topic Re: Have Chase Freedom, when should I app for CSP? in Credit Cards

Have Chase Freedom, when should I app for CSP?

Anonymous — Sun, 28 Sep 2014 20:33:01 GMT

Just got the Freedom last week. This is my first card with Chase in over 8 years. I have been an AU on my wife's Disney card for 2 years now. How long do you think I should wait until I app for the CSP? I don't think the AU will help much but if I need to recon, they can see we have managed that one and PIF monthly on it.

My FICOs range from 730 to 755. Util is around 9 - 10%. I did burn them about 8 years ago for about $1300 I think, maybe $1500. Thoughts??

Re: Have Chase Freedom, when should I app for CSP?

Creditaddict — Sun, 28 Sep 2014 21:02:04 GMT

@MstrPTato wrote:
Just got the Freedom last week. This is my first card with Chase in over 8 years. I have been an AU on my wife's Disney card for 2 years now. How long do you think I should wait until I app for the CSP? I don't think the AU will help much but if I need to recon, they can see we have managed that one and PIF monthly on it.

My FICOs range from 730 to 755. Util is around 9 - 10%. I did burn them about 8 years ago for about $1300 I think, maybe $1500. Thoughts??

30 days from your freedom approval.

Re: Have Chase Freedom, when should I app for CSP?

Anonymous — Sun, 28 Sep 2014 21:30:36 GMT

You can go right ahead and apply now.

Re: Have Chase Freedom, when should I app for CSP?

mrcredit7 — Sun, 28 Sep 2014 21:46:28 GMT

If apply now Chase will use same hp from Freedom, after 30 days, they will pull a new report..

Re: Have Chase Freedom, when should I app for CSP?

Luscher — Sun, 28 Sep 2014 22:08:33 GMT

They will pull a new report

Re: Have Chase Freedom, when should I app for CSP?

Anonymous — Mon, 29 Sep 2014 01:49:19 GMT

Even without a preapproval I should be good? Thought I had to wait 90 days.

Re: Have Chase Freedom, when should I app for CSP?

Skye12329 — Mon, 29 Sep 2014 01:57:09 GMT

I got my Freedom and then CSP after 30 days but thats because i didnt think about applying within the 30 days. Also Chase will pull a new HP they dont use the same pull like 99% of the time. Also i wasnt pre-approved either, so if you have no baddies i think you would be fine, and if you have a low util.

Re: Have Chase Freedom, when should I app for CSP?

Anonymous — Mon, 29 Sep 2014 02:19:20 GMT

Just apped...for the 7-10 day message

Re: Have Chase Freedom, when should I app for CSP?

longtime_lurker — Mon, 29 Sep 2014 02:21:11 GMT

@MstrPTato wrote:
Just apped...for the 7-10 day message

You are probably in verifications to make sure you're really trying to get a 2nd card so soon...I have to say I think it's too soon, but I don't know much about your profile.

Good luck! And be sure to recon if needed as you've already taken the HP

Re: Have Chase Freedom, when should I app for CSP?

xsvspd — Mon, 29 Sep 2014 02:36:57 GMT

I got the 7-10 day message when I app'd for my Marriott... I got a request for verification in the mail, sent it in and got approved. If you don't get it, wait 6 months, then app again.