topic Re: How do I remove inquiries from CR. in Understanding FICO® Scoring

How do I remove inquiries from CR.

Anonymous — Wed, 30 Dec 2015 23:55:48 GMT

Just trying to see if I can remove some inquiries to improve my scores all across.

elim — Thu, 31 Dec 2015 00:12:12 GMT

speak with Stewart "Gilligan" Griffin about borrowing his time machine and move fwd in time 24 months and they will be gone :]

Anonymous — Sun, 03 Jan 2016 05:06:21 GMT

The answer is nope. They usually stay on the report for 2 years but don't affect scoring after a year.

Shogun — Sun, 03 Jan 2016 06:06:30 GMT

@Anonymous wrote:
The answer is nope. They usually stay on the report for 2 years but don't affect scoring after a year.

If they are legitimate Inqs, then this is the correct answer. They lose bite after 6 months, FICO doesn't score after a year and they fall off in 2.

RobertEG — Sun, 03 Jan 2016 23:49:01 GMT

You can contact the party who made the inquiry and attempt to get them to recode the inquiry as soft.

Soft inquiries are not seen by others, and do not count in scoring.