topic Re: US bank cash+ in Credit Cards

US bank cash+

twist7d7 — Tue, 07 Oct 2014 02:43:55 GMT

Do we have any idea about the underwriting for this card. Id hate to waist a HP for it and not get it.

Re: US bank cash+

FinStar — Tue, 07 Oct 2014 03:01:14 GMT

There's a plethora of threads on this specific product from US Bank. If you perform a search for Cash +, voila!

Re: US bank cash+

Anonymous — Tue, 07 Oct 2014 03:04:29 GMT

I recently got approved for the Cash +. I'm also 21 and they pulled TU of 700 but my Discover TU was 730 so they must use a different system. I had only one new account within 6 months and 6 inquires on TU. I have banked with them since I was 16, not sure if it matters or not. I was approved for 5k. How many new accounts do you have?

Re: US bank cash+

twist7d7 — Tue, 07 Oct 2014 03:23:14 GMT

Quite a few new accounts (3). they were new as of a month ago. planing on waiting at least 6 months.

Re: US bank cash+

Shock — Tue, 07 Oct 2014 08:51:31 GMT

@Anonymous wrote:
I recently got approved for the Cash +. I'm also 21 and they pulled TU of 700 but my Discover TU was 730 so they must use a different system. I had only one new account within 6 months and 6 inquires on TU. I have banked with them since I was 16, not sure if it matters or not. I was approved for 5k. How many new accounts do you have?

Yeah, a previous relationship with them can do wonders.

Re: US bank cash+

takeshi74 — Tue, 07 Oct 2014 13:09:55 GMT

@FinStar wrote:
There's a plethora of threads on this specific product from US Bank. If you perform a search for Cash +, voila!

...and most indicate that they're fairly conservative. I have a thick, established profile but several new accounts so they approved me for $5k which is a small limit for me. Next smallest limit is nearly twice the cash+. Largest is 6x.