topic Re: Will Barclays upgrade my card? in Credit Cards

Will Barclays upgrade my card?

JoshNurse — Mon, 27 Oct 2014 16:32:54 GMT

I currently have a Apple Barclays Card.

I know this sounds bad but I only want to have premium cards in my collection. The above card just isnt cutting it. Can I upgrade it to a Barclaycard Arrival Plus™ World Elite MasterCard ?

Re: Will Barclays upgrade my card?

skigirl916 — Mon, 27 Oct 2014 16:40:54 GMT

I don't believe so. Even from regular Arrival to Arrival Plus, they typically ask that you submit a new application.

Re: Will Barclays upgrade my card?

1GaDawg85 — Mon, 27 Oct 2014 16:44:23 GMT

you MAY be able to PC to the Rewards card or Ring but it will depend on who you get on the phone

Re: Will Barclays upgrade my card?

Anonymous — Mon, 27 Oct 2014 16:53:17 GMT

Can I upgrade from rewards to arrival plus willing to loose the free AF ?

Re: Will Barclays upgrade my card?

Berk — Mon, 27 Oct 2014 17:00:47 GMT

@JoshNurse wrote:
I currently have a Apple Barclays Card.

I know this sounds bad but I only want to have premium cards in my collection. The above card just isnt cutting it. Can I upgrade it to a Barclaycard Arrival Plus™ World Elite MasterCard ?

I don't know what you mean by "premium cards" unless you are referring to those that charge a fee for the priviledge of carrying them. I just tried to PC my Apple Financing Card and was told it was a no-go. I can cancel and then re-apply. I couldn't even get them to move my CL (10K) to my L.L. Bean Visa (14.6K). I agree that at 21.99% (the lowest they claim they can go) it is a useless card. It sits in my sock drawer until (if) I get an email from Apple telling me I can use it again. I don't blame you for wanting to close it. I will as soon as I get enough CLI's to keep me over 100K total.

Re: Will Barclays upgrade my card?

JoshNurse — Mon, 27 Oct 2014 17:03:11 GMT

@Berk wrote:
@JoshNurse wrote:
I currently have a Apple Barclays Card.

I know this sounds bad but I only want to have premium cards in my collection. The above card just isnt cutting it. Can I upgrade it to a Barclaycard Arrival Plus™ World Elite MasterCard ?
I don't know what you mean by "premium cards" unless you are referring to those that charge a fee for the priviledge of carrying them. I just tried to PC my Apple Financing Card and was told it was a no-go. I can cancel and then re-apply. I couldn't even get them to move my CL (10K) to my L.L. Bean Visa (14.6K). I agree that at 21.99% (the lowest they claim they can go) it is a useless card. It sits in my sock drawer until (if) I get an email from Apple telling me I can use it again. I don't blame you for wanting to close it. I will as soon as I get enough CLI's to keep me over 100K total.

I just saw your post and I am also trying to get to over $100K open credit limits. I am currently at $85K. Reaching 100K...will it make it hard to get new cards since we have so much open credit?

Re: Will Barclays upgrade my card?

skigirl916 — Mon, 27 Oct 2014 17:11:00 GMT

@JoshNurse wrote:
@Berk wrote:
@JoshNurse wrote:
I currently have a Apple Barclays Card.

I know this sounds bad but I only want to have premium cards in my collection. The above card just isnt cutting it. Can I upgrade it to a Barclaycard Arrival Plus™ World Elite MasterCard ?
I don't know what you mean by "premium cards" unless you are referring to those that charge a fee for the priviledge of carrying them. I just tried to PC my Apple Financing Card and was told it was a no-go. I can cancel and then re-apply. I couldn't even get them to move my CL (10K) to my L.L. Bean Visa (14.6K). I agree that at 21.99% (the lowest they claim they can go) it is a useless card. It sits in my sock drawer until (if) I get an email from Apple telling me I can use it again. I don't blame you for wanting to close it. I will as soon as I get enough CLI's to keep me over 100K total.
I just saw your post and I am also trying to get to over $100K open credit limits. I am currently at $85K. Reaching 100K...will it make it hard to get new cards since we have so much open credit?

What is your income?

Re: Will Barclays upgrade my card?

JoshNurse — Mon, 27 Oct 2014 17:13:04 GMT

@skigirl916 wrote:
@JoshNurse wrote:
@Berk wrote:
@JoshNurse wrote:
I currently have a Apple Barclays Card.

I know this sounds bad but I only want to have premium cards in my collection. The above card just isnt cutting it. Can I upgrade it to a Barclaycard Arrival Plus™ World Elite MasterCard ?
I don't know what you mean by "premium cards" unless you are referring to those that charge a fee for the priviledge of carrying them. I just tried to PC my Apple Financing Card and was told it was a no-go. I can cancel and then re-apply. I couldn't even get them to move my CL (10K) to my L.L. Bean Visa (14.6K). I agree that at 21.99% (the lowest they claim they can go) it is a useless card. It sits in my sock drawer until (if) I get an email from Apple telling me I can use it again. I don't blame you for wanting to close it. I will as soon as I get enough CLI's to keep me over 100K total.
I just saw your post and I am also trying to get to over $100K open credit limits. I am currently at $85K. Reaching 100K...will it make it hard to get new cards since we have so much open credit?
What is your income?

Only $60K but have a good amount in Roth IRA account.

Re: Will Barclays upgrade my card?

Brax — Mon, 27 Oct 2014 18:07:13 GMT

You cannot switch a Barclays Apple Financing Visa card to a Mastercard product. I had the card for 3 years, so believe me I tried many times.

There are two PC paths for Apple Financing Visa: 1. Barclays Rewards Visa or 2. iTunes Rewards Visa (I'm not sure if the latter is offered anymore)

If you had a co-branded Mastercard (i.e. Sallie Mae, US Airways, Lufthansa, etc) I've been told that can be changed over to an Arrival Mastercard.

Re: Will Barclays upgrade my card?

Anonymous — Mon, 27 Oct 2014 18:12:27 GMT

Do they still offer the itunes card?

They wouldn't let me PC either.

Re: Will Barclays upgrade my card?

Brax — Mon, 27 Oct 2014 18:52:19 GMT

There are other ways to reach the retention department...

Re: Will Barclays upgrade my card?

1GaDawg85 — Mon, 27 Oct 2014 19:05:00 GMT

@Brax wrote:
There are other ways to reach the retention department...

How so?

Re: Will Barclays upgrade my card?

skigirl916 — Mon, 27 Oct 2014 19:24:57 GMT

@JoshNurse wrote:
@skigirl916 wrote:
@JoshNurse wrote:
@Berk wrote:
@JoshNurse wrote:
I currently have a Apple Barclays Card.

I know this sounds bad but I only want to have premium cards in my collection. The above card just isnt cutting it. Can I upgrade it to a Barclaycard Arrival Plus™ World Elite MasterCard ?
I don't know what you mean by "premium cards" unless you are referring to those that charge a fee for the priviledge of carrying them. I just tried to PC my Apple Financing Card and was told it was a no-go. I can cancel and then re-apply. I couldn't even get them to move my CL (10K) to my L.L. Bean Visa (14.6K). I agree that at 21.99% (the lowest they claim they can go) it is a useless card. It sits in my sock drawer until (if) I get an email from Apple telling me I can use it again. I don't blame you for wanting to close it. I will as soon as I get enough CLI's to keep me over 100K total.
I just saw your post and I am also trying to get to over $100K open credit limits. I am currently at $85K. Reaching 100K...will it make it hard to get new cards since we have so much open credit?
What is your income?
Only $60K but have a good amount in Roth IRA account.

Your net worth is irrelevant for purposes of credit cards. That information isn't even requested in an application.

They look only at your income, compared to your available/extended/used credit. You're already pretty high.

Re: Will Barclays upgrade my card?

Brax — Mon, 27 Oct 2014 19:46:22 GMT

@1GaDawg85 wrote:
@Brax wrote:
There are other ways to reach the retention department...
How so?

Other cards.

Re: Will Barclays upgrade my card?

Anonymous — Mon, 27 Oct 2014 20:15:47 GMT

@Berk wrote:
@JoshNurse wrote:
I currently have a Apple Barclays Card.

I know this sounds bad but I only want to have premium cards in my collection. The above card just isnt cutting it. Can I upgrade it to a Barclaycard Arrival Plus™ World Elite MasterCard ?
I don't know what you mean by "premium cards" unless you are referring to those that charge a fee for the priviledge of carrying them. I just tried to PC my Apple Financing Card and was told it was a no-go. I can cancel and then re-apply. I couldn't even get them to move my CL (10K) to my L.L. Bean Visa (14.6K). I agree that at 21.99% (the lowest they claim they can go) it is a useless card. It sits in my sock drawer until (if) I get an email from Apple telling me I can use it again. I don't blame you for wanting to close it. I will as soon as I get enough CLI's to keep me over 100K total.

Premium typically means tougher U/W standards.