topic Re: Does chase.. in Credit Cards

Does chase..

tjones9234 — Thu, 02 Oct 2014 04:19:11 GMT

Consider settled accounts as part of their blacklist? Any chance with them again

Re: Does chase..

Anonymous — Thu, 02 Oct 2014 12:10:40 GMT

I burned them about 8 years ago for $1500 over two cards. Just got back in with them last week for a Freedom, instant approval. You should have a chance. Did you check the pre-qual?

Re: Does chase..

bigDEElight — Thu, 02 Oct 2014 12:20:22 GMT

@MstrPTato wrote:
I burned them about 8 years ago for $1500 over two cards. Just got back in with them last week for a Freedom, instant approval. You should have a chance. Did you check the pre-qual?

+1. I burned them for about $400 on a gas card. Got back in with them a couple weeks ago with the Freedom on a pre-qual with a $3,500 limit and instant approval. Check their pre-qual tool and see if anything comes up.

Re: Does chase..

Rain77 — Thu, 02 Oct 2014 14:01:58 GMT

For those that got back in, was the bad Chase account still reporting when approved?

Re: Does chase..

jim44 — Thu, 02 Oct 2014 14:19:07 GMT

I applied for the Chase BP about a month ago and it stated BK in my denial letter. Called them for a recon and was asked a few questions about my current CC accounts. Was denied on the recon however Chase definitely looked past my BK for a possible approval. I'd say you have a good chance.

Re: Does chase..

DrZoidberg — Thu, 02 Oct 2014 14:32:45 GMT

You will have to call them on your first attempt to re-establish your relationship. I burned them 8 years ago on 2 cards for a couple thousand. I tried a year a go for a card and no dice. Then I tried 6 months ago and got approved after a recon explaining I'm more mature and how I have a career now and blah blah blah. They approved and said just one card for now. Just a few weeks ago I went for a Freedom and got approved.

So they will re-establish but most likely you'll have to call on your first credit app and maybe your second.

Re: Does chase..

Rain77 — Thu, 02 Oct 2014 16:46:53 GMT

I prob should've tried after my last denial to recon, but I just figured it would be a no go with a settled CO still showing. It's about 5 yrs old. I may try some time next year.

Re: Does chase..

tjones9234 — Thu, 02 Oct 2014 20:22:21 GMT

Both of mine are still showing as well, have talked to the EO about it as well...Wont remove the old account but said the "convo" was noted..Whatever that means...

Re: Does chase..

Uppingmyscore — Thu, 02 Oct 2014 22:31:18 GMT

I got back in with and the CO is still reflected on my credit report. I believe it falls off in 2015 or 2016. Starting limit was $4,000 then it got bumped up to $5,000 before the 3rd statement.