topic Re: What was your 1st CC EVER, and old were you? in Credit Cards

What was your 1st CC EVER, and old were you?

pizza1 — Sun, 05 Oct 2014 16:06:14 GMT

My 1st CC was 29 yrs ago When I was 16, yes.. 16 I got my first "store charge account" at a local store I worked at called Pegues (a department store), for $100. That next year, I started working at another local department store called Newmans, and my limit was $500! We were required to buy clothes from there and wear them to work! Win win for me! That started my whole spiral downward in credit at a young age! When I turned 18, I got 2 major master cards from what was at the time " Cross Country Bank", It was downhill ever since, lol!!!

I no longer have any of those cards, the store went out of business, and accounts dropped off my reports long ago

Re: What was your 1st CC and old were you?

jsucool76 — Sun, 05 Oct 2014 16:19:52 GMT

Cap1 platinum card - no AF - 3k limit, just after recently being denied for a capital one secured card. Lol.

Edit: I was 18 btw.

Re: What was your 1st CC and old were you?

changingmantra2 — Sun, 05 Oct 2014 15:56:28 GMT

Citibank Visa - in the 80's when I was in college - age 19 - $750 CL. Never ever asked for a CLI - I did not even know anything about that - Was at $6,500 or so by the time I was 27 or 28.

Re: What was your 1st CC EVER, and old were you?

Anonymous — Sun, 05 Oct 2014 16:02:22 GMT

I was 18. My first credit card was a Visa from the local credit union with a $500 limit. It never grew. It was $500 for the whole decade that I had it.

My 2nd card was a Care credit card I used for my dogs.

My 3rd credit card was a household bank card that I used for 0% financing on a sewing machine.. lol

Re: What was your 1st CC EVER, and old were you?

Anonymous — Sun, 05 Oct 2014 16:04:09 GMT

Texaco Gas Card and the age of 26 years old.

Re: What was your 1st CC EVER, and old were you?

KneelBeforeZod — Sun, 05 Oct 2014 16:07:34 GMT

My first was when I was 18. I had the starter Capital One card that has the Lightning design and a $300 limit.

Re: What was your 1st CC EVER, and old were you?

Anonymous — Sun, 05 Oct 2014 16:10:10 GMT

BoA Platinum Plus Visa when I was 18. My mom was going to add my as an authorized user on one of her cards (and knowing what I know now about amex I wish she had ) but someone told her it wouldn't help build my credit, so we got my own. Had to have my mom be a guarantor. Started with a $1000 limit. 3 years later, $5500, no guarantor, PC'd to a Cash rewards.

I also ended up getting a Discover More card a month later. Which is now an It. Started with 1200 on that

Re: What was your 1st CC EVER, and old were you?

thelastoneonearth — Sun, 05 Oct 2014 16:12:42 GMT

PNC Bank unsecured credit card. I was 19. My oldest accountat 2.5 years. Still a measly 250.00. I may put more money on it someday.. but oh well.

Re: What was your 1st CC EVER, and old were you?

Anonymous — Sun, 05 Oct 2014 16:34:46 GMT

first AU credit card : Gap store card when i was 18, don't remember the limit, couldn't even remember i had it until i saw it on credit report

first my own store card : macy's store card when i was 20, i think limit was 250

first my credit card : capital one platinum credit card at 20 for 300

Re: What was your 1st CC EVER, and old were you?

gh17 — Sun, 05 Oct 2014 16:35:23 GMT

18, BofA platinum plus card with my college's logo, no rewards, 1k limit - parents as cosigners for about a year until I got it fully in my own name (still have now, it's a cash rewards card)

Re: What was your 1st CC EVER, and old were you?

gh17 — Sun, 05 Oct 2014 16:37:06 GMT

@Anonymous wrote:
BoA Platinum Plus Visa when I was 18. My mom was going to add my as an authorized user on one of her cards (and knowing what I know now about amex I wish she had ) but someone told her it wouldn't help build my credit, so we got my own. Had to have my mom be a guarantor. Started with a $1000 limit. 3 years later, $5500, no guarantor, PC'd to a Cash rewards.

looks like similar situation to me

Re: What was your 1st CC EVER, and old were you?

eddie84 — Sun, 05 Oct 2014 16:48:08 GMT

I think it was a Providian Platinum Visa card and I think I was in my 20's. Got an Amex not long after though.

Re: What was your 1st CC EVER, and old were you?

iowapilot84 — Sun, 05 Oct 2014 16:52:26 GMT

I was 16 and got a visa classic from the local credit union with a $500 limit. It stayed that way until I closed it out a few years ago. I also got an auto loan at 16. Of course mom and dad co signed for both. I was a credit nerd back then and convinced them of the importance of building a good credit history. Boy did it pay off

Re: What was your 1st CC EVER, and old were you?

heyarrnold — Sun, 05 Oct 2014 16:53:47 GMT

Capital One Secured with a $200 limit in 2011. I was 18.

Re: What was your 1st CC EVER, and old were you?

Callandra — Sun, 05 Oct 2014 16:55:11 GMT

My first credit card was actually from when I lived in Japan, it was an Epos Visa and being able to get it as a foreigner with NO credit history in Japan was not easy, lol. I was 27 and decided to bite the bullet because I wanted it to buy from online Japan stores that only took Japan-based cards. I got a 200,000 yen limit!

Re: What was your 1st CC EVER, and old were you?

youdontkillmoney — Sun, 05 Oct 2014 16:57:12 GMT

Mine was in 1991 I just turned 18 and it was either amex green, citibank, or Bank of new york before they got bought out by mellon bank so bank of new york no longer issues cards it that name, credit line was prob under $5k

Re: What was your 1st CC EVER, and old were you?

Berk — Sun, 05 Oct 2014 16:59:18 GMT

I was 24 back in 1988. It was a Mastercard issued by M and I Bank in Watertown, WI with a $1500.00 CL.

Re: What was your 1st CC EVER, and old were you?

Imhotrodcrazy — Sun, 05 Oct 2014 17:00:30 GMT

Wife wanted a Sears charge card, we were newly weds and about 20 at the time. I "think" they gave us a small credit line of about $100, this was about 50 yrs ago.

Re: What was your 1st CC EVER, and old were you?

Rain77 — Sun, 05 Oct 2014 17:01:09 GMT

A Chase card. It was silver and had a $300 limit. I was 17.

Re: What was your 1st CC EVER, and old were you?

Anonymous — Sun, 05 Oct 2014 17:01:57 GMT

AU on my husband's CapitalOne MC in August 2012. I was 37. I got my own first card in October 2012.

My parents made me terrified of "credit cards". Installment loans and a dick ex are what got me into credit problems... the economy crashing at the end of the decade is what finished me off. LOL.