topic Re: What's helping and What's hurting your FICO score in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-s-helping-and-What-s-hurting-your-FICO-score/m-p/78297#M10435 If you bought them from MyFICO then it should all be FICO. If you bought them directly from the CRAs then only EQ comments count. Tue, 09 Oct 2007 23:30:35 GMT Anonymous 2007-10-09T23:30:35Z What's helping and What's hurting your FICO score https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-s-helping-and-What-s-hurting-your-FICO-score/m-p/78229#M10430 <DIV></DIV><DIV>I just compared the MyFICO reports I obtained for all three CRAs and I am curious about something.&nbsp; My Equifax score was 22 points lower than Experian and TransUnion.&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>The Equifax report states that I recently opened a new credit account (1st new car loan in 20 years) that is hurting my score.&nbsp; This auto loan is reported at all three CRAs but Equifax is the only one commenting on it?&nbsp; How much of the feedback offered in the reports are a direct result of the MyFICO software ... and how much of it is the FICO scoring system ... and how much of it is the extra analysis provided from the CRA software?</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Tue, 09 Oct 2007 21:05:31 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-s-helping-and-What-s-hurting-your-FICO-score/m-p/78229#M10430 Dawn 2007-10-09T21:05:31Z Re: What's helping and What's hurting your FICO score https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-s-helping-and-What-s-hurting-your-FICO-score/m-p/78297#M10435 If you bought them from MyFICO then it should all be FICO. If you bought them directly from the CRAs then only EQ comments count. Tue, 09 Oct 2007 23:30:35 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-s-helping-and-What-s-hurting-your-FICO-score/m-p/78297#M10435 Anonymous 2007-10-09T23:30:35Z Re: What's helping and What's hurting your FICO score https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-s-helping-and-What-s-hurting-your-FICO-score/m-p/78529#M10449 New credit will ding you for 6 to 12 months. Wed, 10 Oct 2007 13:45:59 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-s-helping-and-What-s-hurting-your-FICO-score/m-p/78529#M10449 Anonymous 2007-10-10T13:45:59Z