topic SHOPPING CART TRICK in Credit Cards

SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 17:05:01 GMT

trying over and over at buckle and j crew but not getting anywhere. I registered with both, but items in cart, go to checkout, but nothing? What am i doing wrong??

Re: SHOPPING CART TRICK

CreditCuriosity — Thu, 13 Nov 2014 17:10:05 GMT

What is your EQ score... Probably to low is my guess, Don't know what the cutoff is for shopping cart trick but guess 580ish

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 17:17:28 GMT

Not sure what EQ is but credit karma is 584

i also just cleared cookies, ran ccleaner, hit %temp% in start menu, and allowed popups. No dice.

will this work for me? it is badly needed (credit, not clothes)

thanks

Re: SHOPPING CART TRICK

CreditCuriosity — Thu, 13 Nov 2014 17:20:31 GMT

Creidt Karma is a FAKO for TU.... Buckle/JCREW goes off of Equifax... If you want the easiest one try Victoria's Secret.. They SP your experian report... I doubt you have a need for that card, but you never know.

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 17:27:01 GMT

ok maybe ill give victoria secret a try?

I have no credit cards at all yet. 0%.

all i have is a good auto loan, lots of medical collections, 6 hard inquireys, 584 CK score, and 7 deragatory marks. all baddies are medical.

Re: SHOPPING CART TRICK

CreditCuriosity — Thu, 13 Nov 2014 17:31:06 GMT

I would suggest googling " hippa medical collection dispute process whychat "

If you follow his recommendations I bet you will get 99% of them removed.. We cannot talk about this subject on this forum, but do what I suggest above.

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 17:33:23 GMT

@Anonymous wrote:
ok maybe ill give victoria secret a try?

I have no credit cards at all yet. 0%.

all i have is a good auto loan, lots of medical collections, 6 hard inquireys, 584 CK score, and 7 deragatory marks. all baddies are medical.

You, my friend have a case where most of your accounts are negative, so it thus reflects poorly on you. If everything there is to see is bad, then it will appear so.

I wouldn't bother with more than one or two store cards, period. If you can spare some money, get you a secured CC from a local CU.

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 17:33:59 GMT

i am doing that now, thanks!!!!!!!!!!!

and that VS thing worked! debating whether i should take it or not. Is there anything else as easy to get that's less **bleep**?

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 17:37:43 GMT

yes i do have a capital one secured card on the way soon i hope, i was approved and funded the 99. also applied for a merrick bank card and funded it 215, though no word on approval yet. i just did this so it's gonna be a little while i suppose

Re: SHOPPING CART TRICK

Dw4250 — Thu, 13 Nov 2014 17:59:03 GMT

@Anonymous wrote:
i am doing that now, thanks!!!!!!!!!!!

and that VS thing worked! debating whether i should take it or not. Is there anything else as easy to get that's less **bleep**?

If there's no "rush" I would suggest working on getting those medical collections removed first. My guess is if sucessful you will see a sizeable jump in your FICO and thus will not need to monkey around with any shopping card tricks.

Unless you are a big VS shopper (or whatever store card), I would suggest staying away from store cards in general. Good rule of thumb...if you do not shop at Store X at least once a month, don't get their card. There are many stories on here of people saddled with store cards they do not want/use (and it also pulls down your AAofA).

Good luck!

Re: SHOPPING CART TRICK

SunriseEarth — Thu, 13 Nov 2014 20:01:20 GMT

@Anonymous wrote:
ok maybe ill give victoria secret a try?

I have no credit cards at all yet. 0%.

all i have is a good auto loan, lots of medical collections, 6 hard inquireys, 584 CK score, and 7 deragatory marks. all baddies are medical.

Have you posted yet in the "Rebuilding" forum? I highly recommend them to help work on the baddies!

Re: SHOPPING CART TRICK

SunriseEarth — Thu, 13 Nov 2014 20:03:12 GMT

@Dw4250 wrote:
@Anonymous wrote:
i am doing that now, thanks!!!!!!!!!!!

and that VS thing worked! debating whether i should take it or not. Is there anything else as easy to get that's less **bleep**?
If there's no "rush" I would suggest working on getting those medical collections removed first. My guess is if sucessful you will see a sizeable jump in your FICO and thus will not need to monkey around with any shopping card tricks.

Unless you are a big VS shopper (or whatever store card), I would suggest staying away from store cards in general. Good rule of thumb...if you do not shop at Store X at least once a month, don't get their card. There are many stories on here of people saddled with store cards they do not want/use (and it also pulls down your AAofA).

Good luck!

Agreed. Make sure you get CCs that will be useful to you. I got the VS Angel Card just because I could. However, I only use it at BBW, and that doesn't accumulate rewards on that card. :-(

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 20:05:36 GMT

@Anonymous wrote:
i am doing that now, thanks!!!!!!!!!!!

and that VS thing worked! debating whether i should take it or not. Is there anything else as easy to get that's less **bleep**?

Take it! You can use it at Bath & Body Works too. It's a start.

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 20:06:28 GMT

@Anonymous wrote:
yes i do have a capital one secured card on the way soon i hope, i was approved and funded the 99. also applied for a merrick bank card and funded it 215, though no word on approval yet. i just did this so it's gonna be a little while i suppose

Good job and you'll be on your way to better credit in no time.

Re: SHOPPING CART TRICK

Anonymous — Thu, 13 Nov 2014 20:07:46 GMT

@Dw4250 wrote:
@Anonymous wrote:
i am doing that now, thanks!!!!!!!!!!!

and that VS thing worked! debating whether i should take it or not. Is there anything else as easy to get that's less **bleep**?
If there's no "rush" I would suggest working on getting those medical collections removed first. My guess is if sucessful you will see a sizeable jump in your FICO and thus will not need to monkey around with any shopping card tricks.

Unless you are a big VS shopper (or whatever store card), I would suggest staying away from store cards in general. Good rule of thumb...if you do not shop at Store X at least once a month, don't get their card. There are many stories on here of people saddled with store cards they do not want/use (and it also pulls down your AAofA).

Good luck!

True, I have at least 3 that I regret getting.