topic Re: CLI CAPITAL ONE in Credit Cards

CLI CAPITAL ONE

homebound14 — Sat, 17 May 2014 03:58:33 GMT

How do I request a cli from capital one.

Re: CLI CAPITAL ONE

Habibimo — Sat, 17 May 2014 04:40:31 GMT

Hello.

after you log-in, look for the tab "Services", then click "More".

You should see "Request Credit Line Increase" right there to the left column.

Re: CLI CAPITAL ONE

mikey78 — Sat, 17 May 2014 04:51:44 GMT

You can call and ask, and after they turn you down, you can message them on facebook and explain your reason of contacting them on facebook and they usually respond and ask you for contact info and then few days later a E.O will call you and ask you some information about how much you want and if you are willing to settle for less

you can say yes or no but that's up to you

that's how I got my Upgrade and CLI, They couldnt remove the AF on my cards but they gave me a slight CLI
which reminds me again that i need to be contacting Cap one on facebook again soon

Re: CLI CAPITAL ONE

homebound14 — Sat, 17 May 2014 14:28:17 GMT

Thanks I did it online and got a 7-10 day message maybe in a few months

Re: CLI CAPITAL ONE

Habibimo — Sun, 18 May 2014 03:50:05 GMT

same thing happened to me. but i received an email next day stating my limit was increased.

lets hope it gets you the good news too.

Re: CLI CAPITAL ONE

SGR — Sun, 18 May 2014 04:28:15 GMT

CapOne can be very strange about CLI's. If you request the CLI and it gives you a 7-10 message, you are most likely declined (although there are exceptions). If you're paperless, you will get the reason why in your account usually within 24 hours.

If your account is eligible for a CLI, it always seems to happen instantly after you hit submit on the CLI page. However, CapOne seems to be incredibly stingy when you initiate the increase (if its even approved in the first place). I got a stingy $500 CLI awhile back on a very old CapOne card I got when I had no credit. The CLI made no sense because my credit had been excellent for over a year prior to the CLI request. At the time of the CLI, I already had several cards with limits of at least 5x more (including a different CapOne product).

With that said, they do occasionally seem to hand out very generous automatic CLI's. My father had a $300 CC for nearly three years with them. He always has a 90%+ utilization, but pays 3x the minimum every month. Today, he received a letter which notified him that he was eligible for a $1,500 increase (aka a 6x CLI).

Good luck!

Re: CLI CAPITAL ONE

Newstart122014 — Tue, 27 May 2014 00:53:04 GMT

Just got a letter in the mail from CapOne asking me to confirm my income for a 1k CLI!!!! Super excited...this came out of no where!

What I can say is that I set up the acct to automatically pay every month for the past 3 months! Maybe that did it 😊

Re: CLI CAPITAL ONE

AirlinerDudeB6 — Tue, 27 May 2014 11:08:25 GMT

I hit the LUV Button last week and got a 2X CLI (soft pull).

Limit went from $2k to $4k on my QuickSilver One.

CapitalOne has always treated me very well. This is my 2nd CLI with them for this card, all in under 2 years.

Re: CLI CAPITAL ONE

xXIDaShizIXx — Tue, 27 May 2014 16:17:05 GMT

@AirlinerDudeB6 wrote:
I hit the LUV Button last week and got a 2X CLI (soft pull).

Limit went from $2k to $4k on my QuickSilver One.

CapitalOne has always treated me very well. This is my 2nd CLI with them for this card, all in under 2 years.

Must be nice.

Re: CLI CAPITAL ONE

bk510 — Tue, 27 May 2014 23:32:16 GMT

@mikey78 wrote:
You can call and ask, and after they turn you down, you can message them on facebook and explain your reason of contacting them on facebook and they usually respond and ask you for contact info and then few days later a E.O will call you and ask you some information about how much you want and if you are willing to settle for less
you can say yes or no but that's up to you

that's how I got my Upgrade and CLI, They couldnt remove the AF on my cards but they gave me a slight CLI
which reminds me again that i need to be contacting Cap one on facebook again soon

I got my 1st cli via EO for 500, asked for 4K.

Started with 500 11/13, with credit step bumped to 1500 after 5 months and stayed there until this month when I requested cli via EO.

Re: CLI CAPITAL ONE

bk510 — Tue, 27 May 2014 23:33:27 GMT

@homebound14 wrote:
Thanks I did it online and got a 7-10 day message maybe in a few months

Online cli request never seem to work for me, so I finally tried the EO route and it worked

Re: CLI CAPITAL ONE

gh17 — Wed, 28 May 2014 11:28:58 GMT

@homebound14 wrote:
Thanks I did it online and got a 7-10 day message maybe in a few months

Watch your Capital One documents - you should get something explaing reasons for denial and may be eligible for a free report.

Re: CLI CAPITAL ONE

jim44 — Tue, 03 Jun 2014 15:13:00 GMT

I have a platinum C1 card that I've been trying to get a CLI with for the past 8 months. Both times denied, tried through the luv button and Live Chat. 1st reason for denial was the card was in transition from HSBC to C1. Understandable. The 2nd denial, 3 days ago was C1 is STILL monitoring my acct. Thought this to be a one size fits all denial so I called CS. Both the CS and her supervisor couldn't retrieve either denial letters. The supervisor stated (couldn't promise though.. naturally) he was going to try to have the 2nd denial overturned and that C1 would send me an email. Sounds to me like he couldn't do anything either.... I could be wrong. I noticed the FB approach and was curious if this was a proven method or if calling C1's backdoor number would be effective. Thanks to the community for any advice.

BTW, C1 has always been good to me and I do have 3 cards with them.

Re: CLI CAPITAL ONE

ACG23 — Tue, 03 Jun 2014 15:22:29 GMT

@jim44 wrote:
I have a platinum C1 card that I've been trying to get a CLI with for the past 8 months. Both times denied, tried through the luv button and Live Chat. 1st reason for denial was the card was in transition from HSBC to C1. Understandable. The 2nd denial, 3 days ago was C1 is STILL monitoring my acct. Thought this to be a one size fits all denial so I called CS. Both the CS and her supervisor couldn't retrieve either denial letters. The supervisor stated (couldn't promise though.. naturally) he was going to try to have the 2nd denial overturned and that C1 would send me an email. Sounds to me like he couldn't do anything either.... I could be wrong. I noticed the FB approach and was curious if this was a proven method or if calling C1's backdoor number would be effective. Thanks to the community for any advice.

BTW, C1 has always been good to me and I do have 3 cards with them.

Emailing social@capitalone.com worked for me to get my first CLI on a Capital One Platinum ever . Good luck!

Re: CLI CAPITAL ONE

jim44 — Tue, 03 Jun 2014 15:25:35 GMT

Thanks ACG23, I'm going to try this. Hopefully..................

Re: CLI CAPITAL ONE

TRC_WA — Tue, 03 Jun 2014 16:20:30 GMT

I'm still waiting for a call after talking to them via Facebook on Friday.

I was denied for not enough card usage and too many inquiries... LOL

Re: CLI CAPITAL ONE

jim44 — Tue, 03 Jun 2014 16:33:32 GMT

@TRC_WA wrote:
I'm still waiting for a call after talking to them via Facebook on Friday.

I was denied for not enough card usage and too many inquiries... LOL Let us know the results of your call... thanks. (this is the first time I used the "quote" option. Yikes!

Re: CLI CAPITAL ONE

daveg38 — Thu, 25 Sep 2014 14:38:22 GMT

GF just asked for a CLI, it didn't give her an option to choose an amount.

Weird thing is, it gave a 2-3 day message (not 7-10) - what does that mean?

Re: CLI CAPITAL ONE

xXIDaShizIXx — Thu, 25 Sep 2014 23:18:02 GMT

Can you try this on a secured card? And is it a soft pull?

Re: CLI CAPITAL ONE

SunriseEarth — Thu, 25 Sep 2014 23:41:15 GMT

@xXIDaShizIXx wrote:
Can you try this on a secured card? And is it a soft pull?

AFAIK, Cap One will deny CLI requests on secured cards for ineligibility (they do auto-CLI from time to time). CLI requests are SP.