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    <title>topic Personal Loans using Experian score in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Personal-Loans-using-Experian-score/m-p/290802#M98681</link>
    <description>&lt;DIV&gt;So I need to get my transmission fixed and want to get a personal loan of $3000. I also need a bit extra because im on vacation next month.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Anyway is there anywhere I can go Where they pull my Experian score, cuz its the highest at 642! The other two are not so good. I was denied with Bank of America. There are a couple of collections on my accounts, but they are all paid, and all of them are from 2004! Also I paid 2 of my credit cards off and paid one down, one credit card is still showing a balance. Should i wait till they update my credit report?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks for anyhelp I can get.&lt;/DIV&gt;</description>
    <pubDate>Tue, 15 Jul 2008 11:19:46 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-07-15T11:19:46Z</dc:date>
    <item>
      <title>Personal Loans using Experian score</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Personal-Loans-using-Experian-score/m-p/290802#M98681</link>
      <description>&lt;DIV&gt;So I need to get my transmission fixed and want to get a personal loan of $3000. I also need a bit extra because im on vacation next month.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Anyway is there anywhere I can go Where they pull my Experian score, cuz its the highest at 642! The other two are not so good. I was denied with Bank of America. There are a couple of collections on my accounts, but they are all paid, and all of them are from 2004! Also I paid 2 of my credit cards off and paid one down, one credit card is still showing a balance. Should i wait till they update my credit report?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks for anyhelp I can get.&lt;/DIV&gt;</description>
      <pubDate>Tue, 15 Jul 2008 11:19:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Personal-Loans-using-Experian-score/m-p/290802#M98681</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-15T11:19:46Z</dc:date>
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    <item>
      <title>Re: Personal Loans using Experian score</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Personal-Loans-using-Experian-score/m-p/291568#M98682</link>
      <description>&lt;DIV&gt;did you try to recon BOA&amp;nbsp;by speaking with another credit advisor&lt;/DIV&gt;</description>
      <pubDate>Wed, 16 Jul 2008 01:24:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Personal-Loans-using-Experian-score/m-p/291568#M98682</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-16T01:24:33Z</dc:date>
    </item>
    <item>
      <title>Re: Personal Loans using Experian score</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Personal-Loans-using-Experian-score/m-p/291868#M98683</link>
      <description>&lt;DIV&gt;I moved your post because we don't have a true forum for just personal loans.&amp;nbsp; Perhaps you'll get some answers in here, though.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Peas&lt;/DIV&gt;</description>
      <pubDate>Wed, 16 Jul 2008 08:07:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Personal-Loans-using-Experian-score/m-p/291868#M98683</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-16T08:07:24Z</dc:date>
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