topic Re: No way to get EMV on either CapOne card?! in Credit Cards

No way to get EMV on either CapOne card?!

Anonymous — Sun, 19 Oct 2014 01:25:55 GMT

I'm going to UK and Hungary soon. I need at least some of my cards to EMVs. I just got off the phone with a CSR at Capital One. I asked if I could get my Platinum MC card replaced with one with an EMV, he said they didn't have any yet. He did advise me that I could have the merchant manually enter my card number at the terminal each time. In my experiences in Europe people already treat dealing with Americans to be a chore, I don't want demand a manual entry each time I pay. I also asked about my Visa Sig and he said they don't have any cards yet, period. I just can't believe that, does anyone on myFICO have a CapOne with a chip? Google Images has them! Haha

My Citi 2xCash is supposed to have a chip, but I will burn through my $2500 CL quite quickly.

Re: No way to get EMV on either CapOne card?!

creditconcept — Sun, 19 Oct 2014 01:33:25 GMT

Google Images has them because CapitalOne issues credit cards in every country on earth so they have EMVS, just not adopted here yet.

From their website:

http://www.capitalone.com/credit-cards/chip-cards/

Re: No way to get EMV on either CapOne card?!

FinStar — Sun, 19 Oct 2014 01:33:59 GMT

@Anonymous wrote:
I'm going to UK and Hungary soon. I need at least some of my cards to EMVs. I just got off the phone with a CSR at Capital One. I asked if I could get my Platinum MC card replaced with one with an EMV, he said they didn't have any yet. He did advise me that I could have the merchant manually enter my card number at the terminal each time. In my experiences in Europe people already treat dealing with Americans to be a chore, I don't want demand a manual entry each time I pay. I also asked about my Visa Sig and he said they don't have any cards yet, period. I just can't believe that, does anyone on myFICO have a CapOne with a chip? Google Images has them! Haha

My Citi 2xCash is supposed to have a chip, but I will burn through my $2500 CL quite quickly.

There is no U.S.-issued Capital One with EMV. What you see in google are images for folks who have them in other countries, not the U.S. As you may be aware, Capital One operates outside of the U.S. as well.

Re: No way to get EMV on either CapOne card?!

Anonymous — Sun, 19 Oct 2014 01:39:27 GMT

Thank you both for the insight. I actually searched for keyword "EMV" on CapOne site before I posted here and nothing came up. Guess I needed to dig elsewhere. I will try to get Chase to mail out a EMV Freedom card before I go. There is evidence of someone receiving one in the US. Should have just app'd the CSP when I had the chance.

Re: No way to get EMV on either CapOne card?!

L-TWT — Sun, 19 Oct 2014 01:43:48 GMT

When will Capital One have chip cards?
We are beginning to issue chip cards now and expect to include the chip on most of our cards by the end of 2015. If you currently have a Capital One credit card, continue using it until you receive your shiny new chip card.

Currently, EMV chip cards not available by request from Capital One. But they have been automatically been sending out new card to consumers by random! No one knows the criteria in whom they choose to select. It's definitely not frequent foreign travel, B/C I have yet to receive one!!!

Re: No way to get EMV on either CapOne card?!

Anonymous — Sun, 19 Oct 2014 01:46:33 GMT

L-TWT, seems a little silly to randomly send them out to people of whom the majority may not be traveling anywhere they might benifit from having one. Maybe I will be one of the lucky ones that gets it straight away. A lottery of sorts, but CapOne is the only one standing to win any money.

Re: No way to get EMV on either CapOne card?!

wacdenney — Sun, 19 Oct 2014 02:31:03 GMT

Yeah and this is why the Quicksilver is such a great card. haha

No FTF on a card with no chip... Brilliant!!

Re: No way to get EMV on either CapOne card?!

Anonymous — Sun, 19 Oct 2014 05:39:35 GMT

Something odd to note that is may be hinting release is on the spark BUSINESS card designer it shows an EMV picture and says if your card contains this that you can not customize your card. First time that ever popped up and we change the card design every couple of months.

Re: No way to get EMV on either CapOne card?!

Anonymous — Sun, 19 Oct 2014 05:47:17 GMT

@wacdenney wrote:
Yeah and this is why the Quicksilver is such a great card. haha

No FTF on a card with no chip... Brilliant!!

Can't lose if you can't use.

Re: No way to get EMV on either CapOne card?!

Anonymous — Sun, 19 Oct 2014 05:58:12 GMT

apply for barclay arrival+ card

Re: No way to get EMV on either CapOne card?!

Shock — Sun, 19 Oct 2014 06:13:30 GMT

I know Cap! has them for their canadian customers. Not sure if it's the official roll out, but supposedly by October 2015 most merchants will have the EMV chip reader. I expect Cap1 to have it by that time. I'm probably axeing them soon anyways so I dont care.

Re: No way to get EMV on either CapOne card?!

WuXing5 — Sun, 19 Oct 2014 08:13:57 GMT

lol send them an SM with this image

Re: No way to get EMV on either CapOne card?!

taxi818 — Sun, 19 Oct 2014 10:48:52 GMT

@WuXing5 wrote:
lol send them an SM with this image

I reAd somewhere. 2015 for sure. I'm surprised. As I have it in both amex cards.

Re: No way to get EMV on either CapOne card?!

Pat94108 — Tue, 21 Oct 2014 22:55:09 GMT

It seems like they are now offering them in the US (for Venture and Venture One cards) so did you get one? I will receive mine in 10 days or so.

Re: No way to get EMV on either CapOne card?!

Anonymous — Tue, 21 Oct 2014 23:30:59 GMT

@creditconcept wrote:
Google Images has them because CapitalOne issues credit cards in every country on earth so they have EMVS, just not adopted here yet.

From their website:

http://www.capitalone.com/credit-cards/chip-cards/

I love Good news! Capital One chip cards will be Chip and Signature cards, so there’s no additional PIN to remember.

I would have preferred the other way, just like Cap One in the UK, but obviously not.

Re: No way to get EMV on either CapOne card?!

L-TWT — Wed, 22 Oct 2014 00:34:04 GMT

@Pat94108 wrote:
It seems like they are now offering them in the US (for Venture and Venture One cards) so did you get one? I will receive mine in 10 days or so.

And QuickSilver cards apparently B/C I just called the 1-800# on back of my card, and was told a new card has been sent out to me and should receive within next 1-2 weeks.

Re: No way to get EMV on either CapOne card?!

Anonymous — Wed, 22 Oct 2014 00:47:02 GMT

L-TWT, you called and asked for a EMV card specifically and they said no problem and sent one out?! This just seems nuts since I spoke with them a few nights ago and got brushed off.

Re: No way to get EMV on either CapOne card?!

L-TWT — Wed, 22 Oct 2014 00:58:29 GMT

@Anonymous wrote:
L-TWT, you called and asked for a EMV card specifically and they said no problem and sent one out?! This just seems nuts since I spoke with them a few nights ago and got brushed off.

No, after reviewing this thread again and going to the Capital One website today and seeing the Venture card showing now with EMV chip + redesign. I called the 1-800# on back of my card to find if EMV chip are currently being offered, and the Rep replied yes and no . He stated EMV chip are not currently being offered by request only automatically to certain cards. So I inquired if I currently had that "certain card? He placed me on hold and stated a new card with chip has been sent out to you, and that I should receive card in 1-2 weeks! So I shall see....

Re: No way to get EMV on either CapOne card?!

Pat94108 — Wed, 22 Oct 2014 01:05:11 GMT

@L-TWT Thanks for the update. Let us know when you receive your card :-)

Re: No way to get EMV on either CapOne card?!

Anonymous — Wed, 22 Oct 2014 02:08:08 GMT

I asked on capital one chat if I could request for cards with EMV chips, i got long answer basically saying no, ya know the whole "end of 2015" blah blah blah, well if it doesn't arrive by feb, I guess i'll stick with using diners overseas.