topic Re: Which Credit Bureau is your strongest (Score) in Understanding FICO® Scoring

Which Credit Bureau is your strongest (Score)

erdoganog — Sun, 10 Apr 2016 02:47:18 GMT

Transunion Experian Equifax

Mines at TU high 7s being strongest with the least amount Inq in the last year then Eq and Ex being closely similar tied mid 700s

Re: Which Credit Bureau is your strongest (Score)

pipeguy — Mon, 11 Apr 2016 19:41:12 GMT

TU 789 EQ 767 EX 737

Experian still carries an incorrect entry that they won't change and I don't care enough to take them to court (yes I've disputed it several times) - TU an d EQ both removed the incorrect entry the first time I asked, but EX refuses to.

Edit/Add: Credit Karma (Vantage Score) shows 769 for both TU and EQ (no experian)

Re: Which Credit Bureau is your strongest (Score)

Anonymous — Sun, 10 Apr 2016 08:10:24 GMT

TU (752) for me but it is also clean and only 4 INQ. I have a small medical collection from 2010 on EQ and Ex. The difference in scores for that $150 collection is 60 points.

Re: Which Credit Bureau is your strongest (Score)

RonM21 — Sun, 10 Apr 2016 13:57:06 GMT

Equifax for me, but I think it's because they have one extra old account of mine reporting that the other 2 don't. It was a paid car loan from 2006

Re: Which Credit Bureau is your strongest (Score)

SouthJamaica — Sun, 10 Apr 2016 14:03:32 GMT

Almost always, TU is my highest, and EX my lowest.

Re: Which Credit Bureau is your strongest (Score)

Bankrupt2019 — Sun, 10 Apr 2016 20:34:12 GMT

EX used to be my highest, EQ now is. TU has been the middle for as long as I've had credit except for this past month......

Re: Which Credit Bureau is your strongest (Score)

Anonymous — Sun, 10 Apr 2016 21:15:00 GMT

Always highest Transunion. Equifax always lowest.

Re: Which Credit Bureau is your strongest (Score)

Anonymous — Sun, 10 Apr 2016 21:58:43 GMT

TU is always my highest.

Re: Which Credit Bureau is your strongest (Score)

Grafton88 — Tue, 12 Apr 2016 03:36:28 GMT

TU=730. EX=690, EQ=671.

Both EX and EQ have a Public Record(BK13) on them. I'll be looking for a 40-50 point jump in the next few months when they become clean.

Re: Which Credit Bureau is your strongest (Score)

EdMan63 — Tue, 12 Apr 2016 10:15:14 GMT

EX used to be now it's TU 797 EX 790 EQ 703. EQ still has CO present. Should jump when it falls off in a couple of months.

Re: Which Credit Bureau is your strongest (Score)

Revelate — Tue, 12 Apr 2016 16:13:40 GMT

EX traditionally for FICO 8 and FICO 98; TU (was when the files were close to identical) was my strongest out of the 04 models.

And if we really want to go to the Twilight Zone, EQ which has hated me since the dawn of my credit report, FICO 9 is astoundingly high (to me anyway) up in Vantage 3.0 territory at a 780. Not enough data to figure out why that occurred or why my EX is so low in comparison other than at the time I had a brand spanking new inquiry.

Re: Which Credit Bureau is your strongest (Score)

EW800 — Wed, 13 Apr 2016 00:47:21 GMT

Looking at my FICO 8 scores, TU is always the highest for me, by about 6 to 12 points. Experian is almost my lowest, typically being about a dozen points lower than my TU score.

Re: Which Credit Bureau is your strongest (Score)

Anonymous — Thu, 14 Apr 2016 04:52:26 GMT

TU is my strong, and Equifax is weakest. My wife has Experian as her strong, and Equifax as her weakest.

Re: Which Credit Bureau is your strongest (Score)

satasat360 — Fri, 15 Apr 2016 22:12:27 GMT

@Anonymous wrote:
Always highest Transunion. Equifax always lowest.

+1, my TU has 5 inq vs my eq's 3 everything is same, but eq didnt like me for some reason. TU 777 and EQ 759

Re: Which Credit Bureau is your strongest (Score)

Anonymous — Sat, 16 Apr 2016 17:18:15 GMT

Experian has historically been my highest. See my signature.

Re: Which Credit Bureau is your strongest (Score)

Anonymous — Sat, 16 Apr 2016 17:43:26 GMT

TransUnion dislikes me. It's always my worst.

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