topic Re: ExxonMobil CLI in Credit Cards

ExxonMobil CLI

Anonymous — Sat, 12 Jul 2008 21:53:25 GMT

In case anyone was wondering, they will grant increases after the 9th month. If you call the number on the back of the card, it will not be a hard inquiry. If you hit the luv button, then it will be hard.

I still have a couple of months to go, but thought it could be food for thought for some who have the personal card.

Re: ExxonMobil CLI

Watchmann — Sat, 12 Jul 2008 22:00:39 GMT

stef37 wrote:
In case anyone was wondering, they will grant increases after the 9th month. If you call the number on the back of the card, it will not be a hard inquiry. If you hit the luv button, then it will be hard.

I still have a couple of months to go, but thought it could be food for thought for some who have the personal card.

That's interesting. I have a 'relationship' with ExxonMobil and my EM card account doesn't even show up on my CR, never has. My CL was $900 for years and since I only charge gas to it that was no problem, but I noticed about six months ago the CL was increased to $1,400. That's still enough, but if gas keeps going up, who knows.

Re: ExxonMobil CLI

USC08 — Sat, 12 Jul 2008 22:03:09 GMT

That's strange that they don't show up on your CR. They're backed by Citi. Does matter or not?

stef37 thanks for the info! I just got my Exxon/Mobil card today w/ a intial 800 CL

Re: ExxonMobil CLI

Anonymous — Sat, 12 Jul 2008 22:04:39 GMT

It reports to mine now. I know they didn't at one time. DI is AU on mine and it only reports to his EQ.

Re: ExxonMobil CLI

Watchmann — Sat, 12 Jul 2008 22:10:11 GMT

USC08 wrote:
That's strange that they don't show up on your CR. They're backed by Citi. Does matter or not?

stef37 thanks for the info! I just got my Exxon/Mobil card today w/ a intial 800 CL

Not really, the 'relationship' I mentioned is as an employee. The bill is automatically deducted from my paycheck at the end of the month [less the employee discount (not as big as one might guess)], so they must figure what's the downside for them, they have a tap into funds to always pay the bill. Same thing with the corporate AMEX card, it never shows up on my CR either. Come to think of it I also have a Visa card from their Credit Union, and it too doesn't show up on my CR either. H'mmm, never thought about that.

Message Edited by Watchmann on 07-12-2008 05:10 PM

Re: ExxonMobil CLI

USC08 — Sat, 12 Jul 2008 22:10:19 GMT

How long did it take for them to report assuming you used the card or not? Do they report to all 3 CB's?

Re: ExxonMobil CLI

Anonymous — Sat, 12 Jul 2008 22:12:23 GMT

They report to all 3 for me. I want to say it was Feb when they first reported.

Re: ExxonMobil CLI

Anonymous — Tue, 15 Jul 2008 15:36:22 GMT

ok so i know on citi major cards they are not bk friendly, but does the same apply on exxonmobil gas card? or are they more lenient?