topic Re: help me understand cli decline in Credit Cards

help me understand cli decline

stengiz — Sun, 23 Nov 2014 23:28:05 GMT

i have a capone cli, increase denial. the reason was low average monhtly payments. so i tallied up last 7 months .

average puchase is 3062.25

average payment is 2722.84..these are monthly averages. i don't care if it reports a balance unless i want to apply for a card, so the reason i have less payments than what i charge., but still don't pay any interest.the limit is 5500. does any of this make any sense to you,how should i interpret this response? should i go the EO route?

thanks for reading

Re: help me understand cli decline

Anonymous — Sun, 23 Nov 2014 23:47:12 GMT

So you have been making payments in excess of 2K every month? How long has the card been open?

Re: help me understand cli decline

stengiz — Sun, 23 Nov 2014 23:50:38 GMT

since april 13

Re: help me understand cli decline

Anonymous — Sun, 23 Nov 2014 23:58:27 GMT

You didn't confirm the first question. Have you been making payments in excess of 2K each month?

Re: help me understand cli decline

coldnmn — Mon, 24 Nov 2014 00:06:24 GMT

Did you contact the executive office through email or Facebook for your CLI?

Re: help me understand cli decline

stengiz — Mon, 24 Nov 2014 00:19:41 GMT

sorry i missed that part. no i haven't but as i said that is the average , some months i charged a lot some i haven't.

Re: help me understand cli decline

stengiz — Mon, 24 Nov 2014 00:20:25 GMT

http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC"i haven't contacted the EO yet

Re: help me understand cli decline

Anonymous — Mon, 24 Nov 2014 00:24:39 GMT

They usually give that when your making the min payment or very close to only the min payment every month

Re: help me understand cli decline

coldnmn — Mon, 24 Nov 2014 00:27:23 GMT

The easiest is message through Facebook or contact them through CEO executive office (link below) by searching for the email address. If you contact through EO or Facebook the only personal information to include is phone number linked to your account not secure enough for more information. Good Luck!

http://bit.ly/1g0P1zO

Re: help me understand cli decline

stengiz — Mon, 24 Nov 2014 02:14:24 GMT

thanks a lot

Re: help me understand cli decline

Anonymous — Mon, 24 Nov 2014 13:02:45 GMT

You would probably be able to get a second card than be likely to be approved for a credit limit increase