topic Re: Amex Prequalify in Credit Cards

Amex Prequalify

Anonymous — Thu, 02 Oct 2014 02:07:51 GMT

Hello, I'm trying to see if I'm prequalified for the Amex cards but they always give me the message saying that "We're sorry we couldn't find a special offer for you. But based on your interests, we think you might like the following Cards:"

This process always take less than 3 seconds. I did this almost everyday since January.

I checked all my credit reports, equifax, experian and transunion, I don't see anything, even a soft inquiry on there?

So, am I blacklisted by Amex? But the thing is, I was never a cardmember of them?

Re: Amex Prequalify

Anonymous — Thu, 02 Oct 2014 02:10:53 GMT

I never got pre-qual offers either and was approved for Amex Everyday and PRG same day.

Re: Amex Prequalify

mongstradamus — Thu, 02 Oct 2014 02:11:36 GMT

@Anonymous wrote:
Hello, I'm trying to see if I'm prequalified for the Amex cards but they always give me the message saying that "We're sorry we couldn't find a special offer for you. But based on your interests, we think you might like the following Cards:"

This process always take less than 3 seconds. I did this almost everyday since January.

I checked all my credit reports, equifax, experian and transunion, I don't see anything, even a soft inquiry on there?

So, am I blacklisted by Amex? But the thing is, I was never a cardmember of them?

I get the same message , and i do have an amex card presently . All it really means is you aren't there target audience i think.

Re: Amex Prequalify

b_diddy — Thu, 02 Oct 2014 02:47:57 GMT

YMMV. I got the same message but went ahead and applied anyway. I got the Costco AMEX instant approval in the store and then subsequently app'd for the SPG and Everyday, all within 48 hours. I was approved for all. Welcome.

Re: Amex Prequalify

lhcole77 — Thu, 02 Oct 2014 03:32:17 GMT

Welcome to the Forum, OP. I believe the term blacklisted is reserved for people who have burned companies in the past.

Re: Amex Prequalify

joedtx — Thu, 02 Oct 2014 06:33:12 GMT

There was a thread earlier this week about cardmatch where some members stated they had acceptance offers that weren't available via the amex site.

Re: Amex Prequalify

lg8302ch — Thu, 02 Oct 2014 06:43:19 GMT

@Anonymous wrote:
Hello, I'm trying to see if I'm prequalified for the Amex cards but they always give me the message saying that "We're sorry we couldn't find a special offer for you. But based on your interests, we think you might like the following Cards:"

This process always take less than 3 seconds. I did this almost everyday since January.

I checked all my credit reports, equifax, experian and transunion, I don't see anything, even a soft inquiry on there?

So, am I blacklisted by Amex? But the thing is, I was never a cardmember of them?

I have the BCP and get the same message. Through account login I get tons of offers but for Business cards only where I do not qualify. Cold app worked for me but if I had to do it again I would use cardmatch to be able to get a better offer (sign up bonus / APR)

Re: Amex Prequalify

elim — Thu, 02 Oct 2014 08:04:21 GMT

hrmmmm, i get 50k PRG prequalified offer on AMEX website and nothing from them on cardmatch.com at all.

it does show my latest cap1 offers.

no sign of my latest chase offers.

Re: Amex Prequalify

takeshi74 — Thu, 02 Oct 2014 13:07:53 GMT

@Anonymous wrote:
So, am I blacklisted by Amex? But the thing is, I was never a cardmember of them?

As stated above you would have had to burn them to be blacklisted. Did you ever opt out?

I don't recommend relying on prequals. I didn't have any and I've picked up a BCP and a TE.

Re: Amex Prequalify

CreditDunce — Thu, 02 Oct 2014 15:28:55 GMT

@Anonymous wrote:
Hello, I'm trying to see if I'm prequalified for the Amex cards but they always give me the message saying that "We're sorry we couldn't find a special offer for you. But based on your interests, we think you might like the following Cards:"

This process always take less than 3 seconds. I did this almost everyday since January.

I checked all my credit reports, equifax, experian and transunion, I don't see anything, even a soft inquiry on there?

So, am I blacklisted by Amex? But the thing is, I was never a cardmember of them?

By any chance are you opt'd out? If so they can't pull your credit report and will not preapprove you. Otherwise, you should see a SP on your EX CR.

Re: Amex Prequalify

Luscher — Thu, 02 Oct 2014 17:01:24 GMT

You do not have to pre qualified to be approved for a card. This goes for any creditor. I have not been pre qual'd plenty of times on chase and amex and I got approved

Re: Amex Prequalify

skigirl916 — Wed, 05 Nov 2014 19:27:58 GMT

I've experienced the same thing as the OP. Never says I'm PQ'd, and nothing shows up on my CRs as SPs. And I'm not opted out, as I show up on other PQ sites and get mailers and actually went to optoutprescreen to make sure I'm opted "in." Strange.

Re: Amex Prequalify

Kennie02 — Wed, 05 Nov 2014 19:54:46 GMT

@Anonymous wrote:
Hello, I'm trying to see if I'm prequalified for the Amex cards but they always give me the message saying that "We're sorry we couldn't find a special offer for you. But based on your interests, we think you might like the following Cards:"

This process always take less than 3 seconds. I did this almost everyday since January.

I checked all my credit reports, equifax, experian and transunion, I don't see anything, even a soft inquiry on there?

So, am I blacklisted by Amex? But the thing is, I was never a cardmember of them?

Same thing happens to me. Seems that it happens a lot so I don't think you should let it deter you from applying. If your EXP is good then why not? I have been to chicken to apply. Let us know if you bite the bullet and what the outcome is! GL!

Re: Amex Prequalify

1GaDawg85 — Wed, 05 Nov 2014 20:00:42 GMT

i check the pre-qual sites frequently but I'm also opted out as well...but I know AMEX and many others are NOT BK friendly especially if you burned them in the BK