topic Re: Best buy citi in Credit Cards

Best buy citi

Anonymous — Sun, 05 Oct 2014 11:33:28 GMT

How do you know if online is a SP or HP? I tried different amount and get the same thing saying they may need to check my credit score. Should I call them and ask for an amount and ask if it's SP?

Re: Best buy citi

b_diddy — Sun, 05 Oct 2014 11:41:34 GMT

If they warn about checking your credit report, it is 9/10 times a HP. Yes, you call CSR and see if they will consider CLI with a SP.

Re: Best buy citi

Creditaddict — Sun, 05 Oct 2014 15:01:47 GMT

I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)

Re: Best buy citi

FinStar — Sun, 05 Oct 2014 23:47:33 GMT

@Creditaddict wrote:
I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)

The store card is similar to MC, it will be HP (fairly rare when they offer SP option).

Re: Best buy citi

xsvspd — Mon, 06 Oct 2014 00:04:41 GMT

This is by far my worst card. It started with a $250 limit a couple years ago, and is still my lowest limit by a long shot at $750. There's an annual fee of $49, and I'll be closing this card right before the next annual fee hits.

Re: Best buy citi

laz98 — Mon, 06 Oct 2014 06:01:50 GMT

@FinStar wrote:
@Creditaddict wrote:
I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)
The store card is similar to MC, it will be HP (fairly rare when they offer SP option).

Not true. We have the store card & all of our CLIs with them have been SP, whether requested online or auto.

Re: Best buy citi

Skye12329 — Mon, 06 Oct 2014 06:05:28 GMT

Does it go to an asking screen when clicked? If so does it say on the screen whether a report pull is needed? Ive never done it besides the fact of getting an auto of $200

Re: Best buy citi

FinStar — Mon, 06 Oct 2014 12:56:12 GMT

@laz98 wrote:
@FinStar wrote:
@Creditaddict wrote:
I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)
The store card is similar to MC, it will be HP (fairly rare when they offer SP option).
Not true. We have the store card & all of our CLIs with them have been SP, whether requested online or auto.

Read the bolded part, I never stated impossible - fairly rare. Most folks would likely not be elegible via the SP route.

Re: Best buy citi

Anonymous — Mon, 06 Oct 2014 14:56:02 GMT

My last request to bring my CL from $3400 to 4k resulted in a HP. I was given auto CLIs since 2010...started at $1500 and stopped last year at $3400. I don't remember the verbiage on the request screen.

Re: Best buy citi

laz98 — Mon, 06 Oct 2014 15:50:14 GMT

Maybe you're right. But yours would be the only post I can recall stating so. My post wasn't very well written, so my apologies.

Re: Best buy citi

laz98 — Mon, 06 Oct 2014 15:51:20 GMT

@Skye12329 wrote:
Does it go to an asking screen when clicked? If so does it say on the screen whether a report pull is needed? Ive never done it besides the fact of getting an auto of $200

My BB CLI screen functions exactly the same as the regular Citi cards one, with the exact same verbiage.

Re: Best buy citi

taxi818 — Mon, 06 Oct 2014 18:28:18 GMT

@laz98 wrote:
@Skye12329 wrote:
Does it go to an asking screen when clicked? If so does it say on the screen whether a report pull is needed? Ive never done it besides the fact of getting an auto of $200
My BB CLI screen functions exactly the same as the regular Citi cards one, with the exact same verbiage.

I got the plat mc. Every one is hp. No doubt. It's just gathering dusk in sd