topic Re: Bank Of America Visa Cards in Credit Cards

Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 10:18:39 GMT

Just so you know, if you want to get your foot in the door with Bank Of America then you should go for the BOA MLB MasterCard and BOA Susan G. Komen MasterCard, They are much easier to get approved for than the BOA Visas and other BOA Cards, Another thing, The MLB and Susan G. Cards have the same 1%, 2%, 3% Cashback and the $100 if you spend $500 in 90 days like the BOA Visa Cash Rewards... ... https://www.bankofamerica.com/credit-cards/products/mlb-credit-cards.go AND https://www.bankofamerica.com/credit-cards/products/susan-komen-credit-card.go

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 10:32:07 GMT

@Anonymous wrote:
Just so you know, if you want to get your foot in the door with Bank Of America then you should go for the BOA MLB MasterCard and BOA Susan G. Komen MasterCard, They are much easier to get approved for than the BOA Visas and other BOA Cards, Another thing, The MLB and Susan G. Cards have the same 1%, 2%, 3% Cashback and the $100 if you spend $500 in 90 days like the BOA Visa Cash Rewards... ... https://www.bankofamerica.com/credit-cards/products/mlb-credit-cards.go AND https://www.bankofamerica.com/credit-cards/products/susan-komen-credit-card.go

Sounds good. Now, how do you know they are easier to get approved than other BOA cards?

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 10:50:52 GMT

@Anonymous wrote:
@Anonymous wrote:
Just so you know, if you want to get your foot in the door with Bank Of America then you should go for the BOA MLB MasterCard and BOA Susan G. Komen MasterCard, They are much easier to get approved for than the BOA Visas and other BOA Cards, Another thing, The MLB and Susan G. Cards have the same 1%, 2%, 3% Cashback and the $100 if you spend $500 in 90 days like the BOA Visa Cash Rewards... ... https://www.bankofamerica.com/credit-cards/products/mlb-credit-cards.go AND https://www.bankofamerica.com/credit-cards/products/susan-komen-credit-card.go

Sounds good. Now, how do you know they are easier to get approved than other BOA cards?

For BOA their Visas are their pride and joy, they Don't seem to care as much about their MasterCards, Another thing, they will approve you easier because they are Co-Branded MasterCards, My 2 Sisters applied for the BOA Visas and were both Instantly Declined but each One decided to apply for the BOA MLB and Susan G. MasterCards and were Instantly Approved, is like other Banks like for example Chase and CapOne in the sense that some of their Credit Cards are easier to get approved for than others...

Re: Bank Of America Visa Cards

Creditaddict — Thu, 02 Oct 2014 14:47:55 GMT

how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!

Re: Bank Of America Visa Cards

jsucool76 — Thu, 02 Oct 2014 15:57:58 GMT

@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!

And BoAs cards aren't the greatest things in the world to begin with

Re: Bank Of America Visa Cards

chalupaman — Thu, 02 Oct 2014 16:03:23 GMT

@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with

For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.

Re: Bank Of America Visa Cards

mongstradamus — Thu, 02 Oct 2014 16:12:53 GMT

@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.

I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)

Re: Bank Of America Visa Cards

chalupaman — Thu, 02 Oct 2014 16:16:09 GMT

@mongstradamus wrote:
@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.
I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)

That actually does sound pretty sweet. Not bad for a balance transfer card at all.

Re: Bank Of America Visa Cards

Leadberry — Thu, 02 Oct 2014 16:16:34 GMT

@mongstradamus wrote:
@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.
I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)

I would forego the $100/year to avoid BOA's customer service. It's the worst I've ever experienced. They make Capital One's customer service look outstanding by comparison.

Re: Bank Of America Visa Cards

mongstradamus — Thu, 02 Oct 2014 16:21:59 GMT

@Leadberry wrote:
@mongstradamus wrote:
@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.
I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)
I would forego the $100/year to avoid BOA's customer service. It's the worst I've ever experienced. They make Capital One's customer service look outstanding by comparison.

That is something to consider, but i rarely ever have to talk to csr for any card the only one i have had an lot of contact with is amex because i wanted to downgrade my BCP and see if any prg offers are out there.

Re: Bank Of America Visa Cards

pizza1 — Thu, 02 Oct 2014 17:00:21 GMT

What were your sisters scores when they were declined then approved for the "easier" card?? And did they have any baddies at all showing on reports??? Thanks!

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 17:52:50 GMT

@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!

About a week

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 17:27:00 GMT

@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with

lol i agree but i do like their rewards cards and BOA is the second biggest bank in America

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 17:53:51 GMT

@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.

Put it like this, if i had to choose between anything Capital One and i see you have one and i have one too or Anything Bank Of America, i would choose anything Bank Of America

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 17:33:56 GMT

@mongstradamus wrote:
@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.
I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)

i see your Scores, you will be approved for anything but my message about the BOA MLB and Susan G. Cards is for the people that Don't have such great Scores but Do want a BOA Cash Rewards Card

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 17:37:10 GMT

@chalupaman wrote:
@mongstradamus wrote:
@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.
I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)
That actually does sound pretty sweet. Not bad for a balance transfer card at all.

Yep, BOA will give you $100 a year for almost nothing with this one .... https://www.bankofamerica.com/credit-cards/products/better-balance-rewards.go

Re: Bank Of America Visa Cards

pizza1 — Thu, 02 Oct 2014 17:38:23 GMT

Hey OP.... Do you mind answering my questions I posted earlier?? Thx

Re: Bank Of America Visa Cards

Anonymous — Thu, 02 Oct 2014 17:45:25 GMT

@pizza1 wrote:
What were your sisters scores when they were declined then approved for the "easier" card?? And did they have any baddies at all showing on reports??? Thanks!

NO baddies, 629 and the other one 645, the BOA MLB and Susan G. MC are NOT Easy Cards to get but they are EasiER than the BOA Visas, None of these BIG Bank's Cards are "Easy" to get when you Don't have Good Credit...

Re: Bank Of America Visa Cards

SunriseEarth — Thu, 02 Oct 2014 20:21:36 GMT

@mongstradamus wrote:
@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.
I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)

I kinda want to see if I'm actually on BoA's blacklist. At some point next year, I may try apping for BBR just to see.

Re: Bank Of America Visa Cards

mongstradamus — Thu, 02 Oct 2014 20:23:12 GMT

@SunriseEarth wrote:
@mongstradamus wrote:
@chalupaman wrote:
@jsucool76 wrote:
@Creditaddict wrote:
how soon after being declined did they apply for the other and get approved... one may have nothing to do with the other as for it being easier, 30+ days could be all the difference!
+1

And BoAs cards aren't the greatest things in the world to begin with
For a long time, I kinda wanted their Cash Rewards card but hearing stories about their crappy customer service are enough to make me stay away from BoA in that respect.
I was actually thinking of going for BBR card , 25 dollars an quarter for doing almost nothing is nice imo :--)
I kinda want to see if I'm actually on BoA's blacklist. At some point next year, I may try apping for BBR just to see.

Next month i am probably going to app for SM and BBR and see what happens.