topic Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ? in Credit Cards

Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

Andy77 — Thu, 13 Nov 2014 01:13:32 GMT

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k avail on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

Anonymous — Thu, 13 Nov 2014 01:16:15 GMT

@Andy77 wrote:

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k avail on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

Visa Sig is typically reported as "Flexible spending credit card", So yes. However the CC Issuer can still decline the charge.

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

FinStar — Thu, 13 Nov 2014 01:31:13 GMT

@Anonymous wrote:
@Andy77 wrote:

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k avail on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

Visa Sig is typically reported as "Flexible spending credit card", So yes. However the CC Issuer can still decline the charge.

Check with them first to make sure it allows the Flexible Spending capability since not all their cards do automatically. More often than not it should be ok but check first.

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

scottwagnon — Thu, 13 Nov 2014 01:29:10 GMT

@Andy77 wrote:

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k avail on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

unfortunately, capital one visa signature products don't allow the consumer to go over the limit. but i believe you can with a capital one world mastercard.

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

scottwagnon — Thu, 13 Nov 2014 01:31:02 GMT

@Andy77 wrote:

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k available on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

unfortunately, capital one visa signature products don't allow the consumer to go over the limit. but i believe you can with a capital one world mastercard.

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

lg8302ch — Thu, 13 Nov 2014 01:33:39 GMT

@scottwagnon wrote:
@Andy77 wrote:

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k avail on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

unfortunately, capital one visa signature products don't allow the consumer to go over the limit. but i believe you can with a capital one world mastercard.

Are you sure? I did and nothing happened... was slightly over my CL and Cap1 still approved new charges. I was like 10% over the CL at that time last year but no issues there.

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

Andy77 — Thu, 13 Nov 2014 01:36:10 GMT

I just got off phone with EO and they told me they dont allow anyone to go over their limits. I said what if my credit score was 850 and he said, that does not matter we would decline the charge...

So, I giess I have my answer....

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

scottwagnon — Thu, 13 Nov 2014 02:14:06 GMT

@lg8302ch wrote:
@scottwagnon wrote:
@Andy77 wrote:

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k avail on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

unfortunately, capital one visa signature products don't allow the consumer to go over the limit. but i believe you can with a capital one world mastercard.
Are you sure? I did and nothing happened... was slightly over my CL and Cap1 still approved new charges. I was like 10% over the CL at that time last year but no issues there.

do you in fact own a Capital One credit card and the card you have in fact a world mastercard?

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

lg8302ch — Thu, 13 Nov 2014 07:35:40 GMT

@scottwagnon wrote:
@lg8302ch wrote:
@scottwagnon wrote:
@Andy77 wrote:

My cap one QS Visa sig is getting close to its CL, can I go over my CL, like world cards worked a while ago, you pay what ever you have gone over your revolving line within that statement time frame ?

For what its worth, I have another cap one card with 19k avail on it...not sure if that tells the computer I can go over the CL on the other card or has any bearing

Thanks

unfortunately, capital one visa signature products don't allow the consumer to go over the limit. but i believe you can with a capital one world mastercard.
Are you sure? I did and nothing happened... was slightly over my CL and Cap1 still approved new charges. I was like 10% over the CL at that time last year but no issues there.
do you in fact own a Capital One credit card and the card you have in fact a world mastercard?

Cap1 QS Visa Signature not WMC and yes it did work for me... charges approved above 5K when the limit was still 5K

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

dize — Thu, 13 Nov 2014 11:07:43 GMT

Ive had to go over the limit before, I just called them before hand and they approved the charges

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

Anonymous — Tue, 16 Dec 2014 06:20:17 GMT

I cannot speak for no one but myself but I have the Cap 1 Signature Visa and I have went over my limit several time I usually do not keep a balance but my CL is $10,000 and while out of the country I was able to charge to over $15,500 but when bill arrives over limit amt must be pd with minimum payment. (This is my account ) I have had the card a 1yr and my credit scores are all in the mid 700 's. I started out with $5,000 and after 6months was auto increased to $10,000 hope this helps, may be it is done on a case by case based on how you handle your acct like my Amex does! Check with the Rep maybe they can give you better insite on your individual acct!

Re: Cap One Quicksilver ..Visa Sig....Am I Able To Go Over My CL ?

Blodreina — Wed, 27 May 2015 13:35:09 GMT