topic Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic in Credit in the News

Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

snickerpedia — Wed, 20 May 2020 14:55:00 GMT

https://www.wane.com/news/nurses-car-repossessed-after-she-accepts-credit-union-offer-to-defer-payments-during-pandemic/

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Anonymous — Wed, 20 May 2020 15:14:29 GMT

Over 66 cents short a month on her payments which were probably the bank's fault. The math and logic don't add up on this one.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

AllZero — Wed, 20 May 2020 15:47:10 GMT

That's crazy.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

M_Smart007 — Thu, 21 May 2020 00:43:11 GMT

Insane!

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Anonymous — Thu, 21 May 2020 12:43:29 GMT

Bummer

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Brian_Earl_Spilner — Thu, 21 May 2020 12:53:53 GMT

This is ridiculous. I used to work loss mitigation for chase and HSBC. If your car was up for repo, there was a 1 in 4 chance it hit my desk. I never would have allowed it to get repoed. Same with my 3 other coworkers. We would have discussed it between us and brought in management. That being said, there would have been 3 months of phone calls and letters before it even got to me.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

FlaDude — Thu, 21 May 2020 14:58:24 GMT

Everyone seems to be overlooking the saddest part of the story, she drives an Impala.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Fico82 — Thu, 21 May 2020 15:37:10 GMT

Feel sorry for that nurse. The bank should also refund her the rental she had to get plus reimbursement for the blood pressure equipment as well. Hopefully she is back to normal and able to continue the aid for her patients.

To all the nurses in here (medical field) Thank you !

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

PlatoPuss — Fri, 22 May 2020 06:21:57 GMT

Wow. What kind of institution is so beauracratic that $1.22 will trigger a repossession.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Brian_Earl_Spilner — Fri, 22 May 2020 12:01:15 GMT

@FlaDude wrote:
Everyone seems to be overlooking the saddest part of the story, she drives an Impala.

I felt the story was was sad enough without bringing up owning a Chevy.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

snickerpedia — Fri, 22 May 2020 12:04:31 GMT

@Brian_Earl_Spilner wrote:
@FlaDude wrote:
Everyone seems to be overlooking the saddest part of the story, she drives an Impala.
I felt the story was was sad enough without bringing up owning a Chevy.

@Brian_Earl_Spilner - that was the laugh i needed to start my day off!!!!

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Brian_Earl_Spilner — Fri, 22 May 2020 12:39:56 GMT

@snickerpedia wrote:
@Brian_Earl_Spilner wrote:
@FlaDude wrote:
Everyone seems to be overlooking the saddest part of the story, she drives an Impala.
I felt the story was was sad enough without bringing up owning a Chevy.
@Brian_Earl_Spilner - that was the laugh i needed to start my day off!!!!

I'm from a Ford family, my wife is from a Chevy family. She would be so mad if she saw me post that.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Schwartzinator — Fri, 22 May 2020 16:38:19 GMT

@FlaDude wrote:
Everyone seems to be overlooking the saddest part of the story, she drives an Impala.

Mahk? Is that you? All I can think about with this comment is Zebra Corner's YouTube channel.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

K-in-Boston — Fri, 22 May 2020 16:55:58 GMT

While it's a heck of a headline and something is certainly amiss with the CU letting her know about the underpayments, the article should really have been titled "Nurse's car repossessed after failing to make minimum payment for 36 months in a row." Otherwise it seems to feed into the paranoia around accepting assistance, and while the audit was conducted after she took assistance, it's not the actual reason the car was repossessed.

If she is still paying by check, as a traveling nurse I wonder if her contact information was up to date with the credit union?

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

FlaDude — Fri, 22 May 2020 17:18:44 GMT

@Schwartzinator wrote:
@FlaDude wrote:
Everyone seems to be overlooking the saddest part of the story, she drives an Impala.
Mahk? Is that you? All I can think about with this comment is Zebra Corner's YouTube channel.

Not Mahk, but I just checked out the channel, some funny stuff there.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

NoMoreE46 — Mon, 25 May 2020 03:58:12 GMT

@Schwartzinator wrote:
Mahk? Is that you? All I can think about with this comment is Zebra Corner's YouTube channel.

@Schwartzinator

I love Zebra's Corner.

So wicked hilarious

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Anonymous — Mon, 25 May 2020 04:33:06 GMT

@K-in-Boston wrote:
While it's a heck of a headline and something is certainly amiss with the CU letting her know about the underpayments, the article should really have been titled "Nurse's car repossessed after failing to make minimum payment for 36 months in a row." Otherwise it seems to feed into the paranoia around accepting assistance, and while the audit was conducted after she took assistance, it's not the actual reason the car was repossessed.

If she is still paying by check, as a traveling nurse I wonder if her contact information was up to date with the credit union?

I can say this from my personal experience as a travel/contract worker in Healthcare (exact same job type - just different profession):

It is a *nightmare* to keep your info up to date. Often times you change jobs every 3 months. I have been lucky to stay in the same region for nearly 3 years (while still being within the rules of the game) and while even being in one area so long, it is a joke getting your mail fowarded.

You *cannot* change your permanent residence info, not even temporarily, or it looks like you are taking up residence in the new state you are working your contract in.

Especially now during the pandemic, you can just forget getting your mail. I have made 3 requests *each* for new card replacements before actually receiving it (for 4 different cards).

My national professional license took over 2 months to receive.

Most times you dont even get 30% of your mail via "temporary fowarding".

So I can absolutely sympathize with this. It is the worst!

Also, I have had friends/family send me my mail previously, but it becomes expensive to do regularly (have to go priority to get tracking), and a hassle to expect people to do this all the time, like forever.

I've also waited until I go home, but you can't always wait that long to get your mail. I also don't trust it just sitting there for who knows how long.

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

JoeLuvsHisCredit — Mon, 25 May 2020 05:34:51 GMT

@Brian_Earl_Spilner wrote:
@snickerpedia wrote:
@Brian_Earl_Spilner wrote:
@FlaDude wrote:
Everyone seems to be overlooking the saddest part of the story, she drives an Impala.
I felt the story was was sad enough without bringing up owning a Chevy.
@Brian_Earl_Spilner - that was the laugh i needed to start my day off!!!!
I'm from a Ford family, my wife is from a Chevy family. She would be so mad if she saw me post that.

GROSSSSSS FORD lol i hate and would not never drive a ford never again. I have not drove a ford in 25 years. When I get a rental I tell them don't put me in a ford lol

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

pinkandgrey — Mon, 25 May 2020 19:33:23 GMT

@Brian_Earl_Spilner wrote:
@snickerpedia wrote:
@Brian_Earl_Spilner wrote:
@FlaDude wrote:
Everyone seems to be overlooking the saddest part of the story, she drives an Impala.
I felt the story was was sad enough without bringing up owning a Chevy.
@Brian_Earl_Spilner - that was the laugh i needed to start my day off!!!!
I'm from a Ford family, my wife is from a Chevy family. She would be so mad if she saw me post that.

My family is a Ford family as well. However, I love the look of Chevy/GMC trucks. Sorry!

Re: Nurse’s car repossessed after she accepts credit union offer to defer payments during pandemic

Revelate — Mon, 25 May 2020 21:53:55 GMT

@Anonymous wrote:
@K-in-Boston wrote:
While it's a heck of a headline and something is certainly amiss with the CU letting her know about the underpayments, the article should really have been titled "Nurse's car repossessed after failing to make minimum payment for 36 months in a row." Otherwise it seems to feed into the paranoia around accepting assistance, and while the audit was conducted after she took assistance, it's not the actual reason the car was repossessed.

If she is still paying by check, as a traveling nurse I wonder if her contact information was up to date with the credit union?
I can say this from my personal experience as a travel/contract worker in Healthcare (exact same job type - just different profession):

It is a *nightmare* to keep your info up to date. Often times you change jobs every 3 months. I have been lucky to stay in the same region for nearly 3 years (while still being within the rules of the game) and while even being in one area so long, it is a joke getting your mail fowarded.

You *cannot* change your permanent residence info, not even temporarily, or it looks like you are taking up residence in the new state you are working your contract in.

Especially now during the pandemic, you can just forget getting your mail. I have made 3 requests *each* for new card replacements before actually receiving it (for 4 different cards).

My national professional license took over 2 months to receive.

Most times you dont even get 30% of your mail via "temporary fowarding".

So I can absolutely sympathize with this. It is the worst!

Also, I have had friends/family send me my mail previously, but it becomes expensive to do regularly (have to go priority to get tracking), and a hassle to expect people to do this all the time, like forever.

I've also waited until I go home, but you can't always wait that long to get your mail. I also don't trust it just sitting there for who knows how long.

Isn't this why Mail Boxes Etc and a thousand other mail services got started?

There's plenty targeting professionals and corporations spefically, find one close to home base and have them sort the issue of either forwarding or a higher tier service for things you care about (business stuff).