topic Re: Cap One QS Visa Sig Capped @ 20k? in Credit Cards

Cap One QS Visa Sig Capped @ 20k?

Andy77 — Thu, 23 Oct 2014 21:42:35 GMT

Does anyone know if the Cap One Qucik Silver Visa Sig is capped at 20k ?

The applications dept said that my credit limit should be bet 5k and 20k

My income increased from my application with them in June to the app I did last week. In June I got apporved for 20k

So, I would think my CL would be more, but not if they dont give give anything higher then 20k

So has anyone received anything higher then 20k?

Thank you!

Re: Cap One QS Visa Sig Capped @ 20k?

FinStar — Thu, 23 Oct 2014 21:50:15 GMT

I've seen a couple folks with a QS Visa Signature with CL > $30K. AFAIK, these individuals have no negatives in their CRs, long histories, scores hovering around 800, and high income earners.

Re: Cap One QS Visa Sig Capped @ 20k?

Kenny — Thu, 23 Oct 2014 21:50:16 GMT

Not capped.

Re: Cap One QS Visa Sig Capped @ 20k?

Andy77 — Thu, 23 Oct 2014 21:52:46 GMT

Ok...thank you ..... maybe they will match the limit on their other card they gave me.... I will report back when I know what it is...

Re: Cap One QS Visa Sig Capped @ 20k?

FinStar — Thu, 23 Oct 2014 21:53:40 GMT

OP, keep in mind there's a lot of factors that go into a CL assignment depending on the lender and product. What you expect versus what they're willing to approve you for are two different things.