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    <title>topic Re: Revolving Uti 12% to 2% +7pts in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267263#M100071</link>
    <description>&lt;P&gt;How many cards reporting?&lt;/P&gt;</description>
    <pubDate>Wed, 07 Oct 2015 20:20:30 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-10-07T20:20:30Z</dc:date>
    <item>
      <title>Revolving Uti 12% to 2% +7pts</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267018#M100062</link>
      <description>&lt;P&gt;Revolving credit limit $50,000&lt;/P&gt;&lt;P&gt;Utilization prev $6,000&lt;/P&gt;&lt;P&gt;Utilization now $750&lt;/P&gt;&lt;P&gt;Exp v8 prev 727&lt;/P&gt;&lt;P&gt;Exp v8 now 734 (+7)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 07 Oct 2015 18:15:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267018#M100062</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-07T18:15:48Z</dc:date>
    </item>
    <item>
      <title>Re: Revolving Uti 12% to 2% +7pts</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267263#M100071</link>
      <description>&lt;P&gt;How many cards reporting?&lt;/P&gt;</description>
      <pubDate>Wed, 07 Oct 2015 20:20:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267263#M100071</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-07T20:20:30Z</dc:date>
    </item>
    <item>
      <title>Re: Revolving Uti 12% to 2% +7pts</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267317#M100073</link>
      <description>&lt;P&gt;Just the ones in my sig:&amp;nbsp;&lt;SPAN&gt;Chase Sapphire Preferred $9,600, CapitalOne Quicksilver $12,000, DCU Platinum $15,000, Sears Store Card $12,000&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 07 Oct 2015 20:47:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267317#M100073</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-07T20:47:31Z</dc:date>
    </item>
    <item>
      <title>Re: Revolving Uti 12% to 2% +7pts</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267323#M100074</link>
      <description>&lt;P&gt;Let me rephrase&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How many cards reporting a balance included in that $750?&lt;/P&gt;</description>
      <pubDate>Wed, 07 Oct 2015 20:51:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267323#M100074</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-07T20:51:35Z</dc:date>
    </item>
    <item>
      <title>Re: Revolving Uti 12% to 2% +7pts</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267352#M100079</link>
      <description>&lt;P&gt;Chase $9 and Cap1 $741&lt;/P&gt;</description>
      <pubDate>Wed, 07 Oct 2015 21:13:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4267352#M100079</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-07T21:13:08Z</dc:date>
    </item>
    <item>
      <title>Re: Revolving Uti 12% to 2% +7pts</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4271473#M100202</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Chase $9 and Cap1 $741&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;One bureau is showing as 0% uti chase and 2% uti cap1&lt;/P&gt;</description>
      <pubDate>Sat, 10 Oct 2015 05:12:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Revolving-Uti-12-to-2-7pts/m-p/4271473#M100202</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-10T05:12:16Z</dc:date>
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