topic Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too? in Credit Cards

Does SW Rapid Rewards Report to the Authorized Users Credit Too?

JamesBlonde — Wed, 05 Nov 2014 21:22:11 GMT

I know that my Capital One reports to the Authorized Users credit report too.

But soutthwest only asks for name, and not social.

I'm wondering if their card will report for the Authorized user.

Does anyone know?

Thanks!

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

Anonymous — Wed, 05 Nov 2014 21:29:30 GMT

Chase reports AUs

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

JamesBlonde — Wed, 05 Nov 2014 21:42:45 GMT

Great.. Even though they only asked for the name?

How do they know the social of the authorized user?

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

Anonymous — Wed, 05 Nov 2014 22:53:08 GMT

@JamesBlonde wrote:
Great.. Even though they only asked for the name?

How do they know the social of the authorized user?

Others can give you better info on that because I've wondered that myself but they find it somehow.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

JamesBlonde — Thu, 06 Nov 2014 00:56:33 GMT

ok cool. yea, if anyone knows if and how they can report for the auth user, that would be much appreciated.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

surehit — Thu, 06 Nov 2014 01:26:15 GMT

From what I've heard it usually only ends up reporting if you have the same address as the AU, otherwise it sometimes won't.

http://efficientasianman.boardingarea.com/2013/09/09/faqs-about-adding-authorized-users-to-chase-credit-cards/

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

Anonymous — Thu, 06 Nov 2014 02:02:13 GMT

@JamesBlonde wrote:
I know that my Capital One reports to the Authorized Users credit report too.

But soutthwest only asks for name, and not social.

I'm wondering if their card will report for the Authorized user.

Does anyone know?

Thanks!

They certainly do.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

JamesBlonde — Thu, 06 Nov 2014 02:31:54 GMT

We dont share an address currently, although that address is on my profile from 20 years ago. I wonder if it will still report?

Nixon is it your belief too that we need to share an address for it to report?

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

Anonymous — Thu, 06 Nov 2014 02:32:57 GMT

Call Chase and ask them to explain their policy on AUs.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

CreditCuriosity — Thu, 06 Nov 2014 02:35:15 GMT

@JamesBlonde wrote:
We dont share an address currently, although that address is on my profile from 20 years ago. I wonder if it will still report?

Nixon is it your belief too that we need to share an address for it to report?

It will find you.... I llved with my parents 20 years ago and my credit report has there address on it as one of my addresses... about 6-8 months ago my parents added me as an AU used to there British Airways Chase card and it reported. Through last name and address I assume is how they found me.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

JamesBlonde — Thu, 06 Nov 2014 03:30:34 GMT

Ok cool. I called them but they didnt know. Ill see if catches me. Thx for the help guys

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

js0319 — Thu, 06 Nov 2014 04:47:06 GMT

The additional info they need can also come from the AU showing up under joint accounts on the primary's CR, such as an auto loan, mortgage, etc.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

JamesBlonde — Thu, 06 Nov 2014 12:20:04 GMT

I see. I checked my report and that address only shows up on my EQ report. Not on EX or TU. And no shared loans w primary.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

takeshi74 — Thu, 06 Nov 2014 13:48:22 GMT

Keep in mind that not all creditors or scoring models factor in accounts where you're an AU anyway. If you're counting on this to improve your credit you'll still need to work on your own tradelines.

Re: Does SW Rapid Rewards Report to the Authorized Users Credit Too?

JamesBlonde — Thu, 06 Nov 2014 14:14:05 GMT

I get that and I am. Just trying to help it out.