topic Re: Mypoints Visa in Credit Cards

Mypoints Visa

JSS3 — Thu, 23 Oct 2014 15:23:29 GMT

Has anyone been able to get a CLI of more than 500? Is there a possibility of getting more if you go through the automated service rather than doing it online?

It's recommended to keep submitting your info until you reach the 7-10 day message when you are granted a CLI, but it seems you can only do that with other Comenity cards(ie Buckle, Jcrew, etfc). Anyone have proof to the contrary.

Re: Mypoints Visa

Creditaddict — Thu, 23 Oct 2014 17:56:19 GMT

I dont' have Mypoints but I do have much better luck through automated phone than online it seems but it's very common for many of the comenity cards to give just $200-$800 at a time but just like online with the automated phone after it gives you the cli it will ask if it can help you with anything else and pretend you just started the call and say

"Credit line increase" and it will say "I can help you with that, but first I need to get some information"!!!

If you do only get 1 increase, charge something, let the statement cut and ask again!

Re: Mypoints Visa

B335is — Thu, 23 Oct 2014 19:10:02 GMT

My last CLI on Mypoints took me from $4k to $6.5k. I just submitted the request online.

Re: Mypoints Visa

Ron1 — Thu, 23 Oct 2014 19:14:28 GMT

I got CLI many times. Now I have $6500. I raely used the card. I use the card once every few months.

Ron.

Re: Mypoints Visa

JSS3 — Thu, 23 Oct 2014 19:19:30 GMT

@B335is wrote:
My last CLI on Mypoints took me from $4k to $6.5k. I just submitted the request online.

WOW. I never would've thought! Glad to know it's possible to get a couple thousands and not just that lowly 500.

For clarification... are you saying it was a 2.5k increase given once or did you do it until you receieved the 7 day message?

Re: Mypoints Visa

JSS3 — Thu, 23 Oct 2014 19:22:27 GMT

@Ron1 wrote:
I got CLI many times. Now I have $6500. I raely used the card. I use the card once every few months.

Ron.

I've gotten 2($500) increases and it's always six months apart. I'll use the card heavy then put it down. Next let it charge my Internet bill only. Months later come back and use it heavy. It always tells me I recently got a CLI so need to wait.

Re: Mypoints Visa

B335is — Thu, 23 Oct 2014 19:25:39 GMT

It was just 1 increase of $2500 for me.

Re: Mypoints Visa

FinStar — Thu, 23 Oct 2014 21:23:25 GMT

B335is knows how to rock it! I don't have this card.

Re: Mypoints Visa

Ron1 — Thu, 23 Oct 2014 22:54:04 GMT

@FinStar wrote:
B335is knows how to rock it! I don't have this card.

Finstar,

It doesn't have a link to apply. You get the card thru pre-approval.

Ron.

Re: Mypoints Visa

FinStar — Fri, 24 Oct 2014 00:10:42 GMT

@Ron1 wrote:
@FinStar wrote:
B335is knows how to rock it! I don't have this card.
Finstar,

It doesn't have a link to apply. You get the card thru pre-approval.

Ron.

I got a pre-approval last year (can't remember when) but I didn't bite. I'm ok without this one though

Re: Mypoints Visa

CreditUnionFan — Sat, 25 Oct 2014 14:28:53 GMT

@JSS3 wrote:
Has anyone been able to get a CLI of more than 500? Is there a possibility of getting more if you go through the automated service rather than doing it online?

It's recommended to keep submitting your info until you reach the 7-10 day message when you are granted a CLI, but it seems you can only do that with other Comenity cards(ie Buckle, Jcrew, etfc). Anyone have proof to the contrary.

A few months ago, for the heck of it, I clicked the CLI button, and went from $3500 to $5500. On my last statement, the balance was below $2, so they actually credited it.