topic Re: What is the max CL for Cap 1 QS1 MC? in Credit Cards

What is the max CL for Cap 1 QS1 MC?

pizza1 — Tue, 23 Sep 2014 04:20:31 GMT

Anyone know, or what's your limit?

Re: What is the max CL for Cap 1 QS1 MC?

SunriseEarth — Tue, 23 Sep 2014 19:48:34 GMT

@pizza1 wrote:
Anyone know, or what's your limit?

Not sure. I think it's likely one could PC to QS at any point after it hits the $3K mark. I'm going to get mine to the $5K mark before I request a PC (I want the WMC). Since it's been done before by members here, we at least know it's possible to have a QS1 with a CL past $5K.

Re: What is the max CL for Cap 1 QS1 MC?

pizza1 — Tue, 23 Sep 2014 19:54:20 GMT

Sunrise.. I thought that QS was a visa, and QS1 was MasterCard?? Later down the road is like to wait like you after out hits $5k. At that point what could I pc my QSOne MasterCard to that was WMC??

Re: What is the max CL for Cap 1 QS1 MC?

SunriseEarth — Tue, 23 Sep 2014 20:00:01 GMT

@pizza1 wrote:
Sunrise.. I thought that QS was a visa, and QS1 was MasterCard?? Later down the road is like to wait like you after out hits $5k. At that point what could I pc my QSOne MasterCard to that was WMC??

QS is a Visa, if you do a new app for it. If you're approved for QS at $5K+, you get a Visa Siggy (less than $5K is the Visa Platinum). However, when you PC a MC product with Cap One, you get a MC. So you would get a QS MC if you PC to QS. If the CL is below $5K when you PC, you get the MC Platinum; if $5K+, you get a WMC.

Re: What is the max CL for Cap 1 QS1 MC?

pizza1 — Tue, 23 Sep 2014 20:01:59 GMT

Awesome sunrise!! Thank you!! I think I'll wait till my QSone MC gets to the $5k mark and then pc it to the QS WMC version! Appreciate your input!!!

Re: What is the max CL for Cap 1 QS1 MC?

b_diddy — Tue, 23 Sep 2014 20:49:54 GMT

@SunriseEarth wrote:
@pizza1 wrote:
Sunrise.. I thought that QS was a visa, and QS1 was MasterCard?? Later down the road is like to wait like you after out hits $5k. At that point what could I pc my QSOne MasterCard to that was WMC??
QS is a Visa, if you do a new app for it. If you're approved for QS at $5K+, you get a Visa Siggy (less than $5K is the Visa Platinum). However, when you PC a MC product with Cap One, you get a MC. So you would get a QS MC if you PC to QS. If the CL is below $5K when you PC, you get the MC Platinum; if $5K+, you get a WMC.

I can confirm SunriseEarth's above. I PC'd my Cash Rewards to QS1. The QS1 I have is a Master Card.

Re: What is the max CL for Cap 1 QS1 MC?

Cookie2120987 — Tue, 23 Sep 2014 21:00:28 GMT

I have a $3,500 limit on mine. I plan on trying to PC and get a CLI at the time time soon, want a QS WMC but well see.

Not to steer the conversation but what would be the recommended route? EO? Or just call the main line on the card?

Re: What is the max CL for Cap 1 QS1 MC?

b_diddy — Tue, 23 Sep 2014 21:42:11 GMT

I PC'd through regular CSR but may have just been lucky because I have read about a significant number of people going to EO with varied results.

Re: What is the max CL for Cap 1 QS1 MC?

Cookie2120987 — Fri, 26 Sep 2014 08:16:33 GMT

@b_diddy wrote:
I PC'd through regular CSR but may have just been lucky because I have read about a significant number of people going to EO with varied results.
Thanks! I might try the regular route soon, if no Avail than ill wait to go to the EO until my income is at $52000 a year. My chances will be a lot better at that point..

Re: What is the max CL for Cap 1 QS1 MC?

SunriseEarth — Fri, 26 Sep 2014 08:21:10 GMT

@Cookie2120987 wrote:
I have a $3,500 limit on mine. I plan on trying to PC and get a CLI at the time time soon, want a QS WMC but well see.

Not to steer the conversation but what would be the recommended route? EO? Or just call the main line on the card?

If it's been more than 6 months since your last CLI, try the LUV button first. If that doesn't work (or if you're <6 months since last CLI), you'd have to contact the EO for a manual review. As for PC, you could try the frontline CSR first and then the EO you don't like the results. However, if you're contacting the EO for a CLI, may as well ask about PC at the same time.

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Fri, 26 Sep 2014 12:33:10 GMT

I got my quicksilverone with 3k limit, and with quick steps program, will be increased to 3500 in 4 months.

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 15:34:48 GMT

My limit just got raised from $3k to $10k. Should I ask to upgrade it to a world mastercard? Card is only six months old so I don't know if the card act would prohibit an upgrade before one year. Does anyone know?

Re: What is the max CL for Cap 1 QS1 MC?

b_diddy — Sat, 27 Sep 2014 15:39:33 GMT

@Anonymous wrote:
My limit just got raised from $3k to $10k. Should I ask to upgrade it to a world mastercard? Card is only six months old so I don't know if the card act would prohibit an upgrade before one year. Does anyone know?

>$5K, yes I would ask ... congrats!

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 15:59:18 GMT

Wouldn't upgrade me to world card but upgraded me to regular quicksilver with no annual fee. I have a black card and a usaa amex so I will book my travel on those.

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 16:03:25 GMT

Since quicksilver is visa signature, maybe you'll receive the world mastercard version?

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 16:07:51 GMT

They said the World Master Card wasn't available. Said maybe in the future. We'll see what actually happens though when I get the card.

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 16:09:51 GMT

ah... that sucks, too bad they won't change mastercard to visa, then you probably could get visa signature version.

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 17:04:29 GMT

Meh. They gave me a $7k CLI and are refunding the annual fee. It's better than a poke in the eye.

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 18:19:17 GMT

Cap one is no longer in the world MasterCard program so it seems. I have two different concierge services already- visa black card and usaa amex. So I am good with the upgrade.

Re: What is the max CL for Cap 1 QS1 MC?

Anonymous — Sat, 27 Sep 2014 18:51:31 GMT

you have visa black card? the one with 495 annual fee?

@Anonymous wrote:
Cap one is no longer in the world MasterCard program so it seems. I have two different concierge services already- visa black card and usaa amex. So I am good with the upgrade.