https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/5-point-score-increase-for-status-change/m-p/76900#M10313 Thats strange. I saw something similar too on my CR. I guessed if no data FICO assumes all possible points. I don't know though. I had this report as NA on one CRA and $0 on the other. The NA got a higher score. I would like an answer too. <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Sat, 06 Oct 2007 00:16:57 GMT Anonymous 2007-10-06T00:16:57Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/5-point-score-increase-for-status-change/m-p/76882#M10312 <DIV>I received an alert today from Eq's SW saying that my status changed on my Direct Loans account from PAST DUE: $0 to PAST DUE: N/A and I had a 5 point score increase.&nbsp; What is the difference?&nbsp; I'm not complaining, just curious!</DIV><DIV><BR />Thanks!&nbsp;</DIV> Fri, 05 Oct 2007 23:16:04 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/5-point-score-increase-for-status-change/m-p/76882#M10312 Anonymous 2007-10-05T23:16:04Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/5-point-score-increase-for-status-change/m-p/76900#M10313 Thats strange. I saw something similar too on my CR. I guessed if no data FICO assumes all possible points. I don't know though. I had this report as NA on one CRA and $0 on the other. The NA got a higher score. I would like an answer too. <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Sat, 06 Oct 2007 00:16:57 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/5-point-score-increase-for-status-change/m-p/76900#M10313 Anonymous 2007-10-06T00:16:57Z