topic Re: Citi Prequalifier in Credit Cards

Citi Prequalifier

anderl — Fri, 14 Nov 2014 23:40:08 GMT

So received a mail offer for the Citi Diamond Preferred 11.99% for 18mnths. Not a bad offer for a BT. So I go to look at other cards Citi has to offer, and check out the pre qualifier. Enter my info and Citi DP does not pop up. Instead Citi Simplicity pops up and below reads "And here are other cards you might be interested in". How accurate is the pre qualifier,lol Granted , I received the mail offer sometime last month; maybe since then I've pre qualified for other cards?

Re: Citi Prequalifier

Anonymous — Fri, 14 Nov 2014 23:46:19 GMT

Obviously, there is limited sample size here. However, I prequaled for DC, and was auto-approved on the website.

Re: Citi Prequalifier

B335is — Fri, 14 Nov 2014 23:53:03 GMT

@anderl wrote:
So received a mail offer for the Citi Diamond Preferred 11.99% for 18mnths. Not a bad offer for a BT. So I go to look at other cards Citi has to offer, and check out the pre qualifier. Enter my info and Citi DP does not pop up. Instead Citi Simplicity pops up and below reads "And here are other cards you might be interested in". How accurate is the pre qualifier,lol Granted , I received the mail offer sometime last month; maybe since then I've pre qualified for other cards?

If Citi mails you an offer it's usually pretty accurate. With your lineup I wouldn't take the bait though, I'd go for one of those lovely AA cards

Re: Citi Prequalifier

uswala — Sat, 15 Nov 2014 00:57:45 GMT

@B335is wrote:
If Citi mails you an offer it's usually pretty accurate. With your lineup I wouldn't take the bait though, I'd go for one of those lovely AA cards

Re: Citi Prequalifier

anderl — Sat, 15 Nov 2014 01:01:33 GMT

OK bit the bullet lol. Approved 9.5K. Almost went for the AA card

Re: Citi Prequalifier

B335is — Sat, 15 Nov 2014 01:28:55 GMT

@anderl wrote:
OK bit the bullet lol. Approved 9.5K. Almost went for the AA card

Congrats. Yes you should have gone for AA to get some type on bonus

Re: Citi Prequalifier

uswala — Sat, 15 Nov 2014 05:31:40 GMT

@anderl wrote:
OK bit the bullet lol. Approved 9.5K. Almost went for the AA card

Congrats!

Re: Citi Prequalifier

Anonymous — Sat, 15 Nov 2014 05:37:37 GMT

@uswala wrote:
@anderl wrote:
OK bit the bullet lol. Approved 9.5K. Almost went for the AA card
Congrats!

uswala ... you got us bank cash month after citi double cash ? they dont care about inquires ? i have 1 this year from last month and not sure if applying for the citi double cash first or us bank first and citi after would make any difference

Re: Citi Prequalifier

Kostya1992 — Sat, 15 Nov 2014 05:53:51 GMT

I'm pretty certain pre-qualified and pre-approved are two different things.