topic Re: OCCU - duck card interest after the year promotion and cli. in Credit Cards

OCCU - duck card interest after the year promotion and cli.

gwizdak24 — Tue, 21 Oct 2014 18:39:34 GMT

my promotion with OCCU officially ended today. I called to double check because I overpaid $150 wanted to make sure it was there and I was told my interest is now 10.5% and in order to get a credit limit increase your checking, savings, and credit card accounts will be reviewed by the credit union.

has anyone else encountered this? Also what is you interest now that promotion has ended?

Re: OCCU - duck card interest after the year promotion and cli.

plastic_man — Tue, 21 Oct 2014 19:48:42 GMT

Mine still at 0%...need one more month. Cash Advances is at 16.99%.

Re: OCCU - duck card interest after the year promotion and cli.

starry1 — Tue, 21 Oct 2014 19:58:56 GMT

I don't seem to remember a whole lot of people being able to keep their duck cards. Hopefully you will get some responses.

Re: OCCU - duck card interest after the year promotion and cli.

CreditMagic7 — Tue, 21 Oct 2014 20:13:01 GMT

My DUCK (Quack ) CC Visa 0% ends Christmas, then 18.99% was my APR. Haven't tried for a CLI with it yet or if i even want to.

Re: OCCU - duck card interest after the year promotion and cli.

Creditaddict — Tue, 21 Oct 2014 21:24:35 GMT

My partners 0% ends in Nov... they keep saying it's 12.99 but I thought for sure my partner had been approved 17.99% originally so im waiting to see.

He tried for a CLI a few months back and it was a hp and they declined it for the overall debt on file (Duck card is $0)

His limit is $15k

Re: OCCU - duck card interest after the year promotion and cli.

CreditMagic7 — Tue, 21 Oct 2014 22:06:23 GMT

FWIW I used it just yesterday after no useage about 3 months for some routine purchases and on about the 4th time they kicked in a Fraud Alert again. This happens only with this Duck Card. None other of my CC's are as sensitive but it is what it is.

Re: OCCU - duck card interest after the year promotion and cli.

Ron1 — Tue, 21 Oct 2014 22:29:01 GMT

My Duck Card is still open after a year. They gave me statement credit for the last year. It's only $5. I thihink the APR is 10.9% APR.

Ron.

Re: OCCU - duck card interest after the year promotion and cli.

gwizdak24 — Mon, 27 Oct 2014 12:23:20 GMT

really sucks this card has no rewards because the 10% interest rate isn't so bad. I used mine yesterday the $150 credit plus an additional $20. I will continue to put small amounts maybe they will give me a Cli, not that it will make a difference