topic Re: Paying credit card bill with cash in Credit Cards

Paying credit card bill with cash

red259 — Mon, 13 Oct 2014 22:05:34 GMT

Is there any problem walking into Chase and paying my credit card balance in cash? I'm going to get some cash tomorrow and wanted to use it to pay off my card to avoid the statement cutting with a balance during the lunch hour. I won't have time to go through the extra steps of making a bank deposit, then sending payment from my bank etc. I used to make cash payments on a closed out credit card all the time, but that was because they disabled my online pay when I closed the card even though I still had a balance without issue. I just don't want to be throwing up any red flags or anything via a cash payment.

Re: Paying credit card bill with cash

Creditaddict — Mon, 13 Oct 2014 22:08:20 GMT

should be no issue unless you are talking like $10k!

Re: Paying credit card bill with cash

Anonymous — Mon, 13 Oct 2014 22:09:37 GMT

Should be ok as an occasional thing. Some report trouble with mailing in money orders (told by Chase to stop or account will be closed) but apparently paying cash or MO at branch is OK.

Re: Paying credit card bill with cash

red259 — Mon, 13 Oct 2014 22:13:31 GMT

@Creditaddict wrote:
should be no issue unless you are talking like $10k!

Nah it will only be like 1.3k or something.

Re: Paying credit card bill with cash

fungoman — Mon, 13 Oct 2014 22:44:35 GMT

I walk into my local branch and pay my Chase CC with cash probably a couple times a quarter. I am a USAA member and dont have a local branch to deposit cash, so that is my preferred method when I have cash laying around (after a gambling trip for example). It instantly posts to your available credit as well. Go for it!

Re: Paying credit card bill with cash

Billybob_TX — Mon, 13 Oct 2014 22:50:42 GMT

I pay with cash all the time, just take your statement in there and say you are making a payment. Never ever had a problem...and it gets credited that day if you get there before 2PM.

Re: Paying credit card bill with cash

370Z — Mon, 13 Oct 2014 23:31:58 GMT

I do it with Chase and Citi monthly: cash, checks, > 3k payments sometimes. No need to worry.