topic Re: Calculating future AAOA? in Credit Cards

Calculating future AAOA?

MoreRewards — Mon, 27 Oct 2014 22:27:51 GMT

I Have used AAOA calculator but I want to get an idea on my future AAOA. I want to app four a couple cards next year, ok actually right now but I'm trying too stay in the garden!
I'm looking to go about a year since my last app so that would be like April - May of next year. My concern is that I believe my paid auto loan will be falling off my reports in Oct of next year. So this would itself is going to reduce my AAOA right? If I app for a couple cards earlier in the year then it will be ebb shorter & hurt more? I don't know how to figure it.

Re: Calculating future AAOA?

Anonymous — Mon, 27 Oct 2014 22:34:50 GMT

@MoreRewards wrote:
I Have used AAOA calculator but I want to get an idea on my future AAOA. I want to app four a couple cards next year, ok actually right now but I'm trying too stay in the garden!
I'm looking to go about a year since my last app so that would be like April - May of next year. My concern is that I believe my paid auto loan will be falling off my reports in Oct of next year. So this would itself is going to reduce my AAOA right? If I app for a couple cards earlier in the year then it will be ebb shorter & hurt more? I don't know how to figure it.

Hmm.

I guess i never really worried about this.

I might see about removing myself as an AU from some of the wife's newer accounts to regain some AAoA.

Re: Calculating future AAOA?

MoreRewards — Mon, 27 Oct 2014 22:39:18 GMT

Maybe I worry too much and over analyze but I don't want my scores to tank. My AAOA is a little short too. I want an easy way to see what it will be. Ugh. I know it will decrease. I'm sad.