topic Re: Amex PRG? in Credit Cards

Amex PRG?

heyarrnold — Thu, 30 Oct 2014 19:00:54 GMT

I do not know if anyone has mentioned this or not. If it has, I apologize!

But when I log into Amex, I no longer can apply to the Amex PRG. The card doesn't show up. However, when I am logg off and clear my cookies, I can see the card still. Is it being discontinued?

On a side note, I did receive a 50k Business PRG offer. So I don't know.

Re: Amex PRG?

Jlu — Thu, 30 Oct 2014 19:01:19 GMT

It makes sense that you can't apply for the card you already have. When I log in it shows 'add someone to your account' instead of 'apply'.

Re: Amex PRG?

heyarrnold — Thu, 30 Oct 2014 19:02:25 GMT

@Jlu wrote:
It makes sense that you can't apply for the card you already have. When I log in it shows 'add someone to your account' instead of 'apply'.

I don't have the PRG lol

Re: Amex PRG?

Jlu — Thu, 30 Oct 2014 19:04:18 GMT

@heyarrnold wrote:
@Jlu wrote:
It makes sense that you can't apply for the card you already have. When I log in it shows 'add someone to your account' instead of 'apply'.
I don't have the PRG lol

OH hahah - your cards are all listed in your sig? That would be wierd.

Re: Amex PRG?

heyarrnold — Thu, 30 Oct 2014 19:05:22 GMT

@Jlu wrote:
@heyarrnold wrote:
@Jlu wrote:
It makes sense that you can't apply for the card you already have. When I log in it shows 'add someone to your account' instead of 'apply'.
I don't have the PRG lol
OH hahah - your cards are all listed in your sig? That would be wierd.

Yeah, those are the cards that I have.

It is. I just get the error, when logged in, "page not found."

Re: Amex PRG?

mongstradamus — Thu, 30 Oct 2014 19:15:02 GMT

@heyarrnold wrote:
@Jlu wrote:
@heyarrnold wrote:
@Jlu wrote:
It makes sense that you can't apply for the card you already have. When I log in it shows 'add someone to your account' instead of 'apply'.
I don't have the PRG lol
OH hahah - your cards are all listed in your sig? That would be wierd.
Yeah, those are the cards that I have.

It is. I just get the error, when logged in, "page not found."

I have apply button but no sign up bonus :-(

Re: Amex PRG?

Berk — Thu, 30 Oct 2014 19:18:54 GMT

@heyarrnold wrote:
I do not know if anyone has mentioned this or not. If it has, I apologize!

But when I log into Amex, I no longer can apply to the Amex PRG. The card doesn't show up. However, when I am logg off and clear my cookies, I can see the card still. Is it being discontinued?

On a side note, I did receive a 50k Business PRG offer. So I don't know.

If you are indeed 21 years old, how in the world did you get a backdate on your BCE to 1993? I believe Amex requires an AU to be a minimum of 15 years old.

Re: Amex PRG?

SunriseEarth — Thu, 30 Oct 2014 19:46:18 GMT

@Berk wrote:
@heyarrnold wrote:
I do not know if anyone has mentioned this or not. If it has, I apologize!

But when I log into Amex, I no longer can apply to the Amex PRG. The card doesn't show up. However, when I am logg off and clear my cookies, I can see the card still. Is it being discontinued?

On a side note, I did receive a 50k Business PRG offer. So I don't know.
If you are indeed 21 years old, how in the world did you get a backdate on your BCE to 1993? I believe Amex requires an AU to be a minimum of 15 years old.

Bear in mind that AMEX's MSD policies regarding AUs have changed over the years. At one time, AUs were given the MSD of the original cardholder. This has resulted in some members with MSDs prior to their birth! Only in recent years has the MSD been set at the date the AU was added to the account.

Re: Amex PRG?

sponge_gto — Thu, 30 Oct 2014 19:47:02 GMT

I'm guessing the MSD must have been set in the golden days of backdating..

@Berk wrote:
@heyarrnold wrote:
I do not know if anyone has mentioned this or not. If it has, I apologize!

But when I log into Amex, I no longer can apply to the Amex PRG. The card doesn't show up. However, when I am logg off and clear my cookies, I can see the card still. Is it being discontinued?

On a side note, I did receive a 50k Business PRG offer. So I don't know.
If you are indeed 21 years old, how in the world did you get a backdate on your BCE to 1993? I believe Amex requires an AU to be a minimum of 15 years old.

Re: Amex PRG?

heyarrnold — Thu, 30 Oct 2014 19:49:30 GMT

@sponge_gto wrote:
I'm guessing the MSD must have been set in the golden days of backdating..
@Berk wrote:
@heyarrnold wrote:
I do not know if anyone has mentioned this or not. If it has, I apologize!

But when I log into Amex, I no longer can apply to the Amex PRG. The card doesn't show up. However, when I am logg off and clear my cookies, I can see the card still. Is it being discontinued?

On a side note, I did receive a 50k Business PRG offer. So I don't know.
If you are indeed 21 years old, how in the world did you get a backdate on your BCE to 1993? I believe Amex requires an AU to be a minimum of 15 years old.

That's correct. Prior to 2011, AU's would get the MSD of the original cardholder.

And yes, I am 21.

Re: Amex PRG?

Berk — Thu, 30 Oct 2014 19:49:56 GMT

And to think that I could have had an Amex 10 years before I was born! Oh, the pain of it all!

Re: Amex PRG?

heyarrnold — Thu, 30 Oct 2014 19:50:20 GMT

@mongstradamus wrote:
@heyarrnold wrote:
@Jlu wrote:
@heyarrnold wrote:
@Jlu wrote:
It makes sense that you can't apply for the card you already have. When I log in it shows 'add someone to your account' instead of 'apply'.
I don't have the PRG lol
OH hahah - your cards are all listed in your sig? That would be wierd.
Yeah, those are the cards that I have.

It is. I just get the error, when logged in, "page not found."
I have apply button but no sign up bonus :-(

Mine just doesn't show up hahah.

Re: Amex PRG?

go_FICO_self — Thu, 30 Oct 2014 20:07:23 GMT

@heyarrnold wrote:

That's correct. Prior to 2011, AU's would get the MSD of the original cardholder.
And yes, I am 21.

so your dad had you and amex in the same year. I wonder which one he was more happy about. j/k

Re: Amex PRG?

taxi818 — Thu, 30 Oct 2014 22:53:59 GMT

You don't have to have prg. but if you already have a charge card. it will take that option away. in fact. used to get the offer to upgrade from green to prg. but that is also gone. it just says to add additional user. as you said. i beleive. you must have your charge card for 13 months before you can pc. if not. you can cancel it altogether and the prg offer will show up. its not being discontinued as you suggest. its that you are already amex member. thats why it shows up when you clear cache or cookies.

Re: Amex PRG?

taxi818 — Thu, 30 Oct 2014 22:58:23 GMT

@taxi818 wrote:
You don't have to have prg. but if you already have a charge card. it will take that option away. in fact. used to get the offer to upgrade from green to prg. but that is also gone. it just says to add additional user. as you said. i beleive. you must have your charge card for 13 months before you can pc. if not. you can cancel it altogether and the prg offer will show up. its not being discontinued as you suggest. its that you are already amex member. thats why it shows up when you clear cache or cookies.

I was wrong. its showing up. even i have the green. it just gives me option to APPLY OUTRIGHT again. since im member. it already has my info . no way do i apply for a 3rd amex. like i see many here have. but it is still there. my bad. no more upgrade offer for sure.

Re: Amex PRG?

heyarrnold — Thu, 30 Oct 2014 23:13:07 GMT

@taxi818 wrote:
@taxi818 wrote:
You don't have to have prg. but if you already have a charge card. it will take that option away. in fact. used to get the offer to upgrade from green to prg. but that is also gone. it just says to add additional user. as you said. i beleive. you must have your charge card for 13 months before you can pc. if not. you can cancel it altogether and the prg offer will show up. its not being discontinued as you suggest. its that you are already amex member. thats why it shows up when you clear cache or cookies.
I was wrong. its showing up. even i have the green. it just gives me option to APPLY OUTRIGHT again. since im member. it already has my info . no way do i apply for a 3rd amex. like i see many here have. but it is still there. my bad. no more upgrade offer for sure.

I don't have a charge card either The only cards that I have are the ones on my siggy.

I still can't explain why the PRG no longer shows up for me haha.

Re: Amex PRG?

heyarrnold — Thu, 30 Oct 2014 23:13:24 GMT

@go_FICO_self wrote:
@heyarrnold wrote:

That's correct. Prior to 2011, AU's would get the MSD of the original cardholder.
And yes, I am 21.
so your dad had you and amex in the same year. I wonder which one he was more happy about. j/k

Obviously me! hahahah

Re: Amex PRG?

Anonymous — Fri, 31 Oct 2014 03:14:55 GMT

@heyarrnold wrote:
@go_FICO_self wrote:
@heyarrnold wrote:

That's correct. Prior to 2011, AU's would get the MSD of the original cardholder.
And yes, I am 21.
so your dad had you and amex in the same year. I wonder which one he was more happy about. j/k
Obviously me! hahahah

Confidence eh.

Re: Amex PRG?

ExplicitElicit — Fri, 31 Oct 2014 03:25:06 GMT

I don't even know how I got the backdate of 2004. My mom got her amex in 99, and I became an AU in 2010 I think it was. I'm only 19, but when I applied for my (2) amex's and asked for them to backdate they did 2004 Ohh well I'm happy for the 10 year bump.

Re: Amex PRG?

chalupaman — Fri, 31 Oct 2014 03:30:00 GMT

I closed my Green recently and can apply for the PRG just fine.

And I'm so jealous of everyone in here who was able to backdate their cards that far just by being an AU on someone who already has an Amex card.