topic Re: Sallie Mae MC App - PENDING in Credit Cards

Sallie Mae MC App - DENIED after PENDING for two days, Reconning Later Today

chalupaman — Mon, 29 Sep 2014 10:21:24 GMT

Is it normal for applications to be pending and under review when submitting them on the weekend? Just wondering. I assume their offices are closed on Saturdays and Sundays but wanted to be sure. Does pending mean that the application was denied or is it actually under review and that I would need to call them to get a more immediate decision?

Re: Barclays Question

s_haliz — Sat, 27 Sep 2014 12:16:34 GMT

Don't know specifically about Barclays, but I had experienced twice in case of Chase cards (Freedom and Marriott). It was not weekend application for me. It was pending too. Eventually approved after I furnihsed them needed docs. Many times pending means they may review it manually, could ask some identification document etc. Of course some users had denial experience too....But it is wrong to assume "denial".

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 12:45:29 GMT

Yes. Was for me on my Apple card.

I even had a Chapter 13 still reporting. I now have zero negatives.

Re: Barclays Question

chalupaman — Sat, 27 Sep 2014 13:01:45 GMT

@s_haliz wrote:
Don't know specifically about Barclays, but I had experienced twice in case of Chase cards (Freedom and Marriott). It was not weekend application for me. It was pending too. Eventually approved after I furnihsed them needed docs. Many times pending means they may review it manually, could ask some identification document etc. Of course some users had denial experience too....But it is wrong to assume "denial".

Alright. I just got an email from Barclays saying that my Sallie Mae app is under review so I'm assuming that's accurate.

Re: Barclays Question

taxi818 — Sat, 27 Sep 2014 13:42:32 GMT

@chalupaman wrote:
@s_haliz wrote:
Don't know specifically about Barclays, but I had experienced twice in case of Chase cards (Freedom and Marriott). It was not weekend application for me. It was pending too. Eventually approved after I furnihsed them needed docs. Many times pending means they may review it manually, could ask some identification document etc. Of course some users had denial experience too....But it is wrong to assume "denial".
Alright. I just got an email from Barclays saying that my Sallie Mae app is under review so I'm assuming that's accurate.

Good luck. Now you wanted to PC other card. Let me know if you change limit yo new sallie mae once you get it. I'm sure you are ok.

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 14:08:01 GMT

I apps for SM card on 9/23. They sent me an emai saying I would be notified within 10 days. I assumed this to be a sign of a rejection letter. So I called on Sep 24 and they said there was a security risk with my app. I think they saw my app spree for 5 cards in one day. They were the last one that I app'd for. So I was very nice and friendly offered to ssnd paycheck stubs and W-2 but the girl giggled and said no it's okay you're approved. During my app I paid the extra $15 to get the card overnight just for the hell of it. I got it on 9/25 and the welcoming kit was underwhelming but it's a great card to have.

Re: Barclays Question

chalupaman — Sat, 27 Sep 2014 16:50:55 GMT

@Anonymous wrote:
I apps for SM card on 9/23. They sent me an emai saying I would be notified within 10 days. I assumed this to be a sign of a rejection letter. So I called on Sep 24 and they said there was a security risk with my app. I think they saw my app spree for 5 cards in one day. They were the last one that I app'd for. So I was very nice and friendly offered to ssnd paycheck stubs and W-2 but the girl giggled and said no it's okay you're approved. During my app I paid the extra $15 to get the card overnight just for the hell of it. I got it on 9/25 and the welcoming kit was underwhelming but it's a great card to have.

That's very good to know. I'm just glad my app didn't get instantly denied right there on the spot and let's just say I did something that I can't talk about here to make it more likely that Barclays wouldn't just shoot me down right away. My Chase approval was initally pending and I was shocked to find out I had been approved for that card in my sig as well. If I do get denied anyway, I'll happily try again in December.

Re: Barclays Question

chalupaman — Sat, 27 Sep 2014 16:50:17 GMT

@taxi818 wrote:
@chalupaman wrote:
@s_haliz wrote:
Don't know specifically about Barclays, but I had experienced twice in case of Chase cards (Freedom and Marriott). It was not weekend application for me. It was pending too. Eventually approved after I furnihsed them needed docs. Many times pending means they may review it manually, could ask some identification document etc. Of course some users had denial experience too....But it is wrong to assume "denial".
Alright. I just got an email from Barclays saying that my Sallie Mae app is under review so I'm assuming that's accurate.
Good luck. Now you wanted to PC other card. Let me know if you change limit yo new sallie mae once you get it. I'm sure you are ok.

Thanks man! Much appreciated.

Re: Barclays Question

I_need_720 — Sat, 27 Sep 2014 17:02:29 GMT

@chalupaman wrote:
@Anonymous wrote:
I apps for SM card on 9/23. They sent me an emai saying I would be notified within 10 days. I assumed this to be a sign of a rejection letter. So I called on Sep 24 and they said there was a security risk with my app. I think they saw my app spree for 5 cards in one day. They were the last one that I app'd for. So I was very nice and friendly offered to ssnd paycheck stubs and W-2 but the girl giggled and said no it's okay you're approved. During my app I paid the extra $15 to get the card overnight just for the hell of it. I got it on 9/25 and the welcoming kit was underwhelming but it's a great card to have.
That's very good to know. I'm just glad my app didn't get instantly denied right there on the spot and let's just say I did something that I can't talk about here to make it more likely that Barclays wouldn't just shoot me down right away. My Chase approval was initally pending and I was shocked to find out I had been approved for that card in my sig as well. If I do get denied anyway, I'll happily try again in December

They more than likely want to verify information in your application and to understand why you applied for the card especially if you have opened a number of lines recently. I would recommend being prepared to tell them that you are looking to make the card your primary daily driver as it offers rewards some of your other cards don't. Good Luck!

Re: Barclays Question

chalupaman — Sat, 27 Sep 2014 17:04:51 GMT

@I_need_720 wrote:
@chalupaman wrote:
@Anonymous wrote:
I apps for SM card on 9/23. They sent me an emai saying I would be notified within 10 days. I assumed this to be a sign of a rejection letter. So I called on Sep 24 and they said there was a security risk with my app. I think they saw my app spree for 5 cards in one day. They were the last one that I app'd for. So I was very nice and friendly offered to ssnd paycheck stubs and W-2 but the girl giggled and said no it's okay you're approved. During my app I paid the extra $15 to get the card overnight just for the hell of it. I got it on 9/25 and the welcoming kit was underwhelming but it's a great card to have.
That's very good to know. I'm just glad my app didn't get instantly denied right there on the spot and let's just say I did something that I can't talk about here to make it more likely that Barclays wouldn't just shoot me down right away. My Chase approval was initally pending and I was shocked to find out I had been approved for that card in my sig as well. If I do get denied anyway, I'll happily try again in December
They more than likely want to verify information in your application and to understand why you applied for the card especially if you have opened a number of lines recently. I would recommend being prepared to tell them that you are looking to make the card your primary daily driver as it offers rewards some of your other cards don't. Good Luck!

That's exactly what I'm gonna do basically. That card is basically the only one that I really want to have and then I think I'll be good for quite a while in terms of cards I want. Also, I closed one of mine recently and wanted something much better in terms of the rewards and cashback so it would be great.

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 18:58:36 GMT

I have the rewards card with them and want to app for SM I have only had the card since July. My score is 692 should I try to get the card or does Barclays need to see 6 months on payment on the rewards card first?

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 19:05:19 GMT

@Anonymous wrote:
I have the rewards card with them and want to app for SM I have only had the card since July. My score is 692 should I try to get the card or does Barclays need to see 6 months on payment on the rewards card first?

I got my rewards card last week of august and made one payment, applied for arrival card few days ago, they declined arrival. so I called recon and they told me I need to show them good payment history, or other option is close rewards card and they will approve arrival. my score is 658. I chose arrival card, but now I have one close account and 2 hp from barclays, if I was you, I'd be safe and wait full 6 months, just to be sure.

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 19:05:53 GMT

Ok so I probably need to wait until next year. Thanks saved me a hp and probably denial.

@Anonymous wrote:
@Anonymous wrote:
I have the rewards card with them and want to app for SM I have only had the card since July. My score is 692 should I try to get the card or does Barclays need to see 6 months on payment on the rewards card first?
I got my rewards card last week of august and made one payment, applied for arrival card few days ago, they declined arrival. so I called recon and they told me I need to show them good payment history, or other option is close rewards card and they will approve arrival. my score is 658.

Re: Barclays Question

chalupaman — Sat, 27 Sep 2014 21:19:04 GMT

I'm gonna rename this thread but can someone move this to the credit card approvals section so I won't have to make a new thread about this. I kind of have a good feeling about what might happen on Monday.

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 21:22:12 GMT

@chalupaman wrote:
I'm gonna rename this thread but can someone move this to the credit card approvals section so I won't have to make a new thread about this. I kind of have a good feeling about what might happen on Monday.

check the application status page once in a while, weirdly when I applied for rewards card, i got approved on sunday (after I got 2-3 days pending notification)

Re: Barclays Question

chalupaman — Sat, 27 Sep 2014 21:23:45 GMT

@Anonymous wrote:
@chalupaman wrote:
I'm gonna rename this thread but can someone move this to the credit card approvals section so I won't have to make a new thread about this. I kind of have a good feeling about what might happen on Monday.
check the application status page once in a while, weirdly when I applied for rewards card, i got approved on sunday (after I got 2-3 days pending notification)

Alright. Thanks for the tip. That's really weird how you got approved on a Sunday but I guess anything's possible.

Re: Barclays Question

Turbobuick — Sat, 27 Sep 2014 22:01:07 GMT

I checked the status page for a couple days, then called their backdoor number. She asked me stuff that was already on the application, then said I was okayed and would be getting my cards in 7-10 days. Not sure why I wasn't instantly approved. Guess they just wanted to hear my voice.

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 22:03:20 GMT

@Turbobuick wrote:
I checked the status page for a couple days, then called their backdoor number. She asked me stuff that was already on the application, then said I was okayed and would be getting my cards in 7-10 days. Not sure why I wasn't instantly approved. Guess they just wanted to hear my voice.

you must have magic voice, can you call barclay for me and ask for cli on my card?

Re: Barclays Question

Turbobuick — Sat, 27 Sep 2014 22:21:28 GMT

@Anonymous wrote:
@Turbobuick wrote:
I checked the status page for a couple days, then called their backdoor number. She asked me stuff that was already on the application, then said I was okayed and would be getting my cards in 7-10 days. Not sure why I wasn't instantly approved. Guess they just wanted to hear my voice.
you must have magic voice, can you call barclay for me and ask for cli on my card?

Don't want to spoil them with my Lou Rawls or Barry White impression.

Red, are your stats correct? You've been a member here for 5 days and have 230 posts? Do you have time to sleep between almost 50 posts per day?

Re: Barclays Question

Anonymous — Sat, 27 Sep 2014 23:07:51 GMT

I'm on bed rest, recovering from surgery. so I had nothing to do but lay on bed and reading and posting forums since monday

half of my posts are off topic goofing around anyways... shhhhh don't tell mods