topic Re: Gas Stations Rushing To Install Chip Readers in Credit in the News

Gas Stations Rushing To Install Chip Readers

Ugenie7 — Fri, 15 May 2020 16:20:07 GMT

Could it be?

Finally!?

Gas stations rush to adopt chip-card readers

Another article.

Re: Gas Stations Rushing To Install Chip Readers

gdale6 — Fri, 15 May 2020 22:58:00 GMT

Good info and about time. Gas stations are typically where they first test stolen cards...

Re: Gas Stations Rushing To Install Chip Readers

Ugenie7 — Sat, 16 May 2020 04:22:26 GMT

I haven't found anything on wether the October date has being pushed out due to covid yet. I suspect it has but hasn't been announced yet.

Re: Gas Stations Rushing To Install Chip Readers

Revelate — Sat, 16 May 2020 17:55:10 GMT

@Ugenie7 wrote:
I haven't found anything on wether the October date has being pushed out due to covid yet. I suspect it has but hasn't been announced yet.

I doubt it, I hope they don't anyway and I drive an EV now anyway.

Original deadline was pushed back half a decade and again they sat on their hands. F em, start making them pay for their laziness and they will get their poop in a group in a hurry.

Yup I know it costs money but it would have been cheaper for them to do it before, now with shortages and their whining about obtaining labor and hardware, should not have procrastinated.

Admittedly it makes it super easy for me: if I see a charge from a gas station other than food when driving cross county I know it's fraud.

Actually, since I got my Tesla? I have had zero fraud issues, none. They were a fairly regular occurrence 1-2 times a year previously. I know causality doesn't mean totality but still.

Re: Gas Stations Rushing To Install Chip Readers

FireMedic1 — Sat, 16 May 2020 18:09:51 GMT

It happened already at BP in Fl. I put my card in, went to pull it out and WTH? Tugged on it. Screen said "Reading Card"

Re: Gas Stations Rushing To Install Chip Readers

Ugenie7 — Sat, 16 May 2020 18:36:03 GMT

@FireMedic1 wrote:
It happened already at BP in Fl. I put my card in, went to pull it out and WTH? Tugged on it. Screen said "Reading Card"

Good!

Did it swallow the whole card? I suppose so to be backwards compatible for the mag stripe.

Re: Gas Stations Rushing To Install Chip Readers

Ugenie7 — Sat, 16 May 2020 18:41:08 GMT

@Revelate

I agree with everything you said!

Re: Gas Stations Rushing To Install Chip Readers

Anonymous — Sat, 16 May 2020 21:02:32 GMT

@Ugenie7 wrote:
Could it be?
Finally!?
Gas stations rush to adopt chip-card readers

Another article.

As I think back on your information ... when the financial industry got into setting dates for chip reader installation compliance, they adjusted the gas station provider installation dates after there was a squack from the industry. Seemed to recall they were given until 2020 to comply (an extension to 2020 was confirmed). All the excitement goes back to 2015 through 2017 setting the requirements.

Will add that clear back to August 2015 Visa, MasterCard, Discover and American Express eliminated the requirement for a signature with Chip transactions. With the COVID-19 situation many of the places I go the Chip ~~& Signature~~ was modified to stop the Signature. Finally!

The funny part in all this is, modern day applications do NOT have an actual signature on file so how can there be an approval of something that doesn't exist unless you had the clerk verify the signature with the one on the back of the card if there is one! Back in the old days (way back) using paper applications we did have an actual signature and that went out with the Dinosaur!!!

Re: Gas Stations Rushing To Install Chip Readers

Ugenie7 — Sat, 16 May 2020 21:36:02 GMT

@Anonymous wrote:
@Ugenie7 wrote:
Could it be?
Finally!?
Gas stations rush to adopt chip-card readers

Another article.
As I think back on your information ... when the financial industry got into setting dates for chip reader installation compliance, they adjusted the gas station provider installation dates after there was a squack from the industry. Seemed to recall they were given until 2020 to comply (an extension to 2020 was confirmed). All the excitement goes back to 2015 through 2017 setting the requirements.

Will add that clear back to August 2015 Visa, MasterCard, Discover and American Express eliminated the requirement for a signature with Chip transactions. With the COVID-19 situation many of the places I go the Chip ~~& Signature~~ was modified to stop the Signature. Finally!

The funny part in all this is, modern day applications do NOT have an actual signature on file so how can there be an approval of something that doesn't exist unless you had the clerk verify the signature with the one on the back of the card if there is one! Back in the old days (way back) using paper applications we did have an actual signature and that went out with the Dinosaur!!!

I was prompted for my signature a couple weeks ago. I thought it was strange that they didn't have a signature to compare with.

Way back in time the cashier at a store was supposed to check your signature on the back of your card with the signature on your drivers license.

I also remember cashier's used to check a printed master list of stolen card numbers.

Hmmm, I don't remember if I remembered that right! 🤔

Re: Gas Stations Rushing To Install Chip Readers

Revelate — Sun, 17 May 2020 14:25:29 GMT

@Anonymous wrote:
@Ugenie7 wrote:
Could it be?
Finally!?
Gas stations rush to adopt chip-card readers

Another article.
As I think back on your information ... when the financial industry got into setting dates for chip reader installation compliance, they adjusted the gas station provider installation dates after there was a squack from the industry. Seemed to recall they were given until 2020 to comply (an extension to 2020 was confirmed). All the excitement goes back to 2015 through 2017 setting the requirements.

Will add that clear back to August 2015 Visa, MasterCard, Discover and American Express eliminated the requirement for a signature with Chip transactions. With the COVID-19 situation many of the places I go the Chip ~~& Signature~~ was modified to stop the Signature. Finally!

The funny part in all this is, modern day applications do NOT have an actual signature on file so how can there be an approval of something that doesn't exist unless you had the clerk verify the signature with the one on the back of the card if there is one! Back in the old days (way back) using paper applications we did have an actual signature and that went out with the Dinosaur!!!

And actually I signed mortgage and employment documents with a mouse, to say nothing of the rise of electronic signature of legal documents anyway.

My cursive handwriting is admittedly wretched to begin with but my mouse siggy is downright unlegible and uncomparible anyway: it would take me thousands if not millions of attempts to duplicate trying to scrawl it with the mouse.

Re: Gas Stations Rushing To Install Chip Readers

icednightpaper — Sun, 17 May 2020 21:41:46 GMT

While they should’ve forced the deadline years ago, I still shake my head that contactless readers aren’t even considered here. The pumps that have them should be lauded and followed as example, instead we’re dragging on chips still.

Re: Gas Stations Rushing To Install Chip Readers

Ugenie7 — Sat, 23 May 2020 17:52:01 GMT

More info. It doesn't look like Visa or MasterCard are going to back down.

How to tell if gas pump has a chip reader or just not active yet.

Put a piece of masking tape on the mag stripe of your card then insert onto the pumps card reader.

I did this at a new looking Murphy USA (Wal-Mart) pump and get a read error after 3 tries. I removed masking tape and got my gas.

The pump has a sticker which looked like the pump has been upgraded.

Re: Gas Stations Rushing To Install Chip Readers

VPExecutive — Sun, 24 May 2020 20:19:39 GMT

They had more than five years to install them, so it's their own problem.

Re: Gas Stations Rushing To Install Chip Readers

Ugenie7 — Sun, 24 May 2020 22:51:04 GMT

Indeed!

It does make me wonder if some gas stations will stop accepting credit cards altogether?

Then they can gain more time to install chip readers and see what kind of impact a no credit card policy would have on their business.

I'm sure some people would just use their debit card instead.

Of course there's the option to take my business elsewhere too!

Re: Gas Stations Rushing To Install Chip Readers

UncleB — Tue, 26 May 2020 05:02:27 GMT

@icednightpaper wrote:
While they should’ve forced the deadline years ago, I still shake my head that contactless readers aren’t even considered here. The pumps that have them should be lauded and followed as example, instead we’re dragging on chips still.

The Circle-K I stop at once a week has contactless readers on the pumps... I can either tap my card or use Samsung Pay.

There are several other stations within a quarter mile, but I always stop at Circle-K because of this.

Re: Gas Stations Rushing To Install Chip Readers

MrT_521 — Wed, 27 May 2020 10:25:38 GMT

@UncleB wrote:

The Circle-K I stop at once a week has contactless readers on the pumps... I can either tap my card or use Samsung Pay. There are several other stations within a quarter mile, but I always stop at Circle-K because of this.

I am an expat, but my US home is Pennsylvania where Sheetz is big. I moved outside the US in 2018, but at that time Sheetz was adding contactless payment at the pump. I would get gas at Sheetz for that reason. Why, they probably even paid for the upgrade just by the $50/month I spent there for a few months!

(Or maybe not...)