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    <title>topic Re: Best Buy has perturbed me! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289720#M97965</link>
    <description>&lt;DIV&gt;WaMu also graciously "forgave" my 22 cent balance when I first got the RealRewards MC.&amp;nbsp; In order to get 0% on purchases for 21 months, I had to BT at least $100 with the application, so I did that and then PIFfed it as soon as it posted.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Since there is no grace period on BTs, of course it started accruing interest immediately.&amp;nbsp; From the time the BT hit until the time my payment posted, I had apparently accumulated 22 cents in finance charges.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;My first statement cut with a $0 balance, but there was a 22 cent credit for "small balance adjustment."&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
    <pubDate>Mon, 14 Jul 2008 04:27:49 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-07-14T04:27:49Z</dc:date>
    <item>
      <title>Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289682#M97946</link>
      <description>I had a credit balance of 35 cents on my account at the end of the statement. BB made a "small balance adjustment" and basically stole my 35 cents. As I told them in my email; if they will steal a small amount, I will expect them to steal a larger amount. No answer from them but I expect it to be some irrelevant canned response from their foreign diplomats.&lt;BR /&gt;&lt;BR /&gt;I am seriously considering blacklisting them as a vendor.</description>
      <pubDate>Mon, 14 Jul 2008 03:26:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289682#M97946</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:26:25Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289683#M97947</link>
      <description>&lt;DIV&gt;would you rather them mail you a statement w/a bill for the other 6 cents it cost for postage?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;just kidding, fasion bug just lets a credit balance keep carrying over.&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jul 2008 03:28:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289683#M97947</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:28:27Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289691#M97953</link>
      <description>It's the principle, Ducky. Just like you and AMEX. LOL. If I was past due for 35 cents, they wouldn't think twice about posting a late and reporting me to CRA's. All my other accounts allow cr bal, some for months. This just occurred within the statement period.&lt;BR /&gt;&lt;BR /&gt;Maybe I'm just too crabby in my old age.</description>
      <pubDate>Mon, 14 Jul 2008 03:44:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289691#M97953</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:44:35Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289693#M97954</link>
      <description>I'm with you Contractor! You should definitely complain. That's stealing.&lt;BR /&gt;&lt;BR /&gt;How would they like it if you didn't pay a .35 balance? They would send you to collections.</description>
      <pubDate>Mon, 14 Jul 2008 03:44:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289693#M97954</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:44:59Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289695#M97955</link>
      <description>Owe me a coke, Fret. Great minds......</description>
      <pubDate>Mon, 14 Jul 2008 03:46:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289695#M97955</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:46:31Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289696#M97956</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;contractor wrote:&lt;BR /&gt;It's the principle, Ducky. Just like you and AMEX. LOL. If I was past due for 35 cents, they wouldn't think twice about posting a late and reporting me to CRA's. All my other accounts allow cr bal, some for months. This just occurred within the statement period.&lt;BR /&gt;&lt;BR /&gt;Maybe I'm just too crabby in my old age.&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;i know, just playing. give 'em heck!&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jul 2008 03:46:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289696#M97956</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:46:46Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289699#M97958</link>
      <description>&lt;DIV&gt;I once owe a 12 cent balance at the end of the statement date, and CapitalOne did an adjustment in my favorite&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;and just deleted it. Guess it was cheaper then the postage.&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jul 2008 03:52:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289699#M97958</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:52:04Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289701#M97960</link>
      <description>I'd be afraid to try it with HSBC, LOL.</description>
      <pubDate>Mon, 14 Jul 2008 03:56:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289701#M97960</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T03:56:07Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289720#M97965</link>
      <description>&lt;DIV&gt;WaMu also graciously "forgave" my 22 cent balance when I first got the RealRewards MC.&amp;nbsp; In order to get 0% on purchases for 21 months, I had to BT at least $100 with the application, so I did that and then PIFfed it as soon as it posted.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Since there is no grace period on BTs, of course it started accruing interest immediately.&amp;nbsp; From the time the BT hit until the time my payment posted, I had apparently accumulated 22 cents in finance charges.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;My first statement cut with a $0 balance, but there was a 22 cent credit for "small balance adjustment."&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jul 2008 04:27:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289720#M97965</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T04:27:49Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289767#M97979</link>
      <description>Hmmm. I have a $26 credit on one of my hsbc cards. I expect it to stay there until I use it.</description>
      <pubDate>Mon, 14 Jul 2008 06:37:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289767#M97979</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-14T06:37:55Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy has perturbed me!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289796#M97998</link>
      <description>&lt;DIV&gt;Comp USA did that to me for $1.17.&amp;nbsp; Whats the deal with these tech stores.&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jul 2008 09:22:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Best-Buy-has-perturbed-me/m-p/289796#M97998</guid>
      <dc:creator>marty56</dc:creator>
      <dc:date>2008-07-14T09:22:49Z</dc:date>
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