topic Amazon Card vs PayPal Credit? in Credit Cards

Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 13:58:08 GMT

Looking to finish a PC build of about 250$'s and I need one more store card (or MC/Visa) I felt these two were the way to go to make the purchase for PC parts.

Does anyone have input on these two as to which would be better for this kind of stuff and approval rate etc?

Thanks All !

Re: Amazon Card vs PayPal Credit?

juggar — Fri, 14 Nov 2014 14:36:27 GMT

@Anonymous wrote:
Looking to finish a PC build of about 250$'s and I need one more store card (or MC/Visa) I felt these two were the way to go to make the purchase for PC parts.

Does anyone have input on these two as to which would be better for this kind of stuff and approval rate etc?

Thanks All !

Apply for the PayPal Extras mastercard, it hooks directly in with your Paypal account so if you have money in the paypal account(from ebay sales like me) you can apply it directly to the extras card and it reflects on your available credit immediately. When I got approved I think my score was like ~650

Still takes a few days for the balance to update, but still its nice to see an instant impact and more available credit.

They have been having some pretty good rewards stuff going on with the paypal card, I get emails where its like " hey, activate this offer and use your card at least once and you get a $10 statement credit" .

If you cant get approved for that try paypal buyer credit (used to be bill-me-later).

You can also try the newegg preferred card, now the newegg preferred and paypal buyer credit dont report anything to the CB's unless your late. So the limits wont show and it wont show as a tradeline.

Oh, and if you want both the extras mastercard and paypal buyer credit you need two separate paypal accounts. You would need a third if you wanted the ebay mastercard.

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 14:43:51 GMT

@juggar wrote:
@Anonymous wrote:
Looking to finish a PC build of about 250$'s and I need one more store card (or MC/Visa) I felt these two were the way to go to make the purchase for PC parts.

Does anyone have input on these two as to which would be better for this kind of stuff and approval rate etc?

Thanks All !
Apply for the PayPal Extras mastercard, it hooks directly in with your Paypal account so if you have money in the paypal account(from ebay sales like me) you can apply it directly to the extras card and it reflects on your available credit immediately. When I got approved I think my score was like ~650

Still takes a few days for the balance to update, but still its nice to see an instant impact and more available credit.

They have been having some pretty good rewards stuff going on with the paypal card, I get emails where its like " hey, activate this offer and use your card at least once and you get a $10 statement credit" .

If you cant get approved for that try paypal buyer credit (used to be bill-me-later).

You can also try the newegg preferred card, now the newegg preferred and paypal buyer credit dont report anything to the CB's unless your late. So the limits wont show and it wont show as a tradeline.

Oh, and if you want both the extras mastercard and paypal buyer credit you need two separate paypal accounts. You would need a third if you wanted the ebay mastercard.

Thank you so much. I'll app for the Paypal card. I thought the newegg one was discontinued?

Re: Amazon Card vs PayPal Credit?

juggar — Fri, 14 Nov 2014 14:48:41 GMT

@Anonymous wrote:
@juggar wrote:
@Anonymous wrote:
Looking to finish a PC build of about 250$'s and I need one more store card (or MC/Visa) I felt these two were the way to go to make the purchase for PC parts.

Does anyone have input on these two as to which would be better for this kind of stuff and approval rate etc?

Thanks All !
Apply for the PayPal Extras mastercard, it hooks directly in with your Paypal account so if you have money in the paypal account(from ebay sales like me) you can apply it directly to the extras card and it reflects on your available credit immediately. When I got approved I think my score was like ~650

Still takes a few days for the balance to update, but still its nice to see an instant impact and more available credit.

They have been having some pretty good rewards stuff going on with the paypal card, I get emails where its like " hey, activate this offer and use your card at least once and you get a $10 statement credit" .

If you cant get approved for that try paypal buyer credit (used to be bill-me-later).

You can also try the newegg preferred card, now the newegg preferred and paypal buyer credit dont report anything to the CB's unless your late. So the limits wont show and it wont show as a tradeline.

Oh, and if you want both the extras mastercard and paypal buyer credit you need two separate paypal accounts. You would need a third if you wanted the ebay mastercard.
Thank you so much. I'll app for the Paypal card. I thought the newegg one was discontinued?

I dont know if it is, but it has been a pretty good credit line for me. gotta pay it down though, those credit lines that dont report make it very easy to spend a lot. lol

Re: Amazon Card vs PayPal Credit?

dbw79 — Fri, 14 Nov 2014 14:53:52 GMT

Juggar,

Good morning. I have a question and hopefully you can help me. I have one paypal account which is linked with my Paypal credit. I opened another paypal account a long time ago with the intentions of apping for the paypal mastercard, yet when I apply it recognizes my social # and won't process my application. Am I doing something wrong? I also tried to app for the ebay mastercard and got the same error message. I thought as long as you had separate accounts you could qualify for both.

Appreciate your help.

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 14:55:45 GMT

@juggar wrote:
@Anonymous wrote:
@juggar wrote:
@Anonymous wrote:
Looking to finish a PC build of about 250$'s and I need one more store card (or MC/Visa) I felt these two were the way to go to make the purchase for PC parts.

Does anyone have input on these two as to which would be better for this kind of stuff and approval rate etc?

Thanks All !
Apply for the PayPal Extras mastercard, it hooks directly in with your Paypal account so if you have money in the paypal account(from ebay sales like me) you can apply it directly to the extras card and it reflects on your available credit immediately. When I got approved I think my score was like ~650

Still takes a few days for the balance to update, but still its nice to see an instant impact and more available credit.

They have been having some pretty good rewards stuff going on with the paypal card, I get emails where its like " hey, activate this offer and use your card at least once and you get a $10 statement credit" .

If you cant get approved for that try paypal buyer credit (used to be bill-me-later).

You can also try the newegg preferred card, now the newegg preferred and paypal buyer credit dont report anything to the CB's unless your late. So the limits wont show and it wont show as a tradeline.

Oh, and if you want both the extras mastercard and paypal buyer credit you need two separate paypal accounts. You would need a third if you wanted the ebay mastercard.
Thank you so much. I'll app for the Paypal card. I thought the newegg one was discontinued?
I dont know if it is, but it has been a pretty good credit line for me. gotta pay it down though, those credit lines that dont report make it very easy to spend a lot. lol

Haha I bet, Yeah I think its allpaypal credit now.

Re: Amazon Card vs PayPal Credit?

chalupaman — Fri, 14 Nov 2014 14:59:36 GMT

Neither Newegg Preferred and Paypal Credit don't report to bureaus. Amazon Store card and Paypal Extras do. I think it depends on whether you want a new account to show up on your CR.

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:07:02 GMT

Also (I havent applied or have it but was looking into it not to long ago) if you apply for the Paypal Mastercard and you dont get approved they will try to approve you for the Paypal smart connect (its kinda like PayPals store card) that also links directly to your paypal account but its more like a online line of credit (revolving of course)

if you do get approved for the paypal smart connect instead of paypal mastercard you can open a paypal business debit card (its a SP not a HP) and link your smart connect as the backup funding source and pretty much use it anywhere Mastercard is accepted so it basically becomes a Mastercard. It also gives you 1% Cash Back (the paypal business Debit Mastercard)

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:09:35 GMT

@Anonymous wrote:
Also (I havent applied or have it but was looking into it not to long ago) if you apply for the Paypal Mastercard and you dont get approved they will try to approve you for the Paypal smart connect (its kinda like PayPals store card) that also links directly to your paypal account but its more like a online line of credit (revolving of course)

if you do get approved for the paypal smart connect instead of paypal mastercard you can open a paypal business debit card (its a SP not a HP) and link your smart connect as the backup funding source and pretty much use it anywhere Mastercard is accepted so it basically becomes a Mastercard. It also gives you 1% Cash Back (the paypal business Debit Mastercard)

Approved for Smart Connect 300$

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:11:09 GMT

I do have the Amazon store card (approved last month) I honestly love it and have no problems with it. There are a lot of bad reviews about it online like they cant find where to make a payment but honestly their website is pretty easy to naviagate. You just have to click on that large button that says "MAKE A PAYMENT" my first payment was $100 and there was no extra hold or anything and actually came through pretty quick. I also love their no financing deals!! $150 or more and you get 6 months.

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:14:54 GMT

@Anonymous wrote:
@Anonymous wrote:
Also (I havent applied or have it but was looking into it not to long ago) if you apply for the Paypal Mastercard and you dont get approved they will try to approve you for the Paypal smart connect (its kinda like PayPals store card) that also links directly to your paypal account but its more like a online line of credit (revolving of course)

if you do get approved for the paypal smart connect instead of paypal mastercard you can open a paypal business debit card (its a SP not a HP) and link your smart connect as the backup funding source and pretty much use it anywhere Mastercard is accepted so it basically becomes a Mastercard. It also gives you 1% Cash Back (the paypal business Debit Mastercard)
Approved for Smart Connect 300$

And Approved for Amazon Visa 1500$

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:15:00 GMT

Congrats!!!! I was going to apply but I have to garden! Just in case you wanted to go with amazon or try. I was approved for $800 for Amazon with a 623 TU score. This was last month. Its now at 652 but since your score is higher you might get approved more with Amazon (if you needed more) congrats again and thanks for sharing!!!

Was it a instant approval for the smart connect? Im asking because while I was looking Into it I read a lot of people had to call in to find out they were approved for the Smart connect. Congrats again.

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:15:37 GMT

Congrats!!! Thats awesome!! So you know which report the Amazon visa pulled?

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:18:06 GMT

@Anonymous wrote:
Congrats!!! Thats awesome!! So you know which report the Amazon visa pulled?

Thank you thank you! Im guessing TU since its 663 right now lol But not sure yet.

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:21:15 GMT

Okay great! Thank you!! And congrats on all of your approvals!! I definitely want a Amazon Visa in my future life and even though I cant apply right now I like to get all the information on cards I would love to have in the future so thanks so much again for sharing. And Congrats!!!!!!!!!

Re: Amazon Card vs PayPal Credit?

juggar — Fri, 14 Nov 2014 15:29:46 GMT

@dbw79 wrote:
Juggar,

Good morning. I have a question and hopefully you can help me. I have one paypal account which is linked with my Paypal credit. I opened another paypal account a long time ago with the intentions of apping for the paypal mastercard, yet when I apply it recognizes my social # and won't process my application. Am I doing something wrong? I also tried to app for the ebay mastercard and got the same error message. I thought as long as you had separate accounts you could qualify for both.

Appreciate your help.

Hmmm, it was about a year ago that I got both accounts. I think I applied for "bill-me-later" through the bill-me-later website or through some form of shopping cart where it offered something like $20 off if I was approved.

Best of luck getting it sorted out.

and congrats to OP!

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:30:12 GMT

@Anonymous wrote:
Okay great! Thank you!! And congrats on all of your approvals!! I definitely want a Amazon Visa in my future life and even though I cant apply right now I like to get all the information on cards I would love to have in the future so thanks so much again for sharing. And Congrats!!!!!!!!!

Thank You very much! Good Luck im sure youll get it in the future.

Re: Amazon Card vs PayPal Credit?

Anonymous — Fri, 14 Nov 2014 15:31:36 GMT

@juggar wrote:
@dbw79 wrote:
Juggar,

Good morning. I have a question and hopefully you can help me. I have one paypal account which is linked with my Paypal credit. I opened another paypal account a long time ago with the intentions of apping for the paypal mastercard, yet when I apply it recognizes my social # and won't process my application. Am I doing something wrong? I also tried to app for the ebay mastercard and got the same error message. I thought as long as you had separate accounts you could qualify for both.

Appreciate your help.
Hmmm, it was about a year ago that I got both accounts. I think I applied for "bill-me-later" through the bill-me-later website or through some form of shopping cart where it offered something like $20 off if I was approved.

Best of luck getting it sorted out.

and congrats to OP!

Thanks Sir!

Re: Amazon Card vs PayPal Credit?

chalupaman — Fri, 14 Nov 2014 15:47:59 GMT

@Anonymous wrote:
I do have the Amazon store card (approved last month) I honestly love it and have no problems with it. There are a lot of bad reviews about it online like they cant find where to make a payment but honestly their website is pretty easy to naviagate. You just have to click on that large button that says "MAKE A PAYMENT" my first payment was $100 and there was no extra hold or anything and actually came through pretty quick. I also love their no financing deals!! $150 or more and you get 6 months.

I really like that card too. Out of all my Sync Bank cards, that one was grown the most and fast too. It's my second only highest limit card from them besides my Ebates Visa Plat. It started out at just 600 dollars and I've gotten two increases since.

And congrats to the OP.

Re: Amazon Card vs PayPal Credit?

JSS3 — Fri, 14 Nov 2014 15:48:06 GMT

@juggar wrote:
@Anonymous wrote:
Looking to finish a PC build of about 250$'s and I need one more store card (or MC/Visa) I felt these two were the way to go to make the purchase for PC parts.

Does anyone have input on these two as to which would be better for this kind of stuff and approval rate etc?

Thanks All !
Apply for the PayPal Extras mastercard, it hooks directly in with your Paypal account so if you have money in the paypal account(from ebay sales like me) you can apply it directly to the extras card and it reflects on your available credit immediately. When I got approved I think my score was like ~650

Still takes a few days for the balance to update, but still its nice to see an instant impact and more available credit.

They have been having some pretty good rewards stuff going on with the paypal card, I get emails where its like " hey, activate this offer and use your card at least once and you get a $10 statement credit" .

If you cant get approved for that try paypal buyer credit (used to be bill-me-later).

You can also try the newegg preferred card, now the newegg preferred and paypal buyer credit dont report anything to the CB's unless your late. So the limits wont show and it wont show as a tradeline.

Oh, and if you want both the extras mastercard and paypal buyer credit you need two separate paypal accounts. You would need a third if you wanted the ebay mastercard.

I often wondered if someone would actually dare to get all three(BML, Extras Mastercard, and Ebay) and go to the trouble of creating 3 different accounts. Also, if Paypal would see this as a problem once caught, albeit allowed.