topic Re: amex backdated question in Credit Cards

amex backdated question

Christina_xyt — Fri, 21 Nov 2014 03:54:52 GMT

I never learned the backdated thing until I joined this community. My question is, if i don't have an amex card, will my first amex card (assuming that i app for it someday and got approved) backdate? or it only backdates from your second amex card and it backdates to the date you open your first "amex card"?

I hope I made my question clear.. kinda not sure how to ask....

Re: amex backdated question

Anonymous — Fri, 21 Nov 2014 03:57:47 GMT

Your second card will backdate to the year your first card was issued.

Re: amex backdated question

Anonymous — Fri, 21 Nov 2014 03:59:50 GMT

Your first Anex card will say 'member since 14' if you got one today. Any subsequent cards down the road you add, even years later will also say and report as 'member since '14'. This really helps with AAoA if you add more AE cards

Re: amex backdated question

SunriseEarth — Fri, 21 Nov 2014 04:02:14 GMT

Your first card with AMEX sets the year of your MSD. Your subsequent cards will reflect that year, but the month & day of the actual opening of the CC.

My first card with AMEX was in 1998. When I applied for the BCE on March 4th of this year, that card shows on my CRs as opening on 3/4/1998.

Re: amex backdated question

Anonymous — Fri, 21 Nov 2014 04:02:21 GMT

Right, that's why AmEx is the Holy Grail of credit cards.

Re: amex backdated question

Christina_xyt — Fri, 21 Nov 2014 04:05:07 GMT

understood now! Thanks all!

at first I thought it's backdated to whatever the first card you had.. gald that i asked!

Re: amex backdated question

Christina_xyt — Fri, 21 Nov 2014 04:10:33 GMT

i have another question now.. but i dont want to start another thread...

for the first amex card you ever get, if denied, will it be a sp?

Re: amex backdated question

Anonymous — Fri, 21 Nov 2014 04:12:35 GMT

No. Only for existing members.