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    <title>topic Re: American Express offers in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659502#M999463</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Isn't this the same as manufactured spending? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's even worse! &amp;nbsp;Best/Worst &amp;nbsp;MS costs Amex about 5%, this costs them 100%&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sounds juicy &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Mon, 24 Nov 2014 02:00:44 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2014-11-24T02:00:44Z</dc:date>
    <item>
      <title>American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658154#M999004</link>
      <description>&lt;P&gt;I would like to know how does the $15 offer work.&lt;/P&gt;&lt;P&gt;Does it mean that I have to spend at least $15 by the end of the year and it does not have to be in a single transaction?&lt;/P&gt;&lt;P&gt;Can I buy like three things for $5 separately?&lt;/P&gt;&lt;P&gt;Also, would that offer work on used books?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 03:21:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658154#M999004</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T03:21:34Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658170#M999008</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I would like to know how does the $15 offer work.&lt;/P&gt;&lt;P&gt;Does it mean that I have to spend at least $15 by the end of the year and it does not have to be in a single transaction?&lt;/P&gt;&lt;P&gt;Can I buy like three things for $5 separately?&lt;/P&gt;&lt;P&gt;Also, would that offer work on used books?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Can you be more specific and detailed so that we can give you the correct answer?&amp;nbsp;For example,&amp;nbsp;I have a $15&amp;nbsp;offer from AMEX to shop at Starbucks but it has to be online and then get a statement credit.&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 03:36:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658170#M999008</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T03:36:18Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658184#M999015</link>
      <description>&lt;P&gt;Im guesing the OP means the Amazon&amp;nbsp;offer. &amp;nbsp; Pretty sure the conditions are a charge of $15 or more.&lt;/P&gt;&lt;P&gt;Just buy a $15 Amazon gift card and then you can spend it any way you wish, even next year if necessary&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 03:58:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658184#M999015</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T03:58:17Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658190#M999020</link>
      <description>&lt;P&gt;thanks!&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 03:54:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658190#M999020</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T03:54:58Z</dc:date>
    </item>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658222#M999034</link>
      <description>&lt;P&gt;Today I was wondering the same thing about the Beck's Prime offer. The offer is "Spend $25 and receive $5 back". Beck's Prime is fairly expensive for what is essentially still fast food but I normally only spend about $16 each time I go.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I went yesterday, I plan to go again sometime this week to see if I get the $5. I'll report back in with my results if anyone is interested.&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 04:24:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658222#M999034</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T04:24:29Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658239#M999043</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Today I was wondering the same thing about the Beck's Prime offer. The offer is "Spend $25 and receive $5 back". Beck's Prime is fairly expensive for what is essentially still fast food but I normally only spend about $16 each time I go.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I went yesterday, I plan to go again sometime this week to see if I get the $5. I'll report back in with my results if anyone is interested.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I agree the wording isn't clear. &amp;nbsp; But I would be surprised if they track spending over two months at a particular merchant. and give the reward when a total is reached. &amp;nbsp;But maybe!&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 04:46:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658239#M999043</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T04:46:29Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658693#M999173</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Today I was wondering the same thing about the Beck's Prime offer. The offer is "Spend $25 and receive $5 back". Beck's Prime is fairly expensive for what is essentially still fast food but I normally only spend about $16 each time I go.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I went yesterday, I plan to go again sometime this week to see if I get the $5. I'll report back in with my results if anyone is interested.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I agree the wording isn't clear. &amp;nbsp; But I would be surprised if they track spending over two months at a particular merchant. and give the reward when a total is reached. &amp;nbsp;But maybe!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I just recently used one of the AMEX offers.&amp;nbsp; It was for JCPenny, spend $50 and get $10 back.&amp;nbsp; I had to add that offer to my profile/account and then use my BCE card to make the purchase.&amp;nbsp; I received an email stating congratulations you earned the $10 and it was&amp;nbsp;credited to my account the next day or two.&amp;nbsp; Really easy process.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Same for the Beck's Prime offer, you would make a one-time purchase of at least $25 and you'll get the statement credit.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 16:24:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658693#M999173</guid>
      <dc:creator>growing123</dc:creator>
      <dc:date>2014-11-23T16:24:46Z</dc:date>
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    <item>
      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658702#M999176</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I would like to know how does the $15 offer work.&lt;/P&gt;&lt;P&gt;Does it mean that I have to spend at least $15 by the end of the year and it does not have to be in a single transaction?&lt;/P&gt;&lt;P&gt;Can I buy like three things for $5 separately?&lt;/P&gt;&lt;P&gt;Also, would that offer work on used books?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Op is this the Amazon offers or, is this online coupons you can add to your Amex card?&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 16:31:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658702#M999176</guid>
      <dc:creator>joedtx</dc:creator>
      <dc:date>2014-11-23T16:31:42Z</dc:date>
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    <item>
      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658731#M999185</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/541987"&gt;@joedtx&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I would like to know how does the $15 offer work.&lt;/P&gt;&lt;P&gt;Does it mean that I have to spend at least $15 by the end of the year and it does not have to be in a single transaction?&lt;/P&gt;&lt;P&gt;Can I buy like three things for $5 separately?&lt;/P&gt;&lt;P&gt;Also, would that offer work on used books?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Op is this the Amazon offers or, is this online coupons you can add to your Amex card?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It is likely one of the "Offers For You" that you can add to your card, then go to the merchant or online to buy there.&lt;/P&gt;&lt;P&gt;With each offer, there is very specific fine print about what does and does not qualify in the offer. It pays to read the details &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;AFAIK, each offer is intended to be taken in one transaction, so the amount you spend with the merchant, prior to sales tax, must exceed the "offer threshold" amount. I made the mistake of trying to get a Walmart offer, spend $15, and while the entire ticket was over $15, the amount before sales tax was under $15, so it still sits on my card. I had to load up a McDonalds order to pass the $5 threshold for that one, but "spend $5 get $5" is hard to complain about.&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 16:49:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658731#M999185</guid>
      <dc:creator>NRB525</dc:creator>
      <dc:date>2014-11-23T16:49:06Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658788#M999207</link>
      <description>&lt;P&gt;I just used my $15 amazon offer on a gift card and got instant notification from amex that the offer was redeemed. Then I picked up a nice g shock that was already on sale for black friday&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 18:04:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3658788#M999207</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T18:04:48Z</dc:date>
    </item>
    <item>
      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659336#M999393</link>
      <description>&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 23 Nov 2014 23:57:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659336#M999393</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-23T23:57:30Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659478#M999452</link>
      <description>&lt;P&gt;Nice idea. I just got a $15 Amazon gift certificate. Instant email from Amex saying deal was redeemed. Save for later.&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 01:51:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659478#M999452</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T01:51:10Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659479#M999453</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Isn't this the same as manufactured spending? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 01:51:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659479#M999453</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T01:51:21Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659495#M999460</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Isn't this the same as manufactured spending? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's even worse! &amp;nbsp;Best/Worst &amp;nbsp;MS costs Amex about 5%, this costs them 100%&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 01:57:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659495#M999460</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T01:57:53Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659502#M999463</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Isn't this the same as manufactured spending? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's even worse! &amp;nbsp;Best/Worst &amp;nbsp;MS costs Amex about 5%, this costs them 100%&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sounds juicy &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 02:00:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659502#M999463</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T02:00:44Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659542#M999486</link>
      <description>&lt;P&gt;We have three people in my family who got the offers. Can all use the same amazon account to make that purchase just to keep it simple? Will Amex question that?&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 02:32:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659542#M999486</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T02:32:50Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659546#M999488</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;We have three people in my family who got the offers. Can all use the same amazon account to make that purchase just to keep it simple? Will Amex question that?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Should be fine. &amp;nbsp;Just make sure you charge it to the different cards. &amp;nbsp; Not sure why Amex would even see the amazon account, this is just a purchase from Amazon.&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 02:36:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659546#M999488</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T02:36:14Z</dc:date>
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      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659563#M999489</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Isn't this the same as manufactured spending? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's even worse! &amp;nbsp;Best/Worst &amp;nbsp;MS costs Amex about 5%, this costs them 100%&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sounds juicy &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You guys are ridiculous! haha&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 02:54:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659563#M999489</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T02:54:53Z</dc:date>
    </item>
    <item>
      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659569#M999491</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Isn't this the same as manufactured spending? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's even worse! &amp;nbsp;Best/Worst &amp;nbsp;MS costs Amex about 5%, this costs them 100%&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sounds juicy &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You guys are ridiculous! haha&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ridiculously awesome. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 02:57:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659569#M999491</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T02:57:31Z</dc:date>
    </item>
    <item>
      <title>Re: American Express offers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659571#M999493</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The easiest way around this, at least for the amazon offer, is to just log on to AMEX click "take offer" and then buy a gift card for $15. Then you get the credit back on AMEX and you have as much time to use the amazon money as you want. Also you could make 150 10 cent purchases and they would all be free. This would solve the problem and you don't have to buy some widget now just to take advantage of the offer. Yes I am sure it works, I just did it a few days ago.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Isn't this the same as manufactured spending? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's even worse! &amp;nbsp;Best/Worst &amp;nbsp;MS costs Amex about 5%, this costs them 100%&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sounds juicy &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You guys are ridiculous! haha&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ridiculously awesome. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;</description>
      <pubDate>Mon, 24 Nov 2014 02:58:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/American-Express-offers/m-p/3659571#M999493</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-24T02:58:26Z</dc:date>
    </item>
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