topic Re: TU just went up 63 points! Question... in Understanding FICO® Scoring

TU just went up 63 points! Question...

Anonymous — Sat, 12 Dec 2015 19:54:07 GMT

Got a score alert from here that my score has changed. I logged in and saw a 63 point jump on TU! SO, I had to know and pulled my scores here and sure enough, comparing this report to other reports previously purchased here it no longer says I have a 60 day late (and that was a Verizon charge off, weird, it never showed as a collection item).

So then became more curious. Logged in to TU and pulled a current report and it still shows the Verizon. I did messaged customer service a few weeks ago and asked for a good will deletion (it turns 7 years 2/2016) and never got a response. That said, even though my TU direct report used to say (2) negatives, now it says (1). Weird.

While I have learned how different scores can be between the (3) files, can I expect similar score jumps on EX and EQ when this fall off with them?

Re: TU just went up 63 points! Question...

NRB525 — Sat, 12 Dec 2015 21:00:05 GMT

Congratulations!

And I would expect some similar range of improvement on EX and EQ, although if you have one last late, I think others have had to wait for all lates to get off the report before the final boost in scores.

Good luck! You are almost there.

Re: TU just went up 63 points! Question...

Anonymous — Sat, 12 Dec 2015 21:01:24 GMT

@NRB525 wrote:
Congratulations!
And I would expect some similar range of improvement on EX and EQ, although if you have one last late, I think others have had to wait for all lates to get off the report before the final boost in scores.

Good luck! You are almost there.

Thanks! The one last baddie is on TU only, so EX and EQ are 100% baddie free.

Re: TU just went up 63 points! Question...

Anonymous — Mon, 14 Dec 2015 05:15:28 GMT

Sweet!! Congats.. Always feels good to see jumps like that.