump after the backdated card reports.

Re: Did your second AMEX CC have a higher limit?

keithbward — Sat, 20 Sep 2014 08:20:40 GMT

applied for the BCE and the Everyday card same day. Didn't process the Everyday until 3 days later but the BCE was 1k and the Everyday was 5k

Re: Did your second AMEX CC have a higher limit?

Built2last — Sat, 20 Sep 2014 09:39:12 GMT

I started with BCE at $2000 and 3x CLI at 180 days to $6000. Approved for Hilton Surpass at $8900 just.90 days later.

Re: Did your second AMEX CC have a higher limit?

Shock — Sat, 20 Sep 2014 10:43:07 GMT

All depends on your usage I suppose. Some users have reported a substantially lower limit on a second card, such as 7k on the first one and 1k on the second one. But they also did it within 6 months or so within either other.

For me, My BCE opened at 7000. 61st day CLI to 16600. That's an arbitrary number to stop at, so I knew I hit my internal limit/exposure with them. I think I could get approved for an AMEX everyday but I don't know if I want to.

Re: Did your second AMEX CC have a higher limit?

Anonymous — Sat, 20 Sep 2014 10:47:49 GMT

Applied for BCE, approved for $2,000. Thirty days later went for TrueBlue, approved $2,000. Applied for Everyday yesterday and it went to manual review. Didn't ask any questions other than the system does that within so many days of applying for another card. Approved after a minute for $9,400. Almost 5x the other cards starting limit. I think I put through about $1,200 on the BCE thus far.

Re: Did your second AMEX CC have a higher limit?

CreditPlay — Sat, 20 Sep 2014 14:31:40 GMT

@MstrPTato wrote:
Applied for BCE, approved for $2,000. Thirty days later went for TrueBlue, approved $2,000. Applied for Everyday yesterday and it went to manual review. Didn't ask any questions other than the system does that within so many days of applying for another card. Approved after a minute for $9,400. Almost 5x the other cards starting limit. I think I put through about $1,200 on the BCE thus far.

When did you get the BCE?

Re: Did your second AMEX CC have a higher limit?

Fico2Go — Sat, 20 Sep 2014 14:36:03 GMT

If I had to do again with AMEX I would make my favorite AMEX card my second application.

Yes at least for me the second card did receive a higher balance.

The same for my wife.

The same for my freind who also apped for multiple Amex cards.

Based on the 3X CLI policy of AMEX if I had made my AMEX Blue CASH my second app that particular limit would have been my highest limit.

If had to redo.. I would go this way.

PRG ---> BC ----> BCP

Re: Did your second AMEX CC have a higher limit?

Anonymous — Sat, 20 Sep 2014 14:48:19 GMT

@CreditPlay wrote:
@MstrPTato wrote:
Applied for BCE, approved for $2,000. Thirty days later went for TrueBlue, approved $2,000. Applied for Everyday yesterday and it went to manual review. Didn't ask any questions other than the system does that within so many days of applying for another card. Approved after a minute for $9,400. Almost 5x the other cards starting limit. I think I put through about $1,200 on the BCE thus far.
When did you get the BCE?

August 15th I think.

Re: Did your second AMEX CC have a higher limit?

Kayann — Sat, 20 Sep 2014 14:50:59 GMT

I applied for a Everday Card, approved for 7500k and the next day a Blue and was approved for 10k.

Re: Did your second AMEX CC have a higher limit?

CreditPlay — Sat, 20 Sep 2014 15:18:53 GMT

@MstrPTato wrote:
@CreditPlay wrote:
@MstrPTato wrote:
Applied for BCE, approved for $2,000. Thirty days later went for TrueBlue, approved $2,000. Applied for Everyday yesterday and it went to manual review. Didn't ask any questions other than the system does that within so many days of applying for another card. Approved after a minute for $9,400. Almost 5x the other cards starting limit. I think I put through about $1,200 on the BCE thus far.
When did you get the BCE?
August 15th I think.

Thanks! I think i would apply in January or in February .

Re: Did your second AMEX CC have a higher limit?

Anonymous — Sat, 20 Sep 2014 15:57:09 GMT

I hope so.

Re: Did your second AMEX CC have a higher limit?

HiLine — Sat, 20 Sep 2014 16:49:04 GMT

I got 1k limit for my Amex Delta Gold. 2 months later, got another 1k limit, for my Amex Hilton...

Re: Did your second AMEX CC have a higher limit?

Anonymous — Sat, 20 Sep 2014 20:41:20 GMT

@Anonymous wrote:
I was recently approved for the Delta Gold at 2K. A foot in the door, but unusable at this limit (even with the 3X 61-day CLI). Anyway, I was wondering if anyone applied for a second card after a few weeks or months, and got a substantially higher limit? I gor approved with a 740 EX score and expect a bump after the backdated card reports.

Applying after about 20 months, my second Amex was much lower. But of course a lot of things had happened in that time, more inqs, and the first card has CLIs, so I was nearing exposure limits with Amex.

Re: Did your second AMEX CC have a higher limit?

krial — Sat, 20 Sep 2014 21:38:50 GMT

Better half got her AMEX Blue Cash Everyday at $1000 then at 61 days had it bumped to $3000.

Two minutes later applied for the regular Blue card and it was approved for $5000.

Re: Did your second AMEX CC have a higher limit?

Gornet — Sun, 21 Sep 2014 00:25:29 GMT

My first amex was the delta gold for 1500,,, when i applied for the 3x cli i got it and felt i should ap for another card. I went for the delta reserver and got accepted for 4600$ Just 100$ over lol...

Re: Did your second AMEX CC have a higher limit?

waynes1982 — Sun, 21 Sep 2014 01:15:47 GMT

My data points:

delta card $3500 approved 8/6/14

trueblue $8000 approved 8/11/14

blue sky $8500 approved 8/14/14

Re: Did your second AMEX CC have a higher limit?

ScarletFever — Sun, 21 Sep 2014 02:55:48 GMT

I was approved for AED 10 days after approval for BCP....and a $15,000 credit line compared to $11,500 for BCP.

Re: Did your second AMEX CC have a higher limit?

SunriseEarth — Sun, 21 Sep 2014 03:40:48 GMT

My BCE was approved in March for $1500 and I had a successful 3X CLI to $4500 in May. I apped for Costco TE in July and was approved for $3500.

Re: Did your second AMEX CC have a higher limit?

b_diddy — Sun, 21 Sep 2014 05:17:00 GMT

@Anonymous wrote:
I was recently approved for the Delta Gold at 2K. A foot in the door, but unusable at this limit (even with the 3X 61-day CLI). Anyway, I was wondering if anyone applied for a second card after a few weeks or months, and got a substantially higher limit? I gor approved with a 740 EX score and expect a bump after the backdated card reports.

No. Applied for all 3 within 2 days. 1) Costco AMEX in store (has highest limit). 2) Next day, I applied for PRG and Everyday (clear) no AF within 30 minutes of each other. PRG (NPSL) approved instantly. I got the 10-day message for Everyday but was approved next day for a CL that is only $1k below the Costco AMEX. Always <20% util. across all TL's combined.

Re: Did your second AMEX CC have a higher limit?

TheClub — Sun, 21 Sep 2014 05:40:31 GMT

What are your limits ^^^^