topic Re: Status date vs Activity date in Understanding FICO® Scoring

Status date vs Activity date

Anonymous — Fri, 20 Apr 2007 21:04:20 GMT

I have an old collection on Equifax. The report says that the last activity date was 8/03. But, it also says the status date is 4/07. So, when calculating the score, which date is used?

Re: Status date vs Activity date

Anonymous — Fri, 20 Apr 2007 23:57:59 GMT

The last activity date is the one that FICO looks at, the status date is the last time the CA updated [or verified] the info.